Firm
Saltbox Financial
Newburyport, Massachusetts
Fee-only
Saltbox Financial at a glance
- One of 352 fee-only firms based in Massachusetts in the Wellspent graph.
- 5 advisors are listed here; 3 of 5 hold the CFP.
- Its Form ADV reports 5 employees and 50 individual clients, 31 of them high net worth.
- Its average account is about $493,000 (assets it manages divided by its 212 accounts).
- Its hourly rate of $300 is in line with the Massachusetts median of $300.
- It works with clients virtually as well as in person.
Fee-only advisors in Massachusetts · What fee-only advisors charge in Massachusetts
Facts
| Based in | Newburyport, Massachusetts |
|---|---|
| Website | saltboxfinancial.co |
| [email protected] | |
| Phone | (978) 572-2071 |
Saltbox Financial fees
What the firm's own website says it charges, checked October 28, 2026. We keep a price only when the exact words stating it appear on the page.
| Hourly | $300 an hour |
|---|---|
| Account minimum | None |
| How it charges | Hourly · Ongoing planning fee |
In the firm's words
"$300 to work with a Senior or Associate Advisor" source
"No minimum assets or income requirements" source
"We provide financial advice by the hour to individuals and families across the country." source
"We provide ongoing asset management, tax preparation and comprehensive planning services to individuals and families." source
For comparison, fee-only firms that publish prices charge a median of $4,500 a year for ongoing planning, $2,000 for a one-time plan, $300 an hour, or 1% of assets. See the fee report.
What its SEC filing says
| Paid by | Percentage of assets · Hourly |
|---|---|
| Assets managed | $105 million |
| Individual clients | 19 |
| High-net-worth clients | 31 |
| Accounts managed | 212 |
| Employees | 5 |
| Planning clients | 26-50 |
| Registered with | The SEC (801-136998) |
| Financial planning | Offered |
| Form ADV filed | July 2, 2026 |
| SEC record | CRD 130882 |