Firm
RFM Financial Solutions
Mt. Pleasant, Michigan
Fee-only
RFM Financial Solutions at a glance
- One of 237 fee-only firms based in Michigan in the Wellspent graph.
- 3 advisors are listed here; 2 of 3 hold the CFP.
- Its Form ADV reports 6 employees and 544 individual clients, 72 of them high net worth.
- Its average account is about $266,000 (assets it manages divided by its 979 accounts).
Fee-only advisors in Michigan · What fee-only advisors charge in Michigan
Facts
| Based in | Mt. Pleasant, Michigan |
|---|---|
| Website | rfmfinancialsolutions.com |
| Phone | (989) 772-1209 |
RFM Financial Solutions fees
What the firm's own website says it charges, checked October 30, 2026. We keep a price only when the exact words stating it appear on the page.
| Asset-based fee | 0.5% to 1% a year |
|---|---|
| How it charges | Percentage of assets · Hourly |
In the firm's words
"The only fee from RFM Financial Solutions, LLC is normally 1/2% – 1% per year of your account value." source
"The only fee from RFM Financial Solutions, LLC is normally 1/2% – 1% per year of your account value." source
"The only fee from RFM Financial Solutions, LLC is normally 1/2% – 1% per year of your account value." source
"Smaller accounts are billed on an hourly rate." source
For comparison, fee-only firms that publish prices charge a median of $4,500 a year for ongoing planning, $2,000 for a one-time plan, $300 an hour, or 1% of assets. See the fee report.
What its SEC filing says
| Paid by | Percentage of assets · Hourly · Fixed fees |
|---|---|
| Assets managed | $260 million |
| Individual clients | 472 |
| High-net-worth clients | 72 |
| Accounts managed | 979 |
| Employees | 6 |
| Planning clients | 11-25 |
| Registered with | The SEC (801-116713) |
| Financial planning | Offered |
| Form ADV filed | August 6, 2026 |
| SEC record | CRD 124468 |