Firm
Rain or Shine Planning
Portland, Oregon
Fee-only
Rain or Shine Planning at a glance
- One of 191 fee-only firms based in Oregon in the Wellspent graph.
- 2 advisors are listed here; 1 of 2 hold the CFP.
- Its Form ADV reports 2 employees and 63 individual clients, 29 of them high net worth.
- Its average account is about $336,000 (assets it manages divided by its 174 accounts).
- Its website says it's taking new clients.
- It works with clients virtually as well as in person.
Fee-only advisors in Oregon · What fee-only advisors charge in Oregon
Facts
| Based in | Portland, Oregon |
|---|---|
| Website | rainorshine.co |
| Phone | (503) 662-8251 |
Rain or Shine Planning fees
What the firm's own website says it charges, checked October 30, 2026. We keep a price only when the exact words stating it appear on the page.
| Asset-based fee | 1% a year on the first tier of assets |
|---|---|
| How it charges | Percentage of assets · Hourly · Ongoing planning fee · One-time plans or projects |
In the firm's words
"First $1,000,000 - 1.00%" source
"Our ongoing services combine comprehensive financial planning with investment management under a transparent Assets Under Management (AUM) fee model." source
"This service is for you if you want an ongoing partner for every financial question that pops up along the way." source
For comparison, fee-only firms that publish prices charge a median of $4,500 a year for ongoing planning, $2,000 for a one-time plan, $300 an hour, or 1% of assets. See the fee report.
What its SEC filing says
| Paid by | Percentage of assets · Hourly · Fixed fees |
|---|---|
| Assets managed | $58 million |
| Individual clients | 34 |
| High-net-worth clients | 29 |
| Accounts managed | 174 |
| Employees | 2 |
| Planning clients | 26-50 |
| Financial planning | Offered |
| Form ADV filed | July 2, 2026 |
| SEC record | CRD 327703 |