Firm
Penny Earned Financial
San Antonio, Texas
Fee-only
Penny Earned Financial at a glance
- One of 690 fee-only firms based in Texas in the Wellspent graph.
- 1 advisor is listed here, who holds the CFP.
- Its Form ADV reports 1 employee and 8 individual clients, 1 of them high net worth.
- Its ongoing planning fee starts at $3,000 a year, in line with the Texas median of $3,000.
- Its website says it's taking new clients.
- It works with clients virtually as well as in person.
Fee-only advisors in Texas · What fee-only advisors charge in Texas
Facts
| Based in | San Antonio, Texas |
|---|---|
| Website | pennyearnedfinancial.com |
| [email protected] | |
| Phone | (731) 772-7074 |
Penny Earned Financial fees
What the firm's own website says it charges, checked October 28, 2026. We keep a price only when the exact words stating it appear on the page.
| Ongoing planning | From $3,000 a year |
|---|---|
| One-time plan | From $1,500 |
| How it charges | Ongoing planning fee · One-time plans or projects |
In the firm's words
"Starting at $250/month" source
"Starting at $1,500" source
"Starting at $250/month" source
"Ongoing financial planning is offered for a monthly fee" source
For comparison, fee-only firms that publish prices charge a median of $4,500 a year for ongoing planning, $2,000 for a one-time plan, $300 an hour, or 1% of assets. See the fee report.
What its SEC filing says
| Paid by | Fixed fees |
|---|---|
| Individual clients | 7 |
| High-net-worth clients | 1 |
| Employees | 1 |
| Planning clients | 1-10 |
| Financial planning | Offered |
| Form ADV filed | March 30, 2026 |
| SEC record | CRD 330919 |