Firm
Navigate Financial
Salt Lake City, Utah
Fee-only
Navigate Financial at a glance
- One of 107 fee-only firms based in Utah in the Wellspent graph.
- 3 advisors are listed here.
- Its Form ADV reports 3 employees and 121 individual clients, 6 of them high net worth.
- Its average account is about $1.2 million (assets it manages divided by its 278 accounts).
- Its website says it's taking new clients.
- It works with clients virtually as well as in person.
Fee-only advisors in Utah · What fee-only advisors charge in Utah
Facts
| Based in | Salt Lake City, Utah |
|---|---|
| Website | navigatefinancial.com |
| [email protected] | |
| Phone | (801) 905-1644 |
Navigate Financial fees
What the firm's own website says it charges, checked October 30, 2026. We keep a price only when the exact words stating it appear on the page.
| Ongoing planning | From $300 a year |
|---|---|
| Asset-based fee | 0.5% to 1% a year |
| Account minimum | None |
| How it charges | Percentage of assets · Ongoing planning fee |
In the firm's words
"Financial planning and advice with a dedicated advisor $24.99/month" source
"The investment management fee is 0.50%, and the cost of the investments is less than 0.05%" source
"The investment management fee is generally 1.00%, which does not include the cost of investments themselves" source
"no account minimums" source
For comparison, fee-only firms that publish prices charge a median of $4,500 a year for ongoing planning, $2,000 for a one-time plan, $300 an hour, or 1% of assets. See the fee report.
What its SEC filing says
| Paid by | Percentage of assets · Hourly · Subscription · Fixed fees |
|---|---|
| Assets managed | $338 million |
| Individual clients | 115 |
| High-net-worth clients | 6 |
| Accounts managed | 278 |
| Employees | 3 |
| Planning clients | 101-250 |
| Registered with | The SEC (801-128078) |
| Financial planning | Offered |
| Form ADV filed | January 30, 2026 |
| SEC record | CRD 325945 |