Firm
Cultivating Wealth
Brooklyn, New York
Fee-only
Cultivating Wealth at a glance
- One of 480 fee-only firms based in New York in the Wellspent graph.
- 4 advisors are listed here; 3 of 4 hold the CFP.
- Its Form ADV reports 5 employees and 175 individual clients, 64 of them high net worth.
- Its average account is about $292,000 (assets it manages divided by its 719 accounts).
- Its website says it's taking new clients.
Fee-only advisors in New York · What fee-only advisors charge in New York
Facts
| Based in | Brooklyn, New York |
|---|---|
| Website | cultivatingwealth.com |
| [email protected] | |
| Phone | (646) 693-7451 |
Cultivating Wealth fees
What the firm's own website says it charges, checked October 28, 2026. We keep a price only when the exact words stating it appear on the page.
| One-time plan | From $12,000 |
|---|---|
| How it charges | Percentage of assets · Flat fee · One-time plans or projects |
In the firm's words
"Standard fee: $12,000 for a six-month project." source
"This is billed as a percentage of the investments under our management and is deducted directly from your account(s)." source
"This is a flat fee for a comprehensive plan or specific project." source
"This is a flat fee for a comprehensive plan or specific project." source
For comparison, fee-only firms that publish prices charge a median of $4,500 a year for ongoing planning, $2,000 for a one-time plan, $300 an hour, or 1% of assets. See the fee report.
What its SEC filing says
| Paid by | Percentage of assets · Hourly · Fixed fees |
|---|---|
| Assets managed | $210 million |
| Individual clients | 111 |
| High-net-worth clients | 64 |
| Accounts managed | 719 |
| Employees | 5 |
| Planning clients | 101-250 |
| Registered with | The SEC (801-107270) |
| Financial planning | Offered |
| Form ADV filed | March 27, 2026 |
| SEC record | CRD 282447 |