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Advisor

Todd Koyama

Stewardship Concepts Financial Services · Spokane, Washington

Todd Koyama is a fee-only financial advisor at Stewardship Concepts Financial Services in Spokane, Washington, who holds the CFP credential. Stewardship Concepts Financial Services reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Percentage of assetsHourlyFixed fees Fee-only CFP

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Facts

FirmStewardship Concepts Financial Services
Based in Spokane, Washington
Fee model (firm's Form ADV)Percentage of assets · Hourly · Fixed fees
Assets under management$174.6M across 892 accounts
CredentialsCFP
SEC registration Investment adviser representative in WA · CRD 3240300
Exams passedSeries 66 (2012)
Firm size4 employees
Disclosures None reported
Websitescfinancials.com

How Todd's firm compares

  • Stewardship Concepts Financial Services's average account is about $196,000, from its Form ADV (assets managed divided by 892 accounts).

What fee-only advisors charge in Washington

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Questions about Todd

Is Todd Koyama a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Todd holds no broker registration, and Stewardship Concepts Financial Services reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

How does Todd charge for financial advice?

Todd's firm, Stewardship Concepts Financial Services, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

Where is Todd Koyama based?

Todd Koyama is based in Spokane, Washington.

What credentials does Todd Koyama hold?

Todd Koyama holds the CFP credential.

Is Todd Koyama registered with the SEC?

Yes. Todd Koyama is registered as an investment adviser representative in WA (CRD 3240300), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

How much does Stewardship Concepts Financial Services manage?

Stewardship Concepts Financial Services reports $174.6M across 892 accounts in assets under management.

How do I contact Todd Koyama?

Through Todd's website, scfinancials.com.

What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms

Where this information comes from

  • SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
  • SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
  • Directory listing last checked October 30, 2026.

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