Tim Smith
API Financial Advisors · Rockledge, Florida
Tim Smith is a fee-only financial advisor at API Financial Advisors in Rockledge, Florida, who holds the ChFC credential. API Financial Advisors reports charging a percentage of assets and hourly fees on its Form ADV.
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Who they serve
- Retirees
- Pre-retirees
Facts
| Firm | API Financial Advisors |
|---|---|
| Based in | Rockledge, Florida |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly |
| Accepting new clients | Yes |
| Assets under management | $84.7M across 696 accounts |
| Credentials | ChFC |
| SEC registration | Investment adviser representative in CA · CRD 2842543 |
| Exams passed | Series 63 (1997) · Series 65 (1999) |
| Firm size | 13 employees |
| Disclosures | Reported; see the SEC record |
| Website | apifinancialadvisors.com |
How Tim's firm compares
- API Financial Advisors's average account is about $122,000, from its Form ADV (assets managed divided by 696 accounts).
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Questions about Tim
Is Tim Smith a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Tim holds no broker registration, and API Financial Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Tim charge for financial advice?
Tim's firm, API Financial Advisors, reports charging a percentage of assets and hourly fees on its SEC Form ADV.
Where is Tim Smith based?
Tim Smith is based in Rockledge, Florida.
What credentials does Tim Smith hold?
Tim Smith holds the ChFC credential.
Is Tim Smith registered with the SEC?
Yes. Tim Smith is registered as an investment adviser representative in CA (CRD 2842543), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.
How much does API Financial Advisors manage?
API Financial Advisors reports $84.7M across 696 accounts in assets under management.
How do I contact Tim Smith?
Through Tim's website, apifinancialadvisors.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- API Financial Advisors website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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