Steven Balch
Helping you organize your financial life so you can focus on what truly matters
Steven Balch · Ramsey, New Jersey
Is this you, Steven?
This record is what ChatGPT, Claude, and Perplexity read when a prospect asks for a fee-only advisor like you. Claim it to edit anything on this page, add narrative fields, and lock in your canonical presence so you show up where the right clients are actually searching.
About
Hi, I’m Steve Balch, a Certified Financial Planner™. I help busy professionals and retirees organize their financial lives so they can focus on what truly matters.
When your finances aren’t organized, it leads to stress, missed opportunities, and uncertainty about the future.
That’s where I come in.
At Certa Financial Planning, we simplify your entire financial picture—investments, taxes, retirement, and estate planning—so everything works together toward your goals.
We help you gain clarity, build confidence in your plan, and free up your time.
When your financial life is in order, you can stop worrying about the details and start focusing on what matters most.
Let’s build a plan that puts you back in control.
Who they serve
- High earners
- HENRY (high earner, not rich yet)
- Executives
- Founders
- Pre-retirees
- Retirees
Services
- Asset Allocation
- Cash Flow Planning
- College/Education Planning
- Education Planning
- Estate Planning
- Financial Planning
- Insurance Planning
- Investment Management
- Portfolio Rebalancing
- Retirement Planning
- Social Security Planning
- Tax Strategy
- Wealth Management
- Stock Option Planning
- Risk Management
- Portfolio Management
- Life Transition Planning
- Insurance/Risk Management
- Financial Advice & Coaching
- Debt Management
- Charitable Giving
Structured record
| Name | Steven Balch |
|---|---|
| Firm | Steven Balch |
| Location | Ramsey, New Jersey |
| Fee model | Percentage of Assets (AUM) · One-Time Financial Planning Fee · Flat Fee/Retainer |
| AUM | $100M - $500M |
| Founded | 2022 |
| Firm size | 2 - 5 employees |
| Affiliation | Hybrid RIA/Broker-Dealer |
| Credentials | CFP |
| Investment approach | Blend of both |
| Website | stevebalch.com |
Something missing or incorrect? Claim this profile to edit it directly, or request a correction.
Specialties
- Small business owners
- Retirement planning
- Equity compensation