Stephen Fisher
Independent Wealth Management · Traverse City, Michigan
Stephen Fisher is a fee-only financial advisor at Independent Wealth Management in Traverse City, Michigan, who holds the CFP credential. Stephen charges a percentage of assets and hourly fees (1% a year on the first tier of assets managed and a $5,000 asset minimum).
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Who they serve
- Pre-retirees
Facts
| Firm | Independent Wealth Management |
|---|---|
| Based in | Traverse City, Michigan |
| Fee model | Percentage of assets · Hourly |
| Fees (firm's website) | 1% a year on the first tier of assets managed · A $5,000 asset minimum |
| Assets under management | $203.0M across 510 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in FL, MI · CRD 2910130 |
| Exams passed | Series 63 (1997) |
| Firm size | 3 employees |
| Disclosures | None reported |
| Website | www.iwmusa.com |
| Profile |
How Stephen's firm compares
- Independent Wealth Management's average account is about $398,000, from its Form ADV (assets managed divided by 510 accounts).
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Questions about Stephen
Is Stephen Fisher a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Stephen holds no broker registration, and Independent Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Stephen charge for financial advice?
Stephen charges a percentage of assets and hourly fees.
How much does Stephen charge?
According to Independent Wealth Management's website, checked October 30, 2026: 1% a year on the first tier of assets managed; a $5,000 asset minimum.
Where is Stephen Fisher based?
Stephen Fisher is based in Traverse City, Michigan.
What credentials does Stephen Fisher hold?
Stephen Fisher holds the CFP credential.
Is Stephen Fisher registered with the SEC?
Yes. Stephen Fisher is registered as an investment adviser representative in FL and MI (CRD 2910130), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Independent Wealth Management manage?
Independent Wealth Management reports $203.0M across 510 accounts in assets under management.
How do I contact Stephen Fisher?
Through Stephen's website, www.iwmusa.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Independent Wealth Management website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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