Spencer Kubo
Kubo Financial Planning and Investments · Edina, Minnesota
Spencer Kubo is a fee-only financial advisor at Kubo Financial Planning and Investments in Edina, Minnesota. Kubo Financial Planning and Investments reports charging a percentage of assets, fixed fees and performance-based fees on its Form ADV.
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Facts
| Firm | Kubo Financial Planning and Investments |
|---|---|
| Based in | Edina, Minnesota |
| Fee model (firm's Form ADV) | Percentage of assets · Fixed fees · Performance-based fees |
| Assets under management | $31.2M across 28 accounts |
| SEC registration | Investment adviser representative in MN · CRD 5963754 |
| Exams passed | Series 66 (2012) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Profile |
How Spencer's firm compares
- Kubo Financial Planning and Investments's average account is about $1.1 million, from its Form ADV (assets managed divided by 28 accounts).
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Questions about Spencer
Is Spencer Kubo a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Spencer holds no broker registration, and Kubo Financial Planning and Investments reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Spencer charge for financial advice?
Spencer's firm, Kubo Financial Planning and Investments, reports charging a percentage of assets, fixed fees and performance-based fees on its SEC Form ADV.
Where is Spencer Kubo based?
Spencer Kubo is based in Edina, Minnesota.
Is Spencer Kubo registered with the SEC?
Yes. Spencer Kubo is registered as an investment adviser representative in MN (CRD 5963754), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Kubo Financial Planning and Investments manage?
Kubo Financial Planning and Investments reports $31.2M across 28 accounts in assets under management.
How do I contact Spencer Kubo?
Contact details aren't on file yet. Search for Kubo Financial Planning and Investments.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Other fee-only advisors in Edina
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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