W Wellspent Public advisor graph
Wellspent public graph/Advisors/Sirkka Wood
Advisor

Sirkka Wood

Cairn Financial Group · Nashville, Tennessee

Sirkka Wood is a fee-only financial advisor at Cairn Financial Group in Nashville, Tennessee. Sirkka focuses on student loans. Cairn Financial Group reports charging a percentage of assets, hourly fees, fixed fees and performance-based fees on its Form ADV.

Percentage of assetsHourlyFixed fees Fee-only

Request an introduction to Sirkka →

Specialties

Who they serve

  • Physicians
  • Executives

Facts

FirmCairn Financial Group
Based in Nashville, Tennessee
Fee model (firm's Form ADV)Percentage of assets · Hourly · Fixed fees · Performance-based fees
Assets under management$77.4M across 671 accounts
SEC registration Investment adviser representative in AL, CO, LA, MS, NC, TN, TX · CRD 7946787
Exams passedSeries 65 (2025)
Firm size4 employees
Disclosures None reported
Websitecairnfg.com

Request an introduction to Sirkka

Tell Sirkka a little about what you're looking for. Sirkka isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.

Questions about Sirkka

Is Sirkka Wood a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Sirkka holds no broker registration, and Cairn Financial Group reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

How does Sirkka charge for financial advice?

Sirkka's firm, Cairn Financial Group, reports charging a percentage of assets, hourly fees, fixed fees and performance-based fees on its SEC Form ADV.

Where is Sirkka Wood based?

Sirkka Wood is based in Nashville, Tennessee.

What does Sirkka specialize in?

Sirkka's specialties include student loans. Sirkka works with physicians and executives.

Is Sirkka Wood registered with the SEC?

Yes. Sirkka Wood is registered as an investment adviser representative in AL, CO, LA, MS, NC, TN and TX (CRD 7946787), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

How much does Cairn Financial Group manage?

Cairn Financial Group reports $77.4M across 671 accounts in assets under management.

How do I contact Sirkka Wood?

Through Sirkka's website, cairnfg.com.

What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms

Where this information comes from

  • SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
  • Cairn Financial Group website : specialties, clients served, and fees, checked October 30, 2026
  • SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
  • Directory listing last checked October 30, 2026.

See something wrong? Request a correction. Read our methodology.