Sarah Horne
Saltmarsh Financial Advisors · Pensacola, Florida
Sarah Horne is a fee-only financial advisor at Saltmarsh Financial Advisors in Pensacola, Florida, who holds the CFP credential. Saltmarsh Financial Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Who they serve
- Retirees
Facts
| Firm | Saltmarsh Financial Advisors |
|---|---|
| Based in | Pensacola, Florida |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Assets under management | $356.5M across 527 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in FL · CRD 7459371 |
| Exams passed | Series 65 (2022) |
| Firm size | 6 employees |
| Disclosures | None reported |
| Website | saltmarshfa.com |
How Sarah's firm compares
- Saltmarsh Financial Advisors's average account is about $677,000, from its Form ADV (assets managed divided by 527 accounts).
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Questions about Sarah
Is Sarah Horne a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Sarah holds no broker registration, and Saltmarsh Financial Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Sarah charge for financial advice?
Sarah's firm, Saltmarsh Financial Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Sarah Horne based?
Sarah Horne is based in Pensacola, Florida.
What credentials does Sarah Horne hold?
Sarah Horne holds the CFP credential.
Is Sarah Horne registered with the SEC?
Yes. Sarah Horne is registered as an investment adviser representative in FL (CRD 7459371), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Saltmarsh Financial Advisors manage?
Saltmarsh Financial Advisors reports $356.5M across 527 accounts in assets under management.
How do I contact Sarah Horne?
Through Sarah's website, saltmarshfa.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Saltmarsh Financial Advisors website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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