Richard Stram
MSA Financial · Braintree, Massachusetts
Richard Stram is a fee-only financial advisor at MSA Financial in Braintree, Massachusetts, who holds the CFP credential. MSA Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
Request an introduction to Richard →
Facts
| Firm | MSA Financial |
|---|---|
| Based in | Braintree, Massachusetts |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Assets under management | $1.41B across 3,271 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in MA, TX, VT · CRD 1705331 |
| Exams passed | Series 63 (1987) · Series 65 (1992) |
| Firm size | 19 employees |
| Disclosures | None reported |
| Website | www.marinostram.com |
How Richard's firm compares
- MSA Financial's average account is about $430,000, from its Form ADV (assets managed divided by 3,271 accounts).
Request an introduction to Richard
Tell Richard a little about what you're looking for. Richard isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.
Questions about Richard
Is Richard Stram a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Richard holds no broker registration, and MSA Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Richard charge for financial advice?
Richard's firm, MSA Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Richard Stram based?
Richard Stram is based in Braintree, Massachusetts.
What credentials does Richard Stram hold?
Richard Stram holds the CFP credential.
Is Richard Stram registered with the SEC?
Yes. Richard Stram is registered as an investment adviser representative in MA, TX and VT (CRD 1705331), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does MSA Financial manage?
MSA Financial reports $1.41B across 3,271 accounts in assets under management.
How do I contact Richard Stram?
Through Richard's website, www.marinostram.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
See something wrong? Request a correction. Read our methodology.