Ricardo Ramos Perez
Freedom Advisory · Guaynabo, Puerto Rico
Ricardo Ramos Perez is a fee-only financial advisor at Freedom Advisory in Guaynabo, Puerto Rico. Freedom Advisory reports charging a percentage of assets and fixed fees on its Form ADV.
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Facts
| Firm | Freedom Advisory |
|---|---|
| Based in | Guaynabo, Puerto Rico |
| Fee model (firm's Form ADV) | Percentage of assets · Fixed fees |
| Assets under management | $880.6M across 938 accounts |
| SEC registration | Investment adviser representative in PR · CRD 7579800 |
| Exams passed | Series 65 (2025) |
| Firm size | 11 employees |
| Disclosures | None reported |
| Website | www.freedom-advisory.com |
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Questions about Ricardo
Is Ricardo Ramos Perez a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Ricardo holds no broker registration, and Freedom Advisory reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Ricardo charge for financial advice?
Ricardo's firm, Freedom Advisory, reports charging a percentage of assets and fixed fees on its SEC Form ADV.
Where is Ricardo Ramos Perez based?
Ricardo Ramos Perez is based in Guaynabo, Puerto Rico.
Is Ricardo Ramos Perez registered with the SEC?
Yes. Ricardo Ramos Perez is registered as an investment adviser representative in PR (CRD 7579800), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Freedom Advisory manage?
Freedom Advisory reports $880.6M across 938 accounts in assets under management.
How do I contact Ricardo Ramos Perez?
Through Ricardo's website, www.freedom-advisory.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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