Michel Bethea
Covato Capital Management · Naples, Florida
Michel Bethea is a fee-only financial advisor at Covato Capital Management in Naples, Florida. Michel focuses on estate & legacy planning and family wealth transfer. Covato Capital Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
Request an introduction to Michel →
Specialties
Who they serve
- High earners
- Multi-generational families
Facts
| Firm | Covato Capital Management |
|---|---|
| Based in | Naples, Florida |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Assets under management | $16.2M across 55 accounts |
| SEC registration | Investment adviser representative in FL · CRD 7006846 |
| Exams passed | Series 63 (2019) · Series 65 (2022) |
| Firm size | 4 employees |
| Disclosures | None reported |
| Website | www.covatocapital.com |
| Profile |
How Michel's firm compares
- Covato Capital Management's average account is about $295,000, from its Form ADV (assets managed divided by 55 accounts).
Request an introduction to Michel
Tell Michel a little about what you're looking for. Michel isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.
Questions about Michel
Is Michel Bethea a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Michel holds no broker registration, and Covato Capital Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Michel charge for financial advice?
Michel's firm, Covato Capital Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Michel Bethea based?
Michel Bethea is based in Naples, Florida.
What does Michel specialize in?
Michel's specialties include estate & legacy planning and family wealth transfer. Michel works with high earners and multi-generational families.
Is Michel Bethea registered with the SEC?
Yes. Michel Bethea is registered as an investment adviser representative in FL (CRD 7006846), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Covato Capital Management manage?
Covato Capital Management reports $16.2M across 55 accounts in assets under management.
How do I contact Michel Bethea?
Through Michel's website, www.covatocapital.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Covato Capital Management website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
See something wrong? Request a correction. Read our methodology.