Michael Troy
Red Reef Advisors · Chapel Hill, North Carolina
Michael Troy is a fee-only financial advisor at Red Reef Advisors in Chapel Hill, North Carolina, who holds the CFP credential. Red Reef Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Who they serve
- Founders
- Retirees
- Pre-retirees
Facts
| Firm | Red Reef Advisors |
|---|---|
| Based in | Chapel Hill, North Carolina |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Assets under management | $135.0M across 323 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in NC · CRD 5480064 |
| Exams passed | Series 65 (2013) |
| Firm size | 3 employees |
| Disclosures | None reported |
| Website | www.redreefadvisors.com |
| Profile |
How Michael's firm compares
- Red Reef Advisors's average account is about $418,000, from its Form ADV (assets managed divided by 323 accounts).
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Questions about Michael
Is Michael Troy a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and Red Reef Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Michael charge for financial advice?
Michael's firm, Red Reef Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Michael Troy based?
Michael Troy is based in Chapel Hill, North Carolina.
What credentials does Michael Troy hold?
Michael Troy holds the CFP credential.
Is Michael Troy registered with the SEC?
Yes. Michael Troy is registered as an investment adviser representative in NC (CRD 5480064), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Red Reef Advisors manage?
Red Reef Advisors reports $135.0M across 323 accounts in assets under management.
How do I contact Michael Troy?
Through Michael's website, www.redreefadvisors.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Red Reef Advisors website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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