Michael Demaray
Bard Associates · Chicago, Illinois
Michael Demaray is a fee-only financial advisor at Bard Associates in Chicago, Illinois, who holds the CFA credential. Bard Associates reports charging a percentage of assets on its Form ADV.
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Facts
| Firm | Bard Associates |
|---|---|
| Based in | Chicago, Illinois |
| Fee model (firm's Form ADV) | Percentage of assets |
| Assets under management | $416.2M across 388 accounts |
| Credentials | CFA |
| SEC registration | Investment adviser representative in CA, CO, FL, IL, MA, TX · CRD 7263480 |
| Firm size | 10 employees |
| Disclosures | None reported |
| Website | www.bardassociatesinc.com |
| Profile |
How Michael's firm compares
- Bard Associates's average account is about $1.1 million, from its Form ADV (assets managed divided by 388 accounts).
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Questions about Michael
Is Michael Demaray a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and Bard Associates reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Michael charge for financial advice?
Michael's firm, Bard Associates, reports charging a percentage of assets on its SEC Form ADV.
Where is Michael Demaray based?
Michael Demaray is based in Chicago, Illinois.
What credentials does Michael Demaray hold?
Michael Demaray holds the CFA credential.
Is Michael Demaray registered with the SEC?
Yes. Michael Demaray is registered as an investment adviser representative in CA, CO, FL, IL, MA and TX (CRD 7263480), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Bard Associates manage?
Bard Associates reports $416.2M across 388 accounts in assets under management.
How do I contact Michael Demaray?
Through Michael's website, www.bardassociatesinc.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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