Kristin Hetzer
Royal Palms Capital · Whitefish, Montana
Kristin Hetzer is a fee-only financial advisor at Royal Palms Capital in Whitefish, Montana, who holds the CFP credential. Royal Palms Capital reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Facts
| Firm | Royal Palms Capital |
|---|---|
| Based in | Whitefish, Montana |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Assets under management | $124.2M across 249 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in CA · CRD 1098705 |
| Exams passed | Series 63 (1983) · Series 65 (1993) |
| Firm size | 1 employee |
| Disclosures | Reported; see the SEC record |
| Website | www.royalpalmscapital.com |
| Profile |
How Kristin's firm compares
- Royal Palms Capital's average account is about $499,000, from its Form ADV (assets managed divided by 249 accounts).
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Questions about Kristin
Is Kristin Hetzer a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Kristin holds no broker registration, and Royal Palms Capital reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Kristin charge for financial advice?
Kristin's firm, Royal Palms Capital, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Kristin Hetzer based?
Kristin Hetzer is based in Whitefish, Montana.
What credentials does Kristin Hetzer hold?
Kristin Hetzer holds the CFP credential.
Is Kristin Hetzer registered with the SEC?
Yes. Kristin Hetzer is registered as an investment adviser representative in CA (CRD 1098705), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.
How much does Royal Palms Capital manage?
Royal Palms Capital reports $124.2M across 249 accounts in assets under management.
How do I contact Kristin Hetzer?
Through Kristin's website, www.royalpalmscapital.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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