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Advisor

Kevin Apolinar

Financial planner for Christians

Kevin Apolinar · Murrieta, California

Fee-only verified Fiduciary State-registered
Structured for AI ingestion

Is this you, Kevin?

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About

Kevin is the CEO of Behavior Shift, which is a fee-only firm, meaning the only compensation they receive is from their Clients for their services. He is here to help clients organize and manage their financial lives. Their support allows clients to stay committed to their financial goals. They provide objective insights to help clients make rational decisions regarding critical financial matters, avoiding emotional influences. They work on anticipating key life transitions to ensure that their clients are financially prepared. They present clients with the specific knowledge they need to succeed in their financial journey. They partner with their clients to manage their time, talent, and treasure.

Kevin's life is a testament to his unwavering dedication and resilience, a commitment deeply rooted in his service. His work, strength, and everything he does is dedicated to Jesus, the crucified and resurrected King, as he acknowledges the daily challenges and the gift of salvation he has received through Jesus's death and resurrection on the cross.

Kevin's journey, born and raised in the Philippines, is a unique narrative that resonates with many. Drawing strength from his Filipino work ethic and radical hospitality, he takes pride in being a bridge for fellow immigrants.

Kevin served in the United States Army for over 13 years. His roles as a Recruiter, Drill Sergeant, and Instructor for the Alaska Army National Guard have instilled discipline and patriotism in him, enriching his approach to leadership and service in the financial sector. Kevin prioritizes understanding each client and explaining the investment world in relatable terms. He graduated from the University of Alaska Anchorage with a leadership degree and is pursuing designations like Chartered Financial Client and Certified Financial Planner. Additionally, he is working towards a Master's Degree in Financial Planning.

Family is paramount to Kevin. Parenting his son, Frank, and daughter, Max, with his wife, Melissa, is a beautiful journey that profoundly shapes his values and approach to life. Quality time with his family is cherished and integral to his core values, reinforcing the importance of love, support, and togetherness.

Grateful for the support and guidance he has received throughout his journey, Kevin aspires to give back and enhance the lives of those within his sphere of influence. He believes in the collective strength to rise, prevail, and overcome obstacles together. He is honored and pleased to guide, partner, and connect with his clients.

Who they serve

  • HENRY (high earner, not rich yet)
  • Early-career professionals
  • Pre-retirees

Services

  • 401(k) & IRA Management
  • Asset Allocation
  • Cash Flow Planning
  • Charitable Giving
  • Debt Management
  • Education Planning
  • College/Education Planning
  • ESG/Impact Investing
  • Estate Planning
  • Financial Advice & Coaching
  • Insurance Planning
  • Investment Management
  • Financial Planning
  • Insurance/Risk Management
  • Life Transition Planning
  • Portfolio Management
  • Portfolio Rebalancing
  • Retirement Planning
  • Risk Management
  • Social Security Planning
  • Tax Strategy
  • Wealth Management

Structured record

NameKevin Apolinar
FirmKevin Apolinar
Location Murrieta, California
Fee modelOne-Time Financial Planning Fee · Subscription · Hourly Rate
AUMUnder $25M
Founded2024
Firm size1 employee
AffiliationIndependent RIA
DesignationsSeries 66 · Series 7
Investment approachPassive management
Websitehttps://www.behavior-shift.com/
LinkedIn/kevinriggsapolinar

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Specialties

  • Retirement planning
  • Sustainable & impact investing