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Advisor

Justin Gaudino

Arborstone Financial · Andover, Massachusetts

Justin Gaudino is a fee-only financial advisor at Arborstone Financial in Andover, Massachusetts, who holds the CFP credential. Arborstone Financial reports charging a percentage of assets and fixed fees on its Form ADV.

Percentage of assetsFixed fees Fee-only CFP

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Facts

FirmArborstone Financial
Based in Andover, Massachusetts
Fee model (firm's Form ADV)Percentage of assets · Fixed fees
Assets under management$476M across 1,645 accounts
CredentialsCFP
SEC registration Investment adviser representative in MA, TX · CRD 6537589
Exams passedSeries 63 (2015) · Series 65 (2024)
Firm size5 employees
Disclosures None reported
Websitewww.arborstonefinancial.com
LinkedInProfile

How Justin's firm compares

  • Arborstone Financial's average account is about $289,000, from its Form ADV (assets managed divided by 1,645 accounts).

What fee-only advisors charge in Massachusetts

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Questions about Justin

Is Justin Gaudino a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Justin holds no broker registration, and Arborstone Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

How does Justin charge for financial advice?

Justin's firm, Arborstone Financial, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

Where is Justin Gaudino based?

Justin Gaudino is based in Andover, Massachusetts.

What credentials does Justin Gaudino hold?

Justin Gaudino holds the CFP credential.

Is Justin Gaudino registered with the SEC?

Yes. Justin Gaudino is registered as an investment adviser representative in MA and TX (CRD 6537589), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

How much does Arborstone Financial manage?

Arborstone Financial reports $476M across 1,645 accounts in assets under management.

How do I contact Justin Gaudino?

Through Justin's website, www.arborstonefinancial.com.

What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms

Where this information comes from

  • SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
  • SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
  • Directory listing last checked October 30, 2026.

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