Jonathan Phelan
Waterford Financial Management · Fair Haven, Michigan
Jonathan Phelan is a fee-only financial advisor at Waterford Financial Management in Fair Haven, Michigan, who holds the CFP and CFA credentials. Waterford Financial Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Facts
| Firm | Waterford Financial Management |
|---|---|
| Based in | Fair Haven, Michigan |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Assets under management | $44.0M across 132 accounts |
| Credentials | CFP · CFA |
| SEC registration | Investment adviser representative in MI · CRD 4083286 |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | www.waterford-financial.com |
| Profile |
How Jonathan's firm compares
- Waterford Financial Management's average account is about $334,000, from its Form ADV (assets managed divided by 132 accounts).
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Questions about Jonathan
Is Jonathan Phelan a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Jonathan holds no broker registration, and Waterford Financial Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Jonathan charge for financial advice?
Jonathan's firm, Waterford Financial Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Jonathan Phelan based?
Jonathan Phelan is based in Fair Haven, Michigan.
What credentials does Jonathan Phelan hold?
Jonathan Phelan holds the CFP and CFA credentials.
Is Jonathan Phelan registered with the SEC?
Yes. Jonathan Phelan is registered as an investment adviser representative in MI (CRD 4083286), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Waterford Financial Management manage?
Waterford Financial Management reports $44.0M across 132 accounts in assets under management.
How do I contact Jonathan Phelan?
Through Jonathan's website, www.waterford-financial.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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