Joel Top
Planwiser Financial · Colorado Springs, Colorado
Joel Top is a fee-only financial advisor at Planwiser Financial in Colorado Springs, Colorado. Planwiser Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Facts
| Firm | Planwiser Financial |
|---|---|
| Based in | Colorado Springs, Colorado |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Assets under management | $169.1M across 887 accounts |
| SEC registration | Investment adviser representative in CO, TX · CRD 4870706 |
| Exams passed | Series 63 (2004) · Series 66 (2007) |
| Firm size | 6 employees |
| Disclosures | None reported |
| Website | www.planwiser.com |
| Profile |
How Joel's firm compares
- Planwiser Financial's average account is about $191,000, from its Form ADV (assets managed divided by 887 accounts).
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Questions about Joel
Is Joel Top a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Joel holds no broker registration, and Planwiser Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Joel charge for financial advice?
Joel's firm, Planwiser Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Joel Top based?
Joel Top is based in Colorado Springs, Colorado.
Is Joel Top registered with the SEC?
Yes. Joel Top is registered as an investment adviser representative in CO and TX (CRD 4870706), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Planwiser Financial manage?
Planwiser Financial reports $169.1M across 887 accounts in assets under management.
How do I contact Joel Top?
Through Joel's website, www.planwiser.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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