W Wellspent Public advisor graph
Wellspent public graph/Advisors/Joel Fay
Advisor

Joel Fay

Cambridge Financial Advisors · Salida, Colorado

Joel Fay is a fee-only financial advisor at Cambridge Financial Advisors in Salida, Colorado, who holds the ChFC credential. Cambridge Financial Advisors reports charging fixed fees on its Form ADV.

Fixed fees Fee-only ChFC

Request an introduction to Joel →

Facts

FirmCambridge Financial Advisors
Based in Salida, Colorado
Fee model (firm's Form ADV)Fixed fees
CredentialsChFC
SEC registration Investment adviser representative in CO, FL, KY, OH, TX, WI · CRD 7444923
Exams passedSeries 65 (2021)
Firm size4 employees
Disclosures None reported
Websitewww.cambridgefinancialadvisors.com

Request an introduction to Joel

Tell Joel a little about what you're looking for. Joel isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.

Questions about Joel

Is Joel Fay a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Joel holds no broker registration, and Cambridge Financial Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

How does Joel charge for financial advice?

Joel's firm, Cambridge Financial Advisors, reports charging fixed fees on its SEC Form ADV.

Where is Joel Fay based?

Joel Fay is based in Salida, Colorado.

What credentials does Joel Fay hold?

Joel Fay holds the ChFC credential.

Is Joel Fay registered with the SEC?

Yes. Joel Fay is registered as an investment adviser representative in CO, FL, KY, OH, TX and WI (CRD 7444923), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

How do I contact Joel Fay?

Through Joel's website, www.cambridgefinancialadvisors.com.

What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms

Where this information comes from

  • SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
  • SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
  • Directory listing last checked October 30, 2026.

See something wrong? Request a correction. Read our methodology.