James Upshaw
Bay Capital Advisors · Virginia Beach, Virginia
James Upshaw is a fee-only financial advisor at Bay Capital Advisors in Virginia Beach, Virginia. Bay Capital Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Facts
| Firm | Bay Capital Advisors |
|---|---|
| Based in | Virginia Beach, Virginia |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Assets under management | $228.3M across 615 accounts |
| SEC registration | Investment adviser representative in VA · CRD 7986672 |
| Exams passed | Series 65 (2024) |
| Firm size | 5 employees |
| Disclosures | None reported |
| Website | www.baycapitaladvice.com |
How James's firm compares
- Bay Capital Advisors's average account is about $371,000, from its Form ADV (assets managed divided by 615 accounts).
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Questions about James
Is James Upshaw a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: James holds no broker registration, and Bay Capital Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does James charge for financial advice?
James's firm, Bay Capital Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is James Upshaw based?
James Upshaw is based in Virginia Beach, Virginia.
Is James Upshaw registered with the SEC?
Yes. James Upshaw is registered as an investment adviser representative in VA (CRD 7986672), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Bay Capital Advisors manage?
Bay Capital Advisors reports $228.3M across 615 accounts in assets under management.
How do I contact James Upshaw?
Through James's website, www.baycapitaladvice.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Other fee-only advisors in Virginia Beach
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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