Graye Freeman
Nikulski Financial · Bettendorf, Iowa
Graye Freeman is a fee-only financial advisor at Nikulski Financial in Bettendorf, Iowa. Nikulski Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Facts
| Firm | Nikulski Financial |
|---|---|
| Based in | Bettendorf, Iowa |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Assets under management | $449.0M across 475 accounts |
| SEC registration | Investment adviser representative in IA · CRD 8342764 |
| Exams passed | Series 65 (2026) |
| Firm size | 10 employees |
| Disclosures | None reported |
| Website | www.nikulskifinancial.com |
How Graye's firm compares
- Nikulski Financial's average account is about $945,000, from its Form ADV (assets managed divided by 475 accounts).
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Questions about Graye
Is Graye Freeman a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Graye holds no broker registration, and Nikulski Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Graye charge for financial advice?
Graye's firm, Nikulski Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Graye Freeman based?
Graye Freeman is based in Bettendorf, Iowa.
Is Graye Freeman registered with the SEC?
Yes. Graye Freeman is registered as an investment adviser representative in IA (CRD 8342764), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Nikulski Financial manage?
Nikulski Financial reports $449.0M across 475 accounts in assets under management.
How do I contact Graye Freeman?
Through Graye's website, www.nikulskifinancial.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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