Grant Richars
Universal Financial Advisors · St. Louis, Missouri
Grant Richars is a fee-only financial advisor at Universal Financial Advisors in St. Louis, Missouri. Universal Financial Advisors reports charging a percentage of assets and hourly fees on its Form ADV.
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Facts
| Firm | Universal Financial Advisors |
|---|---|
| Based in | St. Louis, Missouri |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly |
| Assets under management | $277.5M across 709 accounts |
| SEC registration | Investment adviser representative in MO · CRD 8015919 |
| Exams passed | Series 65 (2025) |
| Firm size | 8 employees |
| Disclosures | None reported |
| Website | www.universaladvisorsgroup.com |
How Grant's firm compares
- Universal Financial Advisors's average account is about $391,000, from its Form ADV (assets managed divided by 709 accounts).
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Questions about Grant
Is Grant Richars a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Grant holds no broker registration, and Universal Financial Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Grant charge for financial advice?
Grant's firm, Universal Financial Advisors, reports charging a percentage of assets and hourly fees on its SEC Form ADV.
Where is Grant Richars based?
Grant Richars is based in St. Louis, Missouri.
Is Grant Richars registered with the SEC?
Yes. Grant Richars is registered as an investment adviser representative in MO (CRD 8015919), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Universal Financial Advisors manage?
Universal Financial Advisors reports $277.5M across 709 accounts in assets under management.
How do I contact Grant Richars?
Through Grant's website, www.universaladvisorsgroup.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Other fee-only advisors in St. Louis
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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