Debra Rosenthal-Ritter
Retirement Management Systems · Angleton, Texas
Debra Rosenthal-Ritter is a fee-only financial advisor at Retirement Management Systems in Angleton, Texas, who holds the CFP credential. Retirement Management Systems reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Facts
| Firm | Retirement Management Systems |
|---|---|
| Based in | Angleton, Texas |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Assets under management | $1.89B across 4,472 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in TX · CRD 1286796 |
| Exams passed | Series 63 (1993) |
| Firm size | 11 employees |
| Disclosures | None reported |
| Website | www.manage401k.com |
How Debra's firm compares
- Retirement Management Systems's average account is about $422,000, from its Form ADV (assets managed divided by 4,472 accounts).
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Questions about Debra
Is Debra Rosenthal-Ritter a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Debra holds no broker registration, and Retirement Management Systems reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Debra charge for financial advice?
Debra's firm, Retirement Management Systems, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Debra Rosenthal-Ritter based?
Debra Rosenthal-Ritter is based in Angleton, Texas.
What credentials does Debra Rosenthal-Ritter hold?
Debra Rosenthal-Ritter holds the CFP credential.
Is Debra Rosenthal-Ritter registered with the SEC?
Yes. Debra Rosenthal-Ritter is registered as an investment adviser representative in TX (CRD 1286796), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Retirement Management Systems manage?
Retirement Management Systems reports $1.89B across 4,472 accounts in assets under management.
How do I contact Debra Rosenthal-Ritter?
Through Debra's website, www.manage401k.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Other fee-only advisors in Texas
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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