David Schram
Elements 5 Investment Management · Bridgewater, New Jersey
David Schram is a fee-only financial advisor at Elements 5 Investment Management in Bridgewater, New Jersey. David charges a percentage of assets and hourly fees ($400 an hour) and focuses on small business owners.
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Specialties
Facts
| Firm | Elements 5 Investment Management |
|---|---|
| Based in | Bridgewater, New Jersey |
| Fee model | Percentage of assets · Hourly |
| Fees (firm's website) | $400 an hour |
| Assets under management | $13.8M across 69 accounts |
| SEC registration | Investment adviser representative in NJ · CRD 6191719 |
| Exams passed | Series 65 (2013) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | elements5.us |
| Profile |
How David's firm compares
- The hourly rate is $400, above the New Jersey median of $300 for fee-only firms that publish prices.
- Elements 5 Investment Management's average account is about $200,000, from its Form ADV (assets managed divided by 69 accounts).
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Questions about David
Is David Schram a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: David holds no broker registration, and Elements 5 Investment Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does David charge for financial advice?
David charges a percentage of assets and hourly fees.
How much does David charge?
According to Elements 5 Investment Management's website, checked October 30, 2026: $400 an hour.
Where is David Schram based?
David Schram is based in Bridgewater, New Jersey.
What does David specialize in?
David's specialties include small business owners.
Is David Schram registered with the SEC?
Yes. David Schram is registered as an investment adviser representative in NJ (CRD 6191719), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Elements 5 Investment Management manage?
Elements 5 Investment Management reports $13.8M across 69 accounts in assets under management.
How do I contact David Schram?
Through David's website, elements5.us.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Other fee-only advisors in Bridgewater
Other advisors in New Jersey who focus on small business owners
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Elements 5 Investment Management website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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