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Advisor

Cynthia Flannigan

MainStreet Financial Planning, Inc. · New York, New York

Cynthia Flannigan is a fee-only financial advisor at MainStreet Financial Planning, Inc. in New York, New York, who holds the CFP credential. Cynthia charges an ongoing planning fee and a one-time planning fee (ongoing planning from $2,650 a year and one-time plans from $5,450).

Ongoing planning feeOne-time planning fee Fee-only CFP

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Facts

FirmMainStreet Financial Planning, Inc.
Based in New York, New York
Fee modelOngoing planning fee · One-time planning fee
Fees (firm's website)Ongoing planning from $2,650 a year · One-time plans from $5,450
CredentialsCFP
SEC registration Investment adviser representative in CA, DC, MD, NY, VA · CRD 7029117
Firm size6 employees
Disclosures None reported
Websitemainstreetplanning.com
LinkedInProfile

How Cynthia's firm compares

  • Ongoing planning starts at $2,650 a year, below the New York median of $3,600 for fee-only firms that publish prices.
  • A one-time plan starts at $5,450, above the New York median of $2,500 for fee-only firms that publish prices.

What fee-only advisors charge in New York

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Questions about Cynthia

Is Cynthia Flannigan a fee-only financial advisor?

Yes. Cynthia Flannigan is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Cynthia's firm.

How does Cynthia charge for financial advice?

Cynthia charges an ongoing planning fee and a one-time planning fee.

How much does Cynthia charge?

According to MainStreet Financial Planning, Inc.'s website, checked October 28, 2026: ongoing planning from $2,650 a year; one-time plans from $5,450.

Where is Cynthia Flannigan based?

Cynthia Flannigan is based in New York, New York.

What credentials does Cynthia Flannigan hold?

Cynthia Flannigan holds the CFP credential.

Is Cynthia Flannigan registered with the SEC?

Yes. Cynthia Flannigan is registered as an investment adviser representative in CA, DC, MD, NY and VA (CRD 7029117), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

How do I contact Cynthia Flannigan?

Through Cynthia's website, mainstreetplanning.com.

What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms

Where this information comes from

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