Crystal Karstens
Petra Financial Advisors · Colorado Springs, Colorado
Crystal Karstens is a fee-only financial advisor at Petra Financial Advisors in Colorado Springs, Colorado. Petra Financial Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
Request an introduction to Crystal →
Facts
| Firm | Petra Financial Advisors |
|---|---|
| Based in | Colorado Springs, Colorado |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Assets under management | $447.2M across 1,171 accounts |
| SEC registration | Investment adviser representative in CO · CRD 6876013 |
| Exams passed | Series 65 (2017) |
| Firm size | 15 employees |
| Disclosures | None reported |
| Website | www.petrafinancial.com |
How Crystal's firm compares
- Petra Financial Advisors's average account is about $382,000, from its Form ADV (assets managed divided by 1,171 accounts).
Request an introduction to Crystal
Tell Crystal a little about what you're looking for. Crystal isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.
Questions about Crystal
Is Crystal Karstens a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Crystal holds no broker registration, and Petra Financial Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Crystal charge for financial advice?
Crystal's firm, Petra Financial Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Crystal Karstens based?
Crystal Karstens is based in Colorado Springs, Colorado.
Is Crystal Karstens registered with the SEC?
Yes. Crystal Karstens is registered as an investment adviser representative in CO (CRD 6876013), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Petra Financial Advisors manage?
Petra Financial Advisors reports $447.2M across 1,171 accounts in assets under management.
How do I contact Crystal Karstens?
Through Crystal's website, www.petrafinancial.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
See something wrong? Request a correction. Read our methodology.