Charles Zhang
Zhang Financial · Portage, Michigan
Charles Zhang is a fee-only financial advisor at Zhang Financial in Portage, Michigan, who holds the CFP and ChFC credentials. Zhang Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Facts
| Firm | Zhang Financial |
|---|---|
| Based in | Portage, Michigan |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Assets under management | $8.37B across 7,855 accounts |
| Credentials | CFP · ChFC |
| SEC registration | Investment adviser representative in AZ, CA, FL, GA, IL, IN, MI, NC, NJ, OH, TX, VA · CRD 2149094 |
| Exams passed | Series 63 (1991) |
| Firm size | 50 employees |
| Disclosures | None reported |
| Website | www.zhangfinancial.com |
How Charles's firm compares
- Zhang Financial's average account is about $1.1 million, from its Form ADV (assets managed divided by 7,855 accounts).
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Questions about Charles
Is Charles Zhang a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Charles holds no broker registration, and Zhang Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Charles charge for financial advice?
Charles's firm, Zhang Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Charles Zhang based?
Charles Zhang is based in Portage, Michigan.
What credentials does Charles Zhang hold?
Charles Zhang holds the CFP and ChFC credentials.
Is Charles Zhang registered with the SEC?
Yes. Charles Zhang is registered as an investment adviser representative in AZ, CA, FL, GA, IL, IN, MI, NC, NJ, OH, TX and VA (CRD 2149094), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Zhang Financial manage?
Zhang Financial reports $8.37B across 7,855 accounts in assets under management.
How do I contact Charles Zhang?
Through Charles's website, www.zhangfinancial.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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