Carol Cho
IRC Wealth · Jersey City, New Jersey
Carol Cho is a fee-only financial advisor at IRC Wealth in Jersey City, New Jersey, who holds the ChFC credential. IRC Wealth reports charging a percentage of assets and fixed fees on its Form ADV.
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Facts
| Firm | IRC Wealth |
|---|---|
| Based in | Jersey City, New Jersey |
| Fee model (firm's Form ADV) | Percentage of assets · Fixed fees |
| Assets under management | $666.7M across 1,076 accounts |
| Credentials | ChFC |
| SEC registration | Investment adviser representative in NJ · CRD 6337284 |
| Exams passed | Series 63 (2015) |
| Firm size | 11 employees |
| Disclosures | None reported |
| Website | www.ircwealth.com |
| Profile |
How Carol's firm compares
- IRC Wealth's average account is about $620,000, from its Form ADV (assets managed divided by 1,076 accounts).
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Questions about Carol
Is Carol Cho a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Carol holds no broker registration, and IRC Wealth reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Carol charge for financial advice?
Carol's firm, IRC Wealth, reports charging a percentage of assets and fixed fees on its SEC Form ADV.
Where is Carol Cho based?
Carol Cho is based in Jersey City, New Jersey.
What credentials does Carol Cho hold?
Carol Cho holds the ChFC credential.
Is Carol Cho registered with the SEC?
Yes. Carol Cho is registered as an investment adviser representative in NJ (CRD 6337284), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does IRC Wealth manage?
IRC Wealth reports $666.7M across 1,076 accounts in assets under management.
How do I contact Carol Cho?
Through Carol's website, www.ircwealth.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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