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Advisor

Bray Creech

Joel Adams and Associates · Asheville, North Carolina

Bray Creech is a fee-only financial advisor at Joel Adams and Associates in Asheville, North Carolina, who holds the CFP credential. Joel Adams and Associates reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Percentage of assetsHourlyFixed fees Fee-only CFP

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Facts

FirmJoel Adams and Associates
Based in Asheville, North Carolina
Fee model (firm's Form ADV)Percentage of assets · Hourly · Fixed fees
Assets under management$305.6M across 1,452 accounts
CredentialsCFP
SEC registration Investment adviser representative in NC, NY, TX · CRD 6379479
Exams passedSeries 66 (2014)
Firm size3 employees
Disclosures None reported
Websitewww.joeladamsasheville.com

How Bray's firm compares

  • Joel Adams and Associates's average account is about $210,000, from its Form ADV (assets managed divided by 1,452 accounts).

What fee-only advisors charge in North Carolina

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Questions about Bray

Is Bray Creech a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Bray holds no broker registration, and Joel Adams and Associates reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

How does Bray charge for financial advice?

Bray's firm, Joel Adams and Associates, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

Where is Bray Creech based?

Bray Creech is based in Asheville, North Carolina.

What credentials does Bray Creech hold?

Bray Creech holds the CFP credential.

Is Bray Creech registered with the SEC?

Yes. Bray Creech is registered as an investment adviser representative in NC, NY and TX (CRD 6379479), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

How much does Joel Adams and Associates manage?

Joel Adams and Associates reports $305.6M across 1,452 accounts in assets under management.

How do I contact Bray Creech?

Through Bray's website, www.joeladamsasheville.com.

What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms

Where this information comes from

  • SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
  • SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
  • Directory listing last checked October 30, 2026.

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