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Advisor

Amber Netherton

Nikulski Financial · Bettendorf, Iowa

Amber Netherton is a fee-only financial advisor at Nikulski Financial in Bettendorf, Iowa. Nikulski Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Percentage of assetsHourlyFixed fees Fee-only

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Facts

FirmNikulski Financial
Based in Bettendorf, Iowa
Fee model (firm's Form ADV)Percentage of assets · Hourly · Fixed fees
Assets under management$449.0M across 475 accounts
SEC registration Investment adviser representative in IA · CRD 6851326
Exams passedSeries 65 (2017)
Firm size10 employees
Disclosures None reported
Websitewww.nikulskifinancial.com

How Amber's firm compares

  • Nikulski Financial's average account is about $945,000, from its Form ADV (assets managed divided by 475 accounts).

What fee-only advisors charge

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Questions about Amber

Is Amber Netherton a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Amber holds no broker registration, and Nikulski Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

How does Amber charge for financial advice?

Amber's firm, Nikulski Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

Where is Amber Netherton based?

Amber Netherton is based in Bettendorf, Iowa.

Is Amber Netherton registered with the SEC?

Yes. Amber Netherton is registered as an investment adviser representative in IA (CRD 6851326), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

How much does Nikulski Financial manage?

Nikulski Financial reports $449.0M across 475 accounts in assets under management.

How do I contact Amber Netherton?

Through Amber's website, www.nikulskifinancial.com.

What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms

Where this information comes from

  • SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
  • SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
  • Directory listing last checked October 30, 2026.

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