Alyssa Lum
Luminate Financial Planning · Sterling, Virginia
Alyssa Lum is a fee-only financial advisor at Luminate Financial Planning in Sterling, Virginia, who holds the CFP and MBA credentials. Luminate Financial Planning reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Facts
| Firm | Luminate Financial Planning |
|---|---|
| Based in | Sterling, Virginia |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Assets under management | $35.0M across 129 accounts |
| Credentials | CFP · MBA |
| SEC registration | Investment adviser representative in VA · CRD 6199822 |
| Exams passed | Series 66 (2014) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Profile |
How Alyssa's firm compares
- Luminate Financial Planning's average account is about $272,000, from its Form ADV (assets managed divided by 129 accounts).
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Questions about Alyssa
Is Alyssa Lum a fee-only financial advisor?
Yes. Alyssa Lum is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Alyssa's firm.
How does Alyssa charge for financial advice?
Alyssa's firm, Luminate Financial Planning, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Alyssa Lum based?
Alyssa Lum is based in Sterling, Virginia.
What credentials does Alyssa Lum hold?
Alyssa Lum holds the CFP and MBA credentials.
Is Alyssa Lum registered with the SEC?
Yes. Alyssa Lum is registered as an investment adviser representative in VA (CRD 6199822), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does Luminate Financial Planning manage?
Luminate Financial Planning reports $35.0M across 129 accounts in assets under management.
How do I contact Alyssa Lum?
Contact details aren't on file yet. Search for Luminate Financial Planning.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- XY Planning Network directory listing : XYPN members are fee-only
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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