Aashwin Sachdev
Luminous Money · Minneapolis, Minnesota
Aashwin Sachdev is a fee-only financial advisor at Luminous Money in Minneapolis, Minnesota, who holds the CFP credential. Aashwin charges a one-time planning fee, hourly fees and an ongoing planning fee (ongoing planning from $3,600 a year and one-time plans from $1,200).
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Who they serve
- Early-career professionals
- Retirees
Facts
| Firm | Luminous Money |
|---|---|
| Based in | Minneapolis, Minnesota |
| Fee model | One-time planning fee · Hourly · Ongoing planning fee |
| Fees (firm's website) | Ongoing planning from $3,600 a year · One-time plans from $1,200 · No asset minimum |
| Works virtually | Yes |
| Accepting new clients | Yes |
| Credentials | CFP |
| SEC registration | Investment adviser representative in MN, TX · CRD 6147342 |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | luminous-money.com |
How Aashwin's firm compares
- Ongoing planning starts at $3,600 a year, above the Minnesota median of $2,100 for fee-only firms that publish prices.
- A one-time plan starts at $1,200, in line with the Minnesota median of $1,200 for fee-only firms that publish prices.
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Questions about Aashwin
Is Aashwin Sachdev a fee-only financial advisor?
Yes. Aashwin Sachdev is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Aashwin's firm.
How does Aashwin charge for financial advice?
Aashwin charges a one-time planning fee, hourly fees and an ongoing planning fee.
How much does Aashwin charge?
According to Luminous Money's website, checked October 28, 2026: ongoing planning from $3,600 a year; one-time plans from $1,200; no asset minimum.
Does Aashwin work with clients virtually?
Yes. Luminous Money says on its website that it works with clients remotely.
Where is Aashwin Sachdev based?
Aashwin Sachdev is based in Minneapolis, Minnesota.
What credentials does Aashwin Sachdev hold?
Aashwin Sachdev holds the CFP credential.
Is Aashwin Sachdev registered with the SEC?
Yes. Aashwin Sachdev is registered as an investment adviser representative in MN and TX (CRD 6147342), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How do I contact Aashwin Sachdev?
Through Aashwin's website, luminous-money.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Other fee-only advisors in Minneapolis
Where this information comes from
- XY Planning Network directory listing : XYPN members are fee-only
- Luminous Money website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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