# Financial advisors for tax planning in Lake Oswego, Oregon > For tax planning in Lake Oswego, talk to a fee-only planner who plans tax across years, not one who only looks back at last year's return. Ask whether they prepare returns or work alongside your preparer, because that changes who does what. Records to start with include Brent Hamilton of WBH Financial Services, LLC, Joe Alfonso, CFP®, ChFC, EA, RICP, Rssa® of Aegis Financial Advisory and Ryan McClung of Crossroads Wealth Planning. Page: https://find.wellspent.co/specialties/tax-planning/oregon/lake-oswego/ 36 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to about tax planning in Lake Oswego? For tax planning in Lake Oswego, talk to a fee-only planner who plans tax across years, not one who only looks back at last year's return. Ask whether they prepare returns or work alongside your preparer, because that changes who does what. Records to start with include Brent Hamilton of WBH Financial Services, LLC, Joe Alfonso, CFP®, ChFC, EA, RICP, Rssa® of Aegis Financial Advisory and Ryan McClung of Crossroads Wealth Planning. - [Brent Hamilton](https://find.wellspent.co/advisors/brent-hamilton/), WBH Financial Services, LLC, Lake Oswego City. Holds the EA and CFP. Fees on file: ongoing planning fee, one-time planning fee. - [Joe Alfonso, CFP®, ChFC, EA, RICP, Rssa®](https://find.wellspent.co/advisors/joe-alfonso-cfp-chfc-ea-ricp-rssa/), Aegis Financial Advisory, Lake Oswego City. Holds the EA and CFP. Fees on file: flat fee or retainer, ongoing planning fee. - [Ryan McClung](https://find.wellspent.co/advisors/ryan-mcclung/), Crossroads Wealth Planning, Lake Oswego City. Holds the CPA and CFP. Fees on file: hourly, one-time planning fee. - [Alex Krider](https://find.wellspent.co/advisors/alex-krider/), Avier Wealth Advisors, Lake Oswego City. Holds the EA and CFP. Fees on file: percentage of assets. - [Marc Kadomatsu](https://find.wellspent.co/advisors/marc-kadomatsu/), Human Investing, Lake Oswego City. Holds the CFP. Fees on file: percentage of assets. - [Tracy Baron Garcia](https://find.wellspent.co/advisors/tracy-baron-garcia/), TBG Investing, Lake Oswego City. Holds the CFP. Fees on file: ongoing planning fee, one-time planning fee. ## How many fee-only financial advisors in Lake Oswego work on tax planning? The Wellspent public graph lists 36 fee-only advisors for tax planning in Lake Oswego, at 12 firms. We counted every advisor record that lists this work, as of October 2026. ## How do fee-only advisors for tax planning in Lake Oswego charge? The most common fee among fee-only advisors for tax planning in Lake Oswego is a percentage of assets, used by 89% of the 36 with fees on file. Many use more than one: 36% charge fixed fees and 31% charge by the hour. ## How much do fee-only financial advisors charge in Oregon? Fee-only financial advisors in Oregon charge a median of $5,000 a year for ongoing planning. We found this across the published prices of 17 Oregon firms. ## How much does a one-time financial plan cost in Oregon? A one-time financial plan from a fee-only firm in Oregon has a median price of $2,500. We found this across the published prices of 21 Oregon firms. ## What credentials should a financial advisor for tax planning have? For tax planning, look for the EA, CPA and CFP. In Lake Oswego, 36% of the 36 advisors listed hold the CFP. - EA (8% of advisors listed): Enrolled agents are licensed by the IRS and focus on tax. - CPA (3% of advisors listed): CPAs bring broad tax and accounting depth. - CFP (36% of advisors listed): The CFP connects tax decisions to the rest of the plan. ## How do Lake Oswego advisors for tax planning compare with the rest of the US? 36% of fee-only advisors for tax planning in Lake Oswego hold the CFP, compared with 50% of the 5,860 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Oregon tax income on top of federal tax? Yes. Oregon has a state income tax, so a financial plan for a Oregon resident should project it alongside federal tax. ## What should I ask a financial advisor about tax planning in Lake Oswego? - Do you prepare my return, or coordinate with my preparer? - Will you give me a written multi-year tax projection? - What tax decisions would you want to make with me before year end? - How do you weigh tax savings against investment risk? - How will you plan for Oregon tax alongside federal tax? ## How current is this list of fee-only advisors for tax planning in Lake Oswego? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Tracy Baron Garcia](https://find.wellspent.co/advisors/tracy-baron-garcia.md) | TBG Investing | Lake Oswego, Oregon | CFP, MBA | Ongoing planning fee, One-time planning fee | | [Ryan McClung](https://find.wellspent.co/advisors/ryan-mcclung.md) | Crossroads Wealth Planning | Lake Oswego, Oregon | CEPA, CFP, CPA | Hourly, One-time planning fee | | [Grant Bledsoe](https://find.wellspent.co/advisors/grant-bledsoe.md) | Three Oaks Wealth | Lake Oswego, Oregon | AIF, CEPA, CFA, CFP, MBA | Percentage of assets, Hourly, Fixed fees | | [Brent Hamilton](https://find.wellspent.co/advisors/brent-hamilton.md) | WBH Financial Services, LLC | Lake Oswego, Oregon | CDFA, CFP, EA, MS | Ongoing planning fee, One-time planning fee | | [Joe Alfonso, CFP®, ChFC, EA, RICP, Rssa®](https://find.wellspent.co/advisors/joe-alfonso-cfp-chfc-ea-ricp-rssa.md) | Aegis Financial Advisory | Lake Oswego, Oregon | CFP, ChFC, EA, RICP, TPCP | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Alex Krider](https://find.wellspent.co/advisors/alex-krider.md) | Avier Wealth Advisors | Lake Oswego, Oregon | CFP, EA, MBA | Percentage of assets | | [Jason Gong](https://find.wellspent.co/advisors/jason-gong.md) | Lifelong Wealth Management Group | Lake Oswego, Oregon | CFP, ChFC | Percentage of assets | | [David Anderson](https://find.wellspent.co/advisors/david-anderson-6721929.md) | Human Investing | Lake Oswego, Oregon | CFP | Percentage of assets | | [David Foster](https://find.wellspent.co/advisors/david-foster-4584178.md) | Foster & Wood | Lake Oswego, Oregon | CFP | Percentage of assets, Fixed fees | | [Jacqueline Thompson](https://find.wellspent.co/advisors/jacqueline-thompson.md) | Allium Financial Advisors | Lake Oswego, Oregon | CFP | Percentage of assets, Hourly, Fixed fees | | [Marc Kadomatsu](https://find.wellspent.co/advisors/marc-kadomatsu.md) | Human Investing | Lake Oswego, Oregon | CFP, ChFC | Percentage of assets | | [Pradeep Tempalli](https://find.wellspent.co/advisors/pradeep-tempalli.md) | Allium Financial Advisors | Lake Oswego, Oregon | CFP, CFA | Percentage of assets, Hourly, Fixed fees | | [William Kellar](https://find.wellspent.co/advisors/william-kellar.md) | Human Investing | Lake Oswego, Oregon | CFP | Percentage of assets | | [Andrew Gladhill](https://find.wellspent.co/advisors/andrew-gladhill.md) | Human Investing | Lake Oswego, Oregon | CFA | Percentage of assets | | [Jordan Fee](https://find.wellspent.co/advisors/jordan-fee.md) | Allium Financial Advisors | Lake Oswego, Oregon | CFA | Percentage of assets, Hourly, Fixed fees | | [Nathan Reagan](https://find.wellspent.co/advisors/nathan-reagan.md) | Handy & Company Financial Advisors | Lake Oswego, Oregon | PFS | Percentage of assets, Hourly, Fixed fees | | [Stephanie Lum](https://find.wellspent.co/advisors/stephanie-lum.md) | CLS Financial Advisors | Lake Oswego, Oregon | | Percentage of assets, Ongoing planning fee | | [Amanda Earlywine](https://find.wellspent.co/advisors/amanda-earlywine.md) | Human Investing | Lake Oswego, Oregon | | Percentage of assets | | [Andrew Nelson](https://find.wellspent.co/advisors/andrew-nelson.md) | Human Investing | Lake Oswego, Oregon | | Percentage of assets | | [Austin Pearce](https://find.wellspent.co/advisors/austin-pearce.md) | Human Investing | Lake Oswego, Oregon | | Percentage of assets | | [Cole Thomas](https://find.wellspent.co/advisors/cole-thomas.md) | Human Investing | Lake Oswego, Oregon | | Percentage of assets | | [Cort Morris](https://find.wellspent.co/advisors/cort-morris.md) | Human Investing | Lake Oswego, Oregon | | Percentage of assets | | [Drayton Carlberg](https://find.wellspent.co/advisors/drayton-carlberg.md) | Human Investing | Lake Oswego, Oregon | | Percentage of assets | | [Holly Huddleson](https://find.wellspent.co/advisors/holly-huddleson.md) | Human Investing | Lake Oswego, Oregon | | Percentage of assets | | [Jeremy Six](https://find.wellspent.co/advisors/jeremy-six.md) | Foster & Wood | Lake Oswego, Oregon | | Percentage of assets, Fixed fees | | [Maria Bell](https://find.wellspent.co/advisors/maria-bell.md) | Human Investing | Lake Oswego, Oregon | | Percentage of assets | | [Michael Elfers](https://find.wellspent.co/advisors/michael-elfers.md) | Allium Financial Advisors | Lake Oswego, Oregon | | Percentage of assets, Hourly, Fixed fees | | [Michael Handy](https://find.wellspent.co/advisors/michael-handy.md) | Handy & Company Financial Advisors | Lake Oswego, Oregon | | Percentage of assets, Hourly, Fixed fees | | [Michelle Wanless](https://find.wellspent.co/advisors/michelle-wanless.md) | Allium Financial Advisors | Lake Oswego, Oregon | | Percentage of assets, Hourly, Fixed fees | | [Mitchell Chilcott](https://find.wellspent.co/advisors/mitchell-chilcott.md) | Human Investing | Lake Oswego, Oregon | | Percentage of assets | | [Nicole Lindblom](https://find.wellspent.co/advisors/nicole-lindblom.md) | Human Investing | Lake Oswego, Oregon | | Percentage of assets | | [Rebecca Rohleder](https://find.wellspent.co/advisors/rebecca-rohleder.md) | Human Investing | Lake Oswego, Oregon | | Percentage of assets | | [Robin Donovan](https://find.wellspent.co/advisors/robin-donovan.md) | Human Investing | Lake Oswego, Oregon | | Percentage of assets | | [Scott Thompson](https://find.wellspent.co/advisors/scott-thompson.md) | Allium Financial Advisors | Lake Oswego, Oregon | | Percentage of assets, Hourly, Fixed fees | | [Sheree Arntson](https://find.wellspent.co/advisors/sheree-arntson.md) | Allium Financial Advisors | Lake Oswego, Oregon | | Percentage of assets, Hourly, Fixed fees | | [Timothy Wood](https://find.wellspent.co/advisors/timothy-wood.md) | Foster & Wood | Lake Oswego, Oregon | | Percentage of assets, Fixed fees | ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).