# Financial advisors for tax planning in Charlotte, North Carolina > For tax planning in Charlotte, talk to a fee-only planner who plans tax across years, not one who only looks back at last year's return. Ask whether they prepare returns or work alongside your preparer, because that changes who does what. Records to start with include Aaron Parrish of Level Wealth Management LLC, Sara Warntz of Topsail Wealth Management and Chris Woods of Silvis Financial. Page: https://find.wellspent.co/specialties/tax-planning/north-carolina/charlotte/ 39 fee-only advisors listed; data last updated November 2, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to about tax planning in Charlotte? For tax planning in Charlotte, talk to a fee-only planner who plans tax across years, not one who only looks back at last year's return. Ask whether they prepare returns or work alongside your preparer, because that changes who does what. Records to start with include Aaron Parrish of Level Wealth Management LLC, Sara Warntz of Topsail Wealth Management and Chris Woods of Silvis Financial. - [Aaron Parrish](https://find.wellspent.co/advisors/aaron-parrish/), Level Wealth Management LLC, Charlotte City. Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee. - [Sara Warntz](https://find.wellspent.co/advisors/sara-warntz/), Topsail Wealth Management, Charlotte City. Holds the CFP. Fees on file: percentage of assets. - [Chris Woods](https://find.wellspent.co/advisors/chris-woods/), Silvis Financial, Charlotte City. Holds the CFP. Fees on file: ongoing planning fee. - [Tammy Goodman](https://find.wellspent.co/advisors/tammy-goodman/), Tammy Goodman Financial, LLC, Charlotte City. Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee. - [Thomas Bengtson](https://find.wellspent.co/advisors/thomas-bengtson/), Lakeshore Advisors, Charlotte City. Holds the CFP. Fees on file: percentage of assets. - [Evan Luongo](https://find.wellspent.co/advisors/evan-luongo/), NoDa Wealth Management, Charlotte City. Holds the CFP. Fees on file: one-time planning fee, percentage of assets. ## How many fee-only financial advisors in Charlotte work on tax planning? The Wellspent public graph lists 39 fee-only advisors for tax planning in Charlotte, at 29 firms. We counted every advisor record that lists this work, as of November 2026. ## How do fee-only advisors for tax planning in Charlotte charge? The most common fee among fee-only advisors for tax planning in Charlotte is a percentage of assets, used by 74% of the 39 with fees on file. Many use more than one: 33% charge fixed fees and 26% charge an ongoing planning fee. ## How much do fee-only financial advisors charge in Charlotte? Fee-only financial advisors in Charlotte charge a median of $4,125 a year for ongoing planning. We found this across the published prices of 10 Charlotte firms. ## What credentials should a financial advisor for tax planning have? For tax planning, look for the CFP. In Charlotte, 62% of the 39 advisors listed hold the CFP. - CFP (62% of advisors listed): The CFP connects tax decisions to the rest of the plan. ## How do Charlotte advisors for tax planning compare with the rest of the US? 33% of fee-only advisors for tax planning in Charlotte charge fixed fees, compared with 50% of the 5,860 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does North Carolina tax income on top of federal tax? Yes. North Carolina has a state income tax, so a financial plan for a North Carolina resident should project it alongside federal tax. ## What should I ask a financial advisor about tax planning in Charlotte? - Do you prepare my return, or coordinate with my preparer? - Will you give me a written multi-year tax projection? - What tax decisions would you want to make with me before year end? - How do you weigh tax savings against investment risk? - How will you plan for North Carolina tax alongside federal tax? ## How current is this list of fee-only advisors for tax planning in Charlotte? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Nick Foy](https://find.wellspent.co/advisors/nick-foy.md) | Greenway Wealth Advisors, LLC | Charlotte, North Carolina | CFP | Percentage of assets, Ongoing planning fee | | [Chris Mullis](https://find.wellspent.co/advisors/chris-mullis.md) | NorthStar Capital Advisors | Charlotte, North Carolina | CFP, PhD | Percentage of assets, Hourly | | [Chris Woods](https://find.wellspent.co/advisors/chris-woods.md) | Silvis Financial | Charlotte, North Carolina | CFP | Ongoing planning fee | | [Evan Luongo](https://find.wellspent.co/advisors/evan-luongo.md) | NoDa Wealth Management | Charlotte, North Carolina | CFP | One-time planning fee, Percentage of assets | | [James Charles](https://find.wellspent.co/advisors/james-charles.md) | Sanctuary Financial Planning, LLC | Charlotte, North Carolina | CDFA, CFA, CFP, MS | Flat fee or retainer, Ongoing planning fee | | [Stephen Boatman](https://find.wellspent.co/advisors/stephen-boatman.md) | Flat Fee Financial LLC | Charlotte, North Carolina | CFP | Flat fee or retainer | | [Thomas Mclean](https://find.wellspent.co/advisors/thomas-mclean.md) | Altruist Wealth Management | Charlotte, North Carolina | CFP, MBA | Flat fee or retainer, Ongoing planning fee | | [Aaron Parrish](https://find.wellspent.co/advisors/aaron-parrish.md) | Level Wealth Management LLC | Charlotte, North Carolina | CFP, TPCP | Flat fee or retainer, Ongoing planning fee | | [Drew Cook](https://find.wellspent.co/advisors/drew-cook.md) | Level Wealth Management | Charlotte, North Carolina | CFP | Flat fee or retainer, Ongoing planning fee | | [Tammy Goodman](https://find.wellspent.co/advisors/tammy-goodman.md) | Tammy Goodman Financial, LLC | Charlotte, North Carolina | CFP, MBA | Flat fee or retainer, Ongoing planning fee | | [Todd Calamita](https://find.wellspent.co/advisors/todd-calamita.md) | Calamita Wealth Management | Charlotte, North Carolina | CDFA, CFP | Percentage of assets, Fixed fees | | [Zach Palmer](https://find.wellspent.co/advisors/zach-palmer.md) | Ark Royal Wealth Management, LLC | Charlotte, North Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [Adam Coleman](https://find.wellspent.co/advisors/adam-coleman.md) | Nectarine | Charlotte, North Carolina | CRPC, AFC, CDLP | Subscription, One-time planning fee, Hourly | | [Lisa Bowers](https://find.wellspent.co/advisors/lisa-bowers.md) | RPO Wealth Partners | Charlotte, North Carolina | CFP | Fixed fees | | [Matthew Henry](https://find.wellspent.co/advisors/matthew-henry.md) | Topsail Wealth Management | Charlotte, North Carolina | CFP | Percentage of assets | | [Matthew Snipes](https://find.wellspent.co/advisors/matthew-snipes.md) | Topsail Wealth Management | Charlotte, North Carolina | CFP | Percentage of assets | | [Sara Warntz](https://find.wellspent.co/advisors/sara-warntz.md) | Topsail Wealth Management | Charlotte, North Carolina | CFP | Percentage of assets | | [Thomas Bengtson](https://find.wellspent.co/advisors/thomas-bengtson.md) | Lakeshore Advisors | Charlotte, North Carolina | CFP | Percentage of assets | | [Alixandria Tucci](https://find.wellspent.co/advisors/alixandria-tucci.md) | PCM Encore | Charlotte, North Carolina | CFP | Percentage of assets, Fixed fees | | [Fritzner Jean](https://find.wellspent.co/advisors/fritzner-jean.md) | Geometric Advisors | Charlotte, North Carolina | CFP | Percentage of assets | | [Bradley Kucharo](https://find.wellspent.co/advisors/bradley-kucharo.md) | Kucharo Wealth | Charlotte, North Carolina | CFP | Percentage of assets, Fixed fees | | [Bryan Llewellyn](https://find.wellspent.co/advisors/bryan-llewellyn.md) | Llewellyn Financial | Charlotte, North Carolina | | Ongoing planning fee, One-time planning fee, Percentage of assets | | [Robert Higgins](https://find.wellspent.co/advisors/robert-higgins.md) | Dalton Financial | Charlotte, North Carolina | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Trigg Williamson](https://find.wellspent.co/advisors/trigg-williamson.md) | Advisor.com | Charlotte, North Carolina | | Flat fee or retainer, Percentage of assets, Ongoing planning fee | | [David D'Alessandro](https://find.wellspent.co/advisors/david-d-alessandro.md) | Axiom Private Wealth | Charlotte, North Carolina | CFP | Percentage of assets | | [Richard Freitag](https://find.wellspent.co/advisors/richard-freitag.md) | Freitag Financial Group, LLC. | Charlotte, North Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [Andrew Lee](https://find.wellspent.co/advisors/andrew-lee.md) | Linkside Financial | Charlotte, North Carolina | | Percentage of assets | | [Brenton Bersin](https://find.wellspent.co/advisors/brenton-bersin.md) | Linkside Financial | Charlotte, North Carolina | | Percentage of assets | | [Jakhongir Mirtalipov](https://find.wellspent.co/advisors/jakhongir-mirtalipov.md) | Dream Life Wealth Management | Charlotte, North Carolina | | Percentage of assets, Ongoing planning fee | | [Jeffrey Martin](https://find.wellspent.co/advisors/jeffrey-martin-7327812.md) | RPO Wealth Partners | Charlotte, North Carolina | | Fixed fees | | [Kevin Blocker](https://find.wellspent.co/advisors/kevin-blocker.md) | Linkside Financial | Charlotte, North Carolina | | Percentage of assets | | [Robert Johnson](https://find.wellspent.co/advisors/robert-johnson.md) | Linkside Financial | Charlotte, North Carolina | | Percentage of assets | | [Scott Cannady](https://find.wellspent.co/advisors/scott-cannady.md) | Hayden Harper Advisory | Charlotte, North Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [Isaac Neidbalson](https://find.wellspent.co/advisors/isaac-neidbalson.md) | Jarrod Adams Investing | Charlotte, North Carolina | | Percentage of assets | | [Garrett Jenkins](https://find.wellspent.co/advisors/garrett-jenkins.md) | Hayden Harper Advisory | Charlotte, North Carolina | CFA | Percentage of assets, Hourly, Fixed fees | | [Andrew Krafft](https://find.wellspent.co/advisors/andrew-krafft.md) | Luminary Wealth | Charlotte, North Carolina | | Percentage of assets, Hourly, Fixed fees | | [Jacob Pivonka](https://find.wellspent.co/advisors/jacob-pivonka.md) | Axiom Private Wealth | Charlotte, North Carolina | | Percentage of assets | | [John Teed](https://find.wellspent.co/advisors/john-teed.md) | Hayden Harper Advisory | Charlotte, North Carolina | | Percentage of assets, Hourly, Fixed fees | | [Michael Fox](https://find.wellspent.co/advisors/michael-fox.md) | Hayden Harper Advisory | Charlotte, North Carolina | | Percentage of assets, Hourly, Fixed fees | ## Related - [Retirement planning in Charlotte](https://find.wellspent.co/specialties/retirement-planning/north-carolina/charlotte.md) - [Estate planning in Charlotte](https://find.wellspent.co/specialties/estate-planning/north-carolina/charlotte.md) - [Pre-retirees in Charlotte](https://find.wellspent.co/audiences/pre-retirees/north-carolina/charlotte.md) - [Family wealth transfer in Charlotte](https://find.wellspent.co/specialties/family-wealth-transfer/north-carolina/charlotte.md) - [Retirees in Charlotte](https://find.wellspent.co/audiences/retirees/north-carolina/charlotte.md) - [Founders in Charlotte](https://find.wellspent.co/specialties/founders-pre-exit/north-carolina/charlotte.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).