# Financial advisors for small business owners in Washington > For small business owners in Washington, talk to a fee-only planner who treats the business and the household as one balance sheet. Look for someone who can speak to entity choice, owner pay, and retirement plans for the company, not only your personal accounts. Records to start with include Jeffrey Walters of Advisia Financial Planning, LLC, Rebecca Meats of Clear Insight Wealth Management and Brian Mars of MarsJewett Financial Group. Page: https://find.wellspent.co/specialties/small-business-owners/washington/ 85 fee-only advisors listed; data last updated November 2, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to as a small business owner in Washington? For small business owners in Washington, talk to a fee-only planner who treats the business and the household as one balance sheet. Look for someone who can speak to entity choice, owner pay, and retirement plans for the company, not only your personal accounts. Records to start with include Jeffrey Walters of Advisia Financial Planning, LLC, Rebecca Meats of Clear Insight Wealth Management and Brian Mars of MarsJewett Financial Group. - [Jeffrey Walters](https://find.wellspent.co/advisors/jeffrey-walters/), Advisia Financial Planning, LLC, Bellevue. Holds the EA and CFP. Fees on file: hourly. - [Rebecca Meats](https://find.wellspent.co/advisors/rebecca-meats/), Clear Insight Wealth Management, Spokane. Holds the CPA and CFP. Fees on file: percentage of assets, ongoing planning fee. - [Brian Mars](https://find.wellspent.co/advisors/brian-mars/), MarsJewett Financial Group, Bellevue. Holds the CFP. Fees on file: percentage of assets, flat fee or retainer. - [Elizabeth Snyder](https://find.wellspent.co/advisors/elizabeth-snyder/), Trail Financial Planning LLC, Bellingham. Holds the CFP. Fees on file: percentage of assets, hourly. - [Melissa Leonard](https://find.wellspent.co/advisors/melissa-leonard/), Cairn Financial Planning, Seattle. Holds the CFP. Fees on file: subscription, one-time planning fee. - [Benjamin Smith](https://find.wellspent.co/advisors/benjamin-smith-6669577/), Briarwood Financial, Gig Harbor. Holds the CFP. Fees on file: ongoing planning fee, one-time planning fee. ## How many fee-only financial advisors in Washington work with small business owners? The Wellspent public graph lists 85 fee-only advisors for small business owners in Washington, at 44 firms. We counted every advisor record that lists this work, as of November 2026. ## Where are fee-only advisors for small business owners in Washington located? Of the 85 fee-only advisors for small business owners in Washington, 12 are in Bellevue, followed by 11 in Seattle and 9 in Vancouver. ## How do fee-only advisors for small business owners in Washington charge? The most common fee among fee-only advisors for small business owners in Washington is a percentage of assets, used by 89% of the 84 with fees on file. Many use more than one: 56% charge by the hour and 32% charge fixed fees. ## How much do fee-only financial advisors charge in Washington? Fee-only financial advisors in Washington charge a median of $4,500 a year for ongoing planning. We found this across the published prices of 25 Washington firms. ## How much does a one-time financial plan cost in Washington? A one-time financial plan from a fee-only firm in Washington has a median price of $3,000. We found this across the published prices of 27 Washington firms. ## What credentials should a financial advisor for small business owners have? For small business owners, look for the CPA, EA and CFP. In Washington, 39% of the 85 advisors listed hold the CFP. - CPA (1% of advisors listed): CPAs understand entity structure and business books. - EA (1% of advisors listed): Enrolled agents help with owner pay and business tax. - CFP (39% of advisors listed): The CFP keeps the business in the wider plan. ## How do Washington advisors for small business owners compare with the rest of the US? 32% of fee-only advisors for small business owners in Washington charge fixed fees, compared with 52% of the 2,851 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Washington tax income? Washington doesn't tax wages, but it does tax large long-term capital gains, which matters when you sell stock or a business. ## What should I ask a financial advisor as a small business owner in Washington? - Which retirement plan would you set up for my business, and why? - How would you set my salary against distributions? - How much of my net worth should stay in the business? - How do you plan for an eventual sale or succession? - How would Washington's tax on capital gains change the way I sell? ## How current is this list of fee-only advisors for small business owners in Washington? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Kevin Estes](https://find.wellspent.co/advisors/kevin-estes.md) | Scaled Finance, LLC | Bellevue, Washington | CFP, MBA | Hourly, One-time planning fee | | [Melissa Leonard](https://find.wellspent.co/advisors/melissa-leonard.md) | Cairn Financial Planning | Seattle, Washington | CFP | Subscription, One-time planning fee, Hourly | | [Jeffrey Walters](https://find.wellspent.co/advisors/jeffrey-walters.md) | Advisia Financial Planning, LLC | Bellevue, Washington | CFP, EA | Hourly | | [Rebecca Meats](https://find.wellspent.co/advisors/rebecca-meats.md) | Clear Insight Wealth Management | Spokane, Washington | CPA, AFC, CFP, ChFC, Other | Percentage of assets, Ongoing planning fee | | [Elizabeth Snyder](https://find.wellspent.co/advisors/elizabeth-snyder.md) | Trail Financial Planning LLC | Bellingham, Washington | CFP | Percentage of assets, Hourly, One-time planning fee | | [John Chesbrough](https://find.wellspent.co/advisors/john-chesbrough.md) | Trail Financial Planning LLC | Bellingham, Washington | CFP | Percentage of assets, Hourly, One-time planning fee | | [Kelly Van Wyhe](https://find.wellspent.co/advisors/kelly-van-wyhe.md) | Bright Road Wealth Management, LLC | Tacoma, Washington | CFP, CFA, BA | Percentage of assets, Hourly, Fixed fees | | [Loyd Burleson](https://find.wellspent.co/advisors/loyd-burleson.md) | Financial Freedom for Dentists LLC | Snoqualmie, Washington | CFP, MS | Percentage of assets, Fixed fees | | [Gus Kristoferson](https://find.wellspent.co/advisors/gus-kristoferson.md) | Money on the Mind LLC | Seattle, Washington | CFA, CFP | | | [Lisa Eaton](https://find.wellspent.co/advisors/lisa-eaton.md) | Firm Footing Financial Planning | Seattle, Washington | AFC, MS, DPT | Hourly | | [Brian Bruggeman](https://find.wellspent.co/advisors/brian-bruggeman.md) | Walla Walla Wealth Advisors | Walla Walla, Washington | CFP | Percentage of assets | | [Deborah Gianelli](https://find.wellspent.co/advisors/deborah-gianelli.md) | Whole Family Financial Services | Bothell, Washington | CFP | Hourly, Percentage of assets | | [Gregory Stapp](https://find.wellspent.co/advisors/gregory-stapp.md) | Stapp Financial | Olympia, Washington | CFP, PFS | Percentage of assets | | [Thomas Stapp](https://find.wellspent.co/advisors/thomas-stapp.md) | Stapp Financial | Olympia, Washington | CFP | Percentage of assets | | [Trey Gevers](https://find.wellspent.co/advisors/trey-gevers.md) | Gevers Wealth Management | Issaquah, Washington | CFA | Percentage of assets, One-time planning fee | | [Brian Mars](https://find.wellspent.co/advisors/brian-mars.md) | MarsJewett Financial Group | Bellevue, Washington | CFP | Percentage of assets, Flat fee or retainer | | [Frank Gallo](https://find.wellspent.co/advisors/frank-gallo.md) | Investors Portfolio Services | Puyallup, Washington | CFP | Percentage of assets, Hourly, Fixed fees | | [John Wright](https://find.wellspent.co/advisors/john-wright.md) | MarsJewett Financial Group | Bellevue, Washington | CFP | Percentage of assets, Flat fee or retainer | | [Lucas Baker](https://find.wellspent.co/advisors/lucas-baker.md) | MarsJewett Financial Group | Bellevue, Washington | CFP | Percentage of assets, Flat fee or retainer | | [Scott Jewett](https://find.wellspent.co/advisors/scott-jewett.md) | MarsJewett Financial Group | Bellevue, Washington | CFP | Percentage of assets, Flat fee or retainer | | [Thomas Bowman](https://find.wellspent.co/advisors/thomas-bowman.md) | Investors Portfolio Services | Puyallup, Washington | CFP, CFA | Percentage of assets, Hourly, Fixed fees | | [Rick Prime](https://find.wellspent.co/advisors/rick-prime.md) | HFG Trust | Kennewick, Washington | CFP | Percentage of assets, Hourly, Fixed fees | | [Robert Pearson](https://find.wellspent.co/advisors/robert-pearson.md) | HFG Trust | Kennewick, Washington | CFP | Percentage of assets, Hourly, Fixed fees | | [William Wang](https://find.wellspent.co/advisors/william-wang.md) | HFG Trust | Kennewick, Washington | CFP | Percentage of assets, Hourly, Fixed fees | | [Andrew Block](https://find.wellspent.co/advisors/andrew-block.md) | Walla Walla Wealth Advisors | Walla Walla, Washington | | Percentage of assets | | [Blake Martin](https://find.wellspent.co/advisors/blake-martin.md) | Cloud Capital Management | Seattle, Washington | | Percentage of assets | | [Brian Wyatt](https://find.wellspent.co/advisors/brian-wyatt.md) | Wyatt Wealth Management | Arlington, Washington | CFP | Percentage of assets, Hourly, Fixed fees | | [Dale Terwedo](https://find.wellspent.co/advisors/dale-terwedo.md) | TFS Advisors | Edmonds, Washington | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Elaine Chan](https://find.wellspent.co/advisors/elaine-chan.md) | FIOH Global Asset Management and Strategies | Tacoma, Washington | CFP | Percentage of assets, Hourly | | [Hart Williams](https://find.wellspent.co/advisors/hart-williams.md) | Cloud Capital Management | Seattle, Washington | | Percentage of assets | | [Jason Martel](https://find.wellspent.co/advisors/jason-martel.md) | Martel Wealth Advisors | Vancouver, Washington | CFP | Percentage of assets | | [Kory Lackey](https://find.wellspent.co/advisors/kory-lackey.md) | Cloud Capital Management | Seattle, Washington | | Percentage of assets | | [Kyle Rash](https://find.wellspent.co/advisors/kyle-rash.md) | Champion Financial Planning | Anacortes, Washington | ChFC | Hourly, Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Laurie Klein](https://find.wellspent.co/advisors/laurie-klein.md) | Kaizen Financial Advisors | Kirkland, Washington | CFP | Percentage of assets, Hourly, Fixed fees | | [Mark Martel](https://find.wellspent.co/advisors/mark-martel.md) | Martel Wealth Advisors | Vancouver, Washington | CFP | Percentage of assets | | [Sean Sternbach](https://find.wellspent.co/advisors/sean-sternbach.md) | Cloud Capital Management | Seattle, Washington | | Percentage of assets | | [Austin Dean](https://find.wellspent.co/advisors/austin-dean.md) | Waystone Advisors | Redmond, Washington | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Benjamin Smith](https://find.wellspent.co/advisors/benjamin-smith-6669577.md) | Briarwood Financial | Gig Harbor, Washington | CFP | Ongoing planning fee, One-time planning fee | | [Rebecca Stapp](https://find.wellspent.co/advisors/rebecca-stapp.md) | Stapp Financial | Olympia, Washington | | Percentage of assets | | [Richard Cullen](https://find.wellspent.co/advisors/richard-cullen.md) | Inland Financial Planning | Spokane, Washington | CFP | Percentage of assets, Hourly | | [Aaron Terwedo](https://find.wellspent.co/advisors/aaron-terwedo.md) | TFS Advisors | Edmonds, Washington | ChFC | Percentage of assets, Hourly, Fixed fees | | [Andrew Hall](https://find.wellspent.co/advisors/andrew-hall-7780634.md) | MarsJewett Financial Group | Bellevue, Washington | | Percentage of assets, Flat fee or retainer | | [Ann Moore](https://find.wellspent.co/advisors/ann-moore.md) | Martel Wealth Advisors | Vancouver, Washington | CFA | Percentage of assets | | [Bradley Van Vechten](https://find.wellspent.co/advisors/bradley-van-vechten.md) | Private Wealth Management Solutions | Bellevue, Washington | CFP, ChFC | Percentage of assets, Hourly | | [Brock Mackenzie](https://find.wellspent.co/advisors/brock-mackenzie.md) | MarsJewett Financial Group | Bellevue, Washington | | Percentage of assets, Flat fee or retainer | | [Elizabeth Sowle](https://find.wellspent.co/advisors/elizabeth-sowle.md) | MarsJewett Financial Group | Bellevue, Washington | | Percentage of assets, Flat fee or retainer | | [Garrett Dastrup](https://find.wellspent.co/advisors/garrett-dastrup.md) | Opportunus Wealth Management | Gig Harbor, Washington | CFA | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Jason Strough](https://find.wellspent.co/advisors/jason-strough.md) | Strong Retirement Solutions | Bremerton, Washington | | Percentage of assets, Hourly, Fixed fees | | [Joel Petersen](https://find.wellspent.co/advisors/joel-petersen.md) | Sound Legacy Wealth Advisors | Kirkland, Washington | | Percentage of assets | | [Kathryn Young](https://find.wellspent.co/advisors/kathryn-young.md) | Financial Forum | Spokane, Washington | CFP | Percentage of assets, Hourly | Showing the first 50 of 85. The full list, page by page: https://find.wellspent.co/specialties/small-business-owners/washington/?page=2 ## Related - [Retirement planning in Washington](https://find.wellspent.co/specialties/retirement-planning/washington.md) - [Estate planning in Washington](https://find.wellspent.co/specialties/estate-planning/washington.md) - [Tax planning in Washington](https://find.wellspent.co/specialties/tax-planning/washington.md) - [Pre-retirees in Washington](https://find.wellspent.co/audiences/pre-retirees/washington.md) - [Retirees in Washington](https://find.wellspent.co/audiences/retirees/washington.md) - [Family wealth transfer in Washington](https://find.wellspent.co/specialties/family-wealth-transfer/washington.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).