# Financial advisors for small business owners in Houston, Texas > For small business owners in Houston, talk to a fee-only planner who treats the business and the household as one balance sheet. Look for someone who can speak to entity choice, owner pay, and retirement plans for the company, not only your personal accounts. Records to start with include Morgann Zimmer of Goodman Financial Corporation, Andrew Casey of Precedent Wealth Partners and Keith Fenstad of Tanglewood Total Wealth Management. Page: https://find.wellspent.co/specialties/small-business-owners/texas/houston/ 52 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to as a small business owner in Houston? For small business owners in Houston, talk to a fee-only planner who treats the business and the household as one balance sheet. Look for someone who can speak to entity choice, owner pay, and retirement plans for the company, not only your personal accounts. Records to start with include Morgann Zimmer of Goodman Financial Corporation, Andrew Casey of Precedent Wealth Partners and Keith Fenstad of Tanglewood Total Wealth Management. - [Morgann Zimmer](https://find.wellspent.co/advisors/morgann-zimmer/), Goodman Financial Corporation, Houston City. Holds the CPA and CFP. Fees on file: percentage of assets, hourly. - [Andrew Casey](https://find.wellspent.co/advisors/andrew-casey/), Precedent Wealth Partners, Houston City. Holds the CFP. Fees on file: percentage of assets. - [Keith Fenstad](https://find.wellspent.co/advisors/keith-fenstad/), Tanglewood Total Wealth Management, Houston City. Holds the CFP. Fees on file: percentage of assets. - [James Darby](https://find.wellspent.co/advisors/james-darby/), Adell, Harriman, & Carpenter, Houston City. Holds the CFP. Fees on file: percentage of assets. - [Emily Walls](https://find.wellspent.co/advisors/emily-walls/), Ascension Capital Advisors, Houston City. Holds the CFP. Fees on file: percentage of assets, fixed fees. - [Lakhaun McKinley](https://find.wellspent.co/advisors/lakhaun-mckinley/), MNM Vested, Houston City. Holds the CFP. Fees on file: fixed fees. ## How many fee-only financial advisors in Houston work with small business owners? The Wellspent public graph lists 52 fee-only advisors for small business owners in Houston, at 11 firms. We counted every advisor record that lists this work, as of October 2026. ## How do fee-only advisors for small business owners in Houston charge? The most common fee among fee-only advisors for small business owners in Houston is a percentage of assets, used by 94% of the 52 with fees on file. Many use more than one: 35% charge fixed fees and 6% charge by the hour. ## How much do fee-only financial advisors charge in Houston? Fee-only financial advisors in Houston charge a median of $5,000 a year for ongoing planning. We found this across the published prices of 9 Houston firms. ## How much does a one-time financial plan cost in Houston? A one-time financial plan from a fee-only firm in Houston has a median price of $3,500. We found this across the published prices of 7 Houston firms. ## What credentials should a financial advisor for small business owners have? For small business owners, look for the CPA and CFP. In Houston, 35% of the 52 advisors listed hold the CFP. - CPA (2% of advisors listed): CPAs understand entity structure and business books. - CFP (35% of advisors listed): The CFP keeps the business in the wider plan. ## How do Houston advisors for small business owners compare with the rest of the US? 6% of fee-only advisors for small business owners in Houston charge by the hour, compared with 48% of the 2,851 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Texas have a state income tax? No. Texas has no state income tax, so federal tax drives most financial planning for residents. ## What should I ask a financial advisor as a small business owner in Houston? - Which retirement plan would you set up for my business, and why? - How would you set my salary against distributions? - How much of my net worth should stay in the business? - How do you plan for an eventual sale or succession? - If I've worked in other states, what could I still owe there? ## How current is this list of fee-only advisors for small business owners in Houston? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Morgann Zimmer](https://find.wellspent.co/advisors/morgann-zimmer.md) | Goodman Financial Corporation | Houston, Texas | CFP, CPA | Percentage of assets, Hourly | | [Andrew Casey](https://find.wellspent.co/advisors/andrew-casey.md) | Precedent Wealth Partners | Houston, Texas | CFP | Percentage of assets | | [George Williams](https://find.wellspent.co/advisors/george-williams.md) | Precedent Wealth Partners | Houston, Texas | CFP | Percentage of assets | | [Grant Williams](https://find.wellspent.co/advisors/grant-williams.md) | Precedent Wealth Partners | Houston, Texas | CFP | Percentage of assets | | [Joseph Williams](https://find.wellspent.co/advisors/joseph-williams-860333.md) | Precedent Wealth Partners | Houston, Texas | CFP, PFS | Percentage of assets | | [Lantz Bowman](https://find.wellspent.co/advisors/lantz-bowman.md) | Precedent Wealth Partners | Houston, Texas | CFP | Percentage of assets | | [Abigail Gunderson](https://find.wellspent.co/advisors/abigail-gunderson.md) | Tanglewood Total Wealth Management | Houston, Texas | CFP | Percentage of assets | | [Adam Lawrence](https://find.wellspent.co/advisors/adam-lawrence.md) | Tanglewood Total Wealth Management | Houston, Texas | CFP | Percentage of assets | | [Brian Merrill](https://find.wellspent.co/advisors/brian-merrill.md) | Tanglewood Total Wealth Management | Houston, Texas | CFP | Percentage of assets | | [Keith Fenstad](https://find.wellspent.co/advisors/keith-fenstad.md) | Tanglewood Total Wealth Management | Houston, Texas | CFP | Percentage of assets | | [Michael Pumphrey](https://find.wellspent.co/advisors/michael-pumphrey.md) | Tanglewood Total Wealth Management | Houston, Texas | CFP | Percentage of assets | | [Peter Faust](https://find.wellspent.co/advisors/peter-faust.md) | Tanglewood Total Wealth Management | Houston, Texas | CFP | Percentage of assets | | [Tina Yang](https://find.wellspent.co/advisors/tina-yang.md) | Tanglewood Total Wealth Management | Houston, Texas | CFP | Percentage of assets | | [Emily Walls](https://find.wellspent.co/advisors/emily-walls.md) | Ascension Capital Advisors | Houston, Texas | CFP | Percentage of assets, Fixed fees | | [Jon Moores](https://find.wellspent.co/advisors/jon-moores.md) | Ascension Capital Advisors | Houston, Texas | CFP | Percentage of assets, Fixed fees | | [Adrienne Fox](https://find.wellspent.co/advisors/adrienne-fox.md) | Precedent Wealth Partners | Houston, Texas | | Percentage of assets | | [Dallas Trahern](https://find.wellspent.co/advisors/dallas-trahern.md) | Precedent Wealth Partners | Houston, Texas | | Percentage of assets | | [Evan Darr](https://find.wellspent.co/advisors/evan-darr.md) | Precedent Wealth Partners | Houston, Texas | | Percentage of assets | | [Jonathan Crantz](https://find.wellspent.co/advisors/jonathan-crantz.md) | Precedent Wealth Partners | Houston, Texas | | Percentage of assets | | [Justin Ramirez](https://find.wellspent.co/advisors/justin-ramirez.md) | Insight Valuations, LLC | Houston , Texas | CFA | Flat fee or retainer, Hourly | | [Kyle Smith](https://find.wellspent.co/advisors/kyle-smith.md) | Precedent Wealth Partners | Houston, Texas | | Percentage of assets | | [Neal Stephenson](https://find.wellspent.co/advisors/neal-stephenson.md) | Precedent Wealth Partners | Houston, Texas | | Percentage of assets | | [Sarah Williams](https://find.wellspent.co/advisors/sarah-williams-6772383.md) | Precedent Wealth Partners | Houston, Texas | | Percentage of assets | | [Sloane Bennett](https://find.wellspent.co/advisors/sloane-bennett.md) | Precedent Wealth Partners | Houston, Texas | | Percentage of assets | | [Tatum Duffie](https://find.wellspent.co/advisors/tatum-duffie.md) | Precedent Wealth Partners | Houston, Texas | | Percentage of assets | | [Timothy Hartzell](https://find.wellspent.co/advisors/timothy-hartzell.md) | Sequent Asset Management | Houston, Texas | CFA | Percentage of assets, Fixed fees | | [Wanda Williams](https://find.wellspent.co/advisors/wanda-williams.md) | Precedent Wealth Partners | Houston, Texas | | Percentage of assets | | [James Darby](https://find.wellspent.co/advisors/james-darby.md) | Adell, Harriman, & Carpenter | Houston, Texas | CFP | Percentage of assets | | [Lakhaun McKinley](https://find.wellspent.co/advisors/lakhaun-mckinley.md) | MNM Vested | Houston, Texas | CFP | Fixed fees | | [Stephen Adell](https://find.wellspent.co/advisors/stephen-adell.md) | Adell, Harriman, & Carpenter | Houston, Texas | CFP | Percentage of assets | | [David Doll](https://find.wellspent.co/advisors/david-doll.md) | Sequent Asset Management | Houston, Texas | | Percentage of assets, Fixed fees | | [John Merrill](https://find.wellspent.co/advisors/john-merrill.md) | Tanglewood Total Wealth Management | Houston, Texas | | Percentage of assets | | [Thomas Bruce](https://find.wellspent.co/advisors/thomas-bruce.md) | Tanglewood Total Wealth Management | Houston, Texas | | Percentage of assets | | [David Belding](https://find.wellspent.co/advisors/david-belding.md) | Ascension Capital Advisors | Houston, Texas | | Percentage of assets, Fixed fees | | [Jordan Mathews](https://find.wellspent.co/advisors/jordan-mathews.md) | Ascension Capital Advisors | Houston, Texas | | Percentage of assets, Fixed fees | | [Leia Carpenter](https://find.wellspent.co/advisors/leia-carpenter.md) | Adell, Harriman, & Carpenter | Houston, Texas | CFA | Percentage of assets | | [Paul Thompson](https://find.wellspent.co/advisors/paul-thompson.md) | Ascension Capital Advisors | Houston, Texas | | Percentage of assets, Fixed fees | | [Scot Johnson](https://find.wellspent.co/advisors/scot-johnson.md) | Adell, Harriman, & Carpenter | Houston, Texas | CFA | Percentage of assets | | [Scott Schwinger](https://find.wellspent.co/advisors/scott-schwinger.md) | Ascension Capital Advisors | Houston, Texas | | Percentage of assets, Fixed fees | | [Andrew Dowell](https://find.wellspent.co/advisors/andrew-dowell.md) | Arkos | Houston, Texas | | Percentage of assets, Fixed fees | | [Craig Dawson](https://find.wellspent.co/advisors/craig-dawson.md) | Arkos | Houston, Texas | | Percentage of assets, Fixed fees | | [Ethan Pollard](https://find.wellspent.co/advisors/ethan-pollard.md) | Arkos | Houston, Texas | | Percentage of assets, Fixed fees | | [James Leopold](https://find.wellspent.co/advisors/james-leopold.md) | Arkos | Houston, Texas | | Percentage of assets, Fixed fees | | [Jeffrey Thomas](https://find.wellspent.co/advisors/jeffrey-thomas.md) | Arkos | Houston, Texas | | Percentage of assets, Fixed fees | | [John Gray](https://find.wellspent.co/advisors/john-gray.md) | Hamilton Gray Wealth Management | Houston, Texas | | Ongoing planning fee | | [Lester Brackley](https://find.wellspent.co/advisors/lester-brackley.md) | Arkos | Houston, Texas | | Percentage of assets, Fixed fees | | [Michael Richter](https://find.wellspent.co/advisors/michael-richter.md) | Arkos | Houston, Texas | | Percentage of assets, Fixed fees | | [Timothy McGukin](https://find.wellspent.co/advisors/timothy-mcgukin.md) | Arkos | Houston, Texas | | Percentage of assets, Fixed fees | | [Trevor Harris](https://find.wellspent.co/advisors/trevor-harris-7269097.md) | Arkos | Houston, Texas | | Percentage of assets, Fixed fees | | [Jennifer Barron](https://find.wellspent.co/advisors/jennifer-barron.md) | Adell, Harriman, & Carpenter | Houston, Texas | | Percentage of assets | Showing the first 50 of 52. The full list, page by page: https://find.wellspent.co/specialties/small-business-owners/texas/houston/?page=2 ## Related - [Retirement planning in Houston](https://find.wellspent.co/specialties/retirement-planning/texas/houston.md) - [Estate planning in Houston](https://find.wellspent.co/specialties/estate-planning/texas/houston.md) - [Tax planning in Houston](https://find.wellspent.co/specialties/tax-planning/texas/houston.md) - [Retirees in Houston](https://find.wellspent.co/audiences/retirees/texas/houston.md) - [Founders in Houston](https://find.wellspent.co/specialties/founders-pre-exit/texas/houston.md) - [Family wealth transfer in Houston](https://find.wellspent.co/specialties/family-wealth-transfer/texas/houston.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).