# Financial advisors for small business owners in Tennessee > For small business owners in Tennessee, talk to a fee-only planner who treats the business and the household as one balance sheet. Look for someone who can speak to entity choice, owner pay, and retirement plans for the company, not only your personal accounts. Records to start with include Tripp Yates of Eaglestrong Financial, Troy Von Haefen of Von Haefen Financial Management and Timothy Kirch of Nashville Financial Planning. Page: https://find.wellspent.co/specialties/small-business-owners/tennessee/ 49 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to as a small business owner in Tennessee? For small business owners in Tennessee, talk to a fee-only planner who treats the business and the household as one balance sheet. Look for someone who can speak to entity choice, owner pay, and retirement plans for the company, not only your personal accounts. Records to start with include Tripp Yates of Eaglestrong Financial, Troy Von Haefen of Von Haefen Financial Management and Timothy Kirch of Nashville Financial Planning. - [Tripp Yates](https://find.wellspent.co/advisors/tripp-yates/), Eaglestrong Financial, Memphis. Holds the CPA and CFP. Fees on file: percentage of assets, fixed fees. - [Troy Von Haefen](https://find.wellspent.co/advisors/troy-von-haefen/), Von Haefen Financial Management, Nashville. Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee. - [Timothy Kirch](https://find.wellspent.co/advisors/timothy-kirch/), Nashville Financial Planning, Franklin. Holds the CFP. Fees on file: one-time planning fee, ongoing planning fee. - [Blair Garner](https://find.wellspent.co/advisors/blair-garner/), Garner Financial Management, Franklin. Holds the CFP. Fees on file: percentage of assets. - [Justin Follmer](https://find.wellspent.co/advisors/justin-follmer/), Coastal Wealth Advisors, Nashville. Holds the CFP. Fees on file: one-time planning fee. - [Philip Dortch](https://find.wellspent.co/advisors/philip-dortch/), Aspire Private Wealth Counsel, Knoxville. Holds the CFP. Fees on file: percentage of assets, one-time planning fee. ## How many fee-only financial advisors in Tennessee work with small business owners? The Wellspent public graph lists 49 fee-only advisors for small business owners in Tennessee, at 29 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for small business owners in Tennessee located? Of the 49 fee-only advisors for small business owners in Tennessee, 17 are in Nashville, followed by 9 in Chattanooga and 7 in Franklin. ## How do fee-only advisors for small business owners in Tennessee charge? The most common fee among fee-only advisors for small business owners in Tennessee is a percentage of assets, used by 90% of the 49 with fees on file. Many use more than one: 41% charge by the hour and 31% charge fixed fees. ## How much do fee-only financial advisors charge in Tennessee? Fee-only financial advisors in Tennessee charge a median of $4,200 a year for ongoing planning. We found this across the published prices of 13 Tennessee firms. ## How much does a one-time financial plan cost in Tennessee? A one-time financial plan from a fee-only firm in Tennessee has a median price of $2,000. We found this across the published prices of 15 Tennessee firms. ## What credentials should a financial advisor for small business owners have? For small business owners, look for the CPA and CFP. In Tennessee, 55% of the 49 advisors listed hold the CFP. - CPA (2% of advisors listed): CPAs understand entity structure and business books. - CFP (55% of advisors listed): The CFP keeps the business in the wider plan. ## How do Tennessee advisors for small business owners compare with the rest of the US? 31% of fee-only advisors for small business owners in Tennessee charge fixed fees, compared with 52% of the 2,851 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Tennessee have a state income tax? No. Tennessee has no state income tax, so federal tax drives most financial planning for residents. ## What should I ask a financial advisor as a small business owner in Tennessee? - Which retirement plan would you set up for my business, and why? - How would you set my salary against distributions? - How much of my net worth should stay in the business? - How do you plan for an eventual sale or succession? - If I've worked in other states, what could I still owe there? ## How current is this list of fee-only advisors for small business owners in Tennessee? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Matthew Hale](https://find.wellspent.co/advisors/matthew-hale.md) | Make the Memory Financial Planning | Johnson City, Tennessee | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Mitchell Anderson](https://find.wellspent.co/advisors/mitchell-anderson.md) | EFinancial Alliance | Franklin, Tennessee | CFP, MBA | One-time planning fee, Percentage of assets | | [Timothy Kirch](https://find.wellspent.co/advisors/timothy-kirch.md) | Nashville Financial Planning | Franklin, Tennessee | CFP | One-time planning fee, Ongoing planning fee | | [Blair Garner](https://find.wellspent.co/advisors/blair-garner.md) | Garner Financial Management | Franklin, Tennessee | CFA, CFP, MS | Percentage of assets | | [Shaun Melby](https://find.wellspent.co/advisors/shaun-melby.md) | Melby Wealth Management, LLC | Nashville, Tennessee | CFP | Percentage of assets, Ongoing planning fee, One-time planning fee | | [Tripp Yates](https://find.wellspent.co/advisors/tripp-yates.md) | Eaglestrong Financial | Memphis, Tennessee | CFP, CPA/PFS, CPA, PFS | Percentage of assets, Fixed fees | | [Troy Von Haefen](https://find.wellspent.co/advisors/troy-von-haefen.md) | Von Haefen Financial Management | Nashville, Tennessee | CFP | Flat fee or retainer, Ongoing planning fee | | [Christopher Flis](https://find.wellspent.co/advisors/christopher-flis.md) | Resilient Asset Management | Memphis, Tennessee | CFP | Percentage of assets, Flat fee or retainer, Ongoing planning fee, Hourly, One-time planning fee | | [Kyle Kuyat](https://find.wellspent.co/advisors/kyle-kuyat.md) | Defining Wealth | Franklin, Tennessee | CFP | Flat fee or retainer, One-time planning fee, Percentage of assets, Hourly, Subscription | | [Justin Follmer](https://find.wellspent.co/advisors/justin-follmer.md) | Coastal Wealth Advisors | Nashville, Tennessee | CFP | One-time planning fee | | [Jonathon Jordan](https://find.wellspent.co/advisors/jonathon-jordan.md) | Stone Pillars Wealth Management | Franklin, Tennessee | CFP | Percentage of assets, Hourly | | [Andrew Peapos](https://find.wellspent.co/advisors/andrew-peapos.md) | Woodmont Investment Counsel | Nashville, Tennessee | CFP | Percentage of assets | | [Ann Taylor Knotts](https://find.wellspent.co/advisors/ann-taylor-knotts.md) | Woodmont Investment Counsel | Nashville, Tennessee | CFP, CFA | Percentage of assets | | [Cade Schacher](https://find.wellspent.co/advisors/cade-schacher.md) | Woodmont Investment Counsel | Nashville, Tennessee | CFP | Percentage of assets | | [David Hodges](https://find.wellspent.co/advisors/david-hodges.md) | Integra Wealth | Chattanooga, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Erich von Geis](https://find.wellspent.co/advisors/erich-von-geis.md) | Aspire Private Wealth Counsel | Knoxville, Tennessee | CFP | Percentage of assets, One-time planning fee | | [James Copper](https://find.wellspent.co/advisors/james-copper.md) | Skinner Copper & Ehmen | Monroe, Tennessee | CFP | Percentage of assets, Fixed fees | | [Jason Bonn](https://find.wellspent.co/advisors/jason-bonn.md) | Woodmont Investment Counsel | Nashville, Tennessee | CFP | Percentage of assets | | [Lindsay Youngbauer](https://find.wellspent.co/advisors/lindsay-youngbauer.md) | Woodmont Investment Counsel | Nashville, Tennessee | CFP | Percentage of assets | | [Nicole Hughes](https://find.wellspent.co/advisors/nicole-hughes.md) | Woodmont Investment Counsel | Nashville, Tennessee | CFP | Percentage of assets | | [Philip Dortch](https://find.wellspent.co/advisors/philip-dortch.md) | Aspire Private Wealth Counsel | Knoxville, Tennessee | CFP | Percentage of assets, One-time planning fee | | [William Welborn](https://find.wellspent.co/advisors/william-welborn.md) | Hoskins Financial | Nashville, Tennessee | CFP | Percentage of assets, Hourly | | [James Campbell](https://find.wellspent.co/advisors/james-campbell.md) | Campbell Asset Management | Chattanooga, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Jonathan Gillett](https://find.wellspent.co/advisors/jonathan-gillett.md) | Wilco Financial | College Grove, Tennessee | | Percentage of assets | | [Anthony Steffan](https://find.wellspent.co/advisors/anthony-steffan.md) | HS Wealth Partners | Nashville, Tennessee | CFP | Percentage of assets | | [Brian Kopinski](https://find.wellspent.co/advisors/brian-kopinski.md) | Woodmont Investment Counsel | Nashville, Tennessee | CFA | Percentage of assets | | [Carolyn Bennett](https://find.wellspent.co/advisors/carolyn-bennett.md) | Woodmont Investment Counsel | Nashville, Tennessee | CFA | Percentage of assets | | [Frenise Mann](https://find.wellspent.co/advisors/frenise-mann.md) | Mann Financial | Chattanooga, Tennessee | | Percentage of assets, Flat fee or retainer | | [Jack Dupuy](https://find.wellspent.co/advisors/jack-dupuy.md) | Woodmont Investment Counsel | Nashville, Tennessee | CFA | Percentage of assets | | [Jonathan Farrell](https://find.wellspent.co/advisors/jonathan-farrell.md) | Highmark | Brentwood, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Nicholas Vantrease](https://find.wellspent.co/advisors/nicholas-vantrease.md) | Provident Wealth | Knoxville, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Kaitlin Jordan](https://find.wellspent.co/advisors/kaitlin-jordan.md) | Stone Pillars Wealth Management | Franklin, Tennessee | | Percentage of assets, Hourly | | [Patrick Elliott](https://find.wellspent.co/advisors/patrick-elliott.md) | Uprise | Knoxville, Tennessee | CFP | Hourly, Fixed fees | | [Paul Brown](https://find.wellspent.co/advisors/paul-brown.md) | Clearstone Wealth Management | Murfreesboro, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Ryan Redmond](https://find.wellspent.co/advisors/ryan-redmond.md) | Stone Pillars Wealth Management | Franklin, Tennessee | | Percentage of assets, Hourly | | [Kevin Laman](https://find.wellspent.co/advisors/kevin-laman.md) | Lattice Wealth Advisors | Chattanooga, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Monty McCurley](https://find.wellspent.co/advisors/monty-mccurley.md) | Camarda Wealth Advisory Group | Collierville, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Alexander Vetrano](https://find.wellspent.co/advisors/alexander-vetrano.md) | Pugh Wealth Management | Knoxville, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Ashley Heck](https://find.wellspent.co/advisors/ashley-heck.md) | Campbell Asset Management | Chattanooga, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Gene Rice](https://find.wellspent.co/advisors/gene-rice.md) | Wealth Preservation Advisors | Chattanooga, Tennessee | | Percentage of assets | | [Jacob Higgins](https://find.wellspent.co/advisors/jacob-higgins.md) | Campbell Asset Management | Chattanooga, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Nina Strozak](https://find.wellspent.co/advisors/nina-strozak.md) | Wealth Preservation Advisors | Chattanooga, Tennessee | | Percentage of assets | | [Patrick Peters](https://find.wellspent.co/advisors/patrick-peters.md) | Wealth Preservation Advisors | Chattanooga, Tennessee | | Percentage of assets | | [Susan Foard](https://find.wellspent.co/advisors/susan-foard.md) | Pugh Wealth Management | Knoxville, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Daniel Frattali](https://find.wellspent.co/advisors/daniel-frattali.md) | HS Wealth Partners | Nashville, Tennessee | | Percentage of assets | | [Jack Henderson](https://find.wellspent.co/advisors/jack-henderson.md) | HS Wealth Partners | Nashville, Tennessee | | Percentage of assets | | [Joshalyn Baca](https://find.wellspent.co/advisors/joshalyn-baca.md) | HS Wealth Partners | Nashville, Tennessee | | Percentage of assets | | [Matthew Albritton](https://find.wellspent.co/advisors/matthew-albritton.md) | Valor Financial Planning | Johnson City, Tennessee | | Percentage of assets, Hourly, Subscription | | [Nathan Rollins](https://find.wellspent.co/advisors/nathan-rollins.md) | Highmark | Brentwood, Tennessee | | Percentage of assets, Hourly, Fixed fees | ## Related - [Estate planning in Tennessee](https://find.wellspent.co/specialties/estate-planning/tennessee.md) - [Retirement planning in Tennessee](https://find.wellspent.co/specialties/retirement-planning/tennessee.md) - [Tax planning in Tennessee](https://find.wellspent.co/specialties/tax-planning/tennessee.md) - [Family wealth transfer in Tennessee](https://find.wellspent.co/specialties/family-wealth-transfer/tennessee.md) - [Retirees in Tennessee](https://find.wellspent.co/audiences/retirees/tennessee.md) - [Founders in Tennessee](https://find.wellspent.co/specialties/founders-pre-exit/tennessee.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).