# Financial advisors for small business owners in South Carolina > For small business owners in South Carolina, talk to a fee-only planner who treats the business and the household as one balance sheet. Look for someone who can speak to entity choice, owner pay, and retirement plans for the company, not only your personal accounts. Records to start with include Matthew McCoy of Southbound Wealth LLC, Steven Mullooly of Mullooly Wealth Planning and Shawn Brunner of Coastal Wealth Advisors. Page: https://find.wellspent.co/specialties/small-business-owners/south-carolina/ 28 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to as a small business owner in South Carolina? For small business owners in South Carolina, talk to a fee-only planner who treats the business and the household as one balance sheet. Look for someone who can speak to entity choice, owner pay, and retirement plans for the company, not only your personal accounts. Records to start with include Matthew McCoy of Southbound Wealth LLC, Steven Mullooly of Mullooly Wealth Planning and Shawn Brunner of Coastal Wealth Advisors. - [Matthew McCoy](https://find.wellspent.co/advisors/matthew-mccoy/), Southbound Wealth LLC, Rock Hill. Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee. - [Steven Mullooly](https://find.wellspent.co/advisors/steven-mullooly/), Mullooly Wealth Planning, Clover. Holds the CFP. Fees on file: one-time planning fee, percentage of assets. - [Shawn Brunner](https://find.wellspent.co/advisors/shawn-brunner/), Coastal Wealth Advisors, Johns Island. Holds the CFP. Fees on file: one-time planning fee. - [Charles Harper](https://find.wellspent.co/advisors/charles-harper/), Harper Financial Planning LLC, Columbia. Holds the CFP. Fees on file: percentage of assets, flat fee or retainer. - [Claudia Bellars](https://find.wellspent.co/advisors/claudia-bellars/), Bellars Harris Wealth Management, Mount Pleasant. Holds the CFP. Fees on file: percentage of assets, fixed fees. - [Jeffrey Wildes](https://find.wellspent.co/advisors/jeffrey-wildes/), Wildes Financial Strategies, Georgetown. Holds the CFP. Fees on file: percentage of assets, hourly. ## How many fee-only financial advisors in South Carolina work with small business owners? The Wellspent public graph lists 28 fee-only advisors for small business owners in South Carolina, at 17 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for small business owners in South Carolina located? Of the 28 fee-only advisors for small business owners in South Carolina, 6 are in Charleston, followed by 6 in Florence and 4 in Columbia. ## How do fee-only advisors for small business owners in South Carolina charge? The most common fee among fee-only advisors for small business owners in South Carolina is a percentage of assets, used by 89% of the 28 with fees on file. Many use more than one: 68% charge by the hour and 36% charge fixed fees. ## How much do fee-only financial advisors charge in South Carolina? Fee-only financial advisors in South Carolina charge a median of $3,600 a year for ongoing planning. We found this across the published prices of 12 South Carolina firms. ## What credentials should a financial advisor for small business owners have? For small business owners, look for the CFP. In South Carolina, 46% of the 28 advisors listed hold the CFP. - CFP (46% of advisors listed): The CFP keeps the business in the wider plan. ## How do South Carolina advisors for small business owners compare with the rest of the US? 68% of fee-only advisors for small business owners in South Carolina charge by the hour, compared with 48% of the 2,851 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does South Carolina tax income on top of federal tax? Yes. South Carolina has a state income tax, so a financial plan for a South Carolina resident should project it alongside federal tax. ## What should I ask a financial advisor as a small business owner in South Carolina? - Which retirement plan would you set up for my business, and why? - How would you set my salary against distributions? - How much of my net worth should stay in the business? - How do you plan for an eventual sale or succession? - How will you plan for South Carolina tax alongside federal tax? ## How current is this list of fee-only advisors for small business owners in South Carolina? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Charles Harper](https://find.wellspent.co/advisors/charles-harper.md) | Harper Financial Planning LLC | Columbia, South Carolina | CFP, ChFC, RICP | Percentage of assets, Flat fee or retainer, Hourly, One-time planning fee | | [Matthew McCoy](https://find.wellspent.co/advisors/matthew-mccoy.md) | Southbound Wealth LLC | Rock Hill, South Carolina | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [George Jameson](https://find.wellspent.co/advisors/george-jameson.md) | Capital Wealth Group | Columbia, South Carolina | CFP, MBA | Percentage of assets, Hourly, Fixed fees | | [Reggie Fairchild](https://find.wellspent.co/advisors/reggie-fairchild.md) | Flip Flops and Pearls, LLC | Mount Pleasant, South Carolina | CFP, MBA | Percentage of assets, Hourly, Fixed fees | | [Eden Bowen](https://find.wellspent.co/advisors/eden-bowen.md) | Fee-Only Financial Planning, L.C. | Okatie, South Carolina | CFP, MS | Percentage of assets, Hourly, Fixed fees | | [Shawn Brunner](https://find.wellspent.co/advisors/shawn-brunner.md) | Coastal Wealth Advisors | Johns Island, South Carolina | CFP | One-time planning fee | | [Claudia Bellars](https://find.wellspent.co/advisors/claudia-bellars.md) | Bellars Harris Wealth Management | Mount Pleasant, South Carolina | CFP | Percentage of assets, Fixed fees | | [Daniel Heidel](https://find.wellspent.co/advisors/daniel-heidel.md) | Integritas Wealth Strategies | Charleston, South Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [Steven Mullooly](https://find.wellspent.co/advisors/steven-mullooly.md) | Mullooly Wealth Planning | Clover, South Carolina | CFP | One-time planning fee, Percentage of assets | | [Amy Fisher](https://find.wellspent.co/advisors/amy-fisher.md) | WebsterRogers Financial Advisors | Florence, South Carolina | CFP | Percentage of assets, Hourly | | [Kellen Thayer](https://find.wellspent.co/advisors/kellen-thayer.md) | Advisor.com | Charleston, South Carolina | | Flat fee or retainer, Percentage of assets, Ongoing planning fee | | [Matt Morizio](https://find.wellspent.co/advisors/matt-morizio.md) | Reconstructing Wealth | Daniel Island, South Carolina | | Percentage of assets, Flat fee or retainer, Hourly, One-time planning fee | | [Michael Williamson](https://find.wellspent.co/advisors/michael-williamson.md) | Advisor.com | Charleston, South Carolina | | Flat fee or retainer, Percentage of assets, Ongoing planning fee | | [William Hardaway](https://find.wellspent.co/advisors/william-hardaway.md) | WebsterRogers Financial Advisors | Florence, South Carolina | CFP, PFS | Percentage of assets, Hourly | | [Patricia Bailey](https://find.wellspent.co/advisors/patricia-bailey.md) | Bailey & Associates Investment Management and Financial Planning | Columbia, South Carolina | CFP | Percentage of assets, Hourly | | [Ty Kopke](https://find.wellspent.co/advisors/ty-kopke.md) | Silver Oak Leaf Financial Services | Bluffton, South Carolina | | Ongoing planning fee | | [Alexander Rasmussen](https://find.wellspent.co/advisors/alexander-rasmussen.md) | WebsterRogers Financial Advisors | Florence, South Carolina | CFA | Percentage of assets, Hourly | | [Carson Strom](https://find.wellspent.co/advisors/carson-strom.md) | WebsterRogers Financial Advisors | Florence, South Carolina | CFA | Percentage of assets, Hourly | | [Christopher Langlois](https://find.wellspent.co/advisors/christopher-langlois.md) | Integritas Wealth Strategies | Charleston, South Carolina | | Percentage of assets, Hourly, Fixed fees | | [James Behr](https://find.wellspent.co/advisors/james-behr.md) | Stillwater Private Wealth | Mt. Pleasant, South Carolina | | Percentage of assets, Flat fee or retainer | | [Jeffrey Wildes](https://find.wellspent.co/advisors/jeffrey-wildes.md) | Wildes Financial Strategies | Georgetown, South Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [Joseph Recznik](https://find.wellspent.co/advisors/joseph-recznik.md) | Integritas Wealth Strategies | Charleston, South Carolina | | Percentage of assets, Hourly, Fixed fees | | [Matthew McGee](https://find.wellspent.co/advisors/matthew-mcgee.md) | Integritas Wealth Strategies | Charleston, South Carolina | | Percentage of assets, Hourly, Fixed fees | | [Timothy Bellars](https://find.wellspent.co/advisors/timothy-bellars.md) | Bellars Harris Wealth Management | Mount Pleasant, South Carolina | | Percentage of assets, Fixed fees | | [Drake Wright](https://find.wellspent.co/advisors/drake-wright.md) | WebsterRogers Financial Advisors | Florence, South Carolina | | Percentage of assets, Hourly | | [Jessica Harrington](https://find.wellspent.co/advisors/jessica-harrington.md) | WebsterRogers Financial Advisors | Florence, South Carolina | | Percentage of assets, Hourly | | [William Miles](https://find.wellspent.co/advisors/william-miles.md) | WebsterRogers Financial Advisors | Columbia, South Carolina | | Percentage of assets, Hourly | | [William Hardwick](https://find.wellspent.co/advisors/william-hardwick-8112462.md) | Hardwick Capital Management | Murrells Inlet, South Carolina | | Percentage of assets, Hourly | ## Related - [Retirement planning in South Carolina](https://find.wellspent.co/specialties/retirement-planning/south-carolina.md) - [Retirees in South Carolina](https://find.wellspent.co/audiences/retirees/south-carolina.md) - [Tax planning in South Carolina](https://find.wellspent.co/specialties/tax-planning/south-carolina.md) - [Estate planning in South Carolina](https://find.wellspent.co/specialties/estate-planning/south-carolina.md) - [Pre-retirees in South Carolina](https://find.wellspent.co/audiences/pre-retirees/south-carolina.md) - [Family wealth transfer in South Carolina](https://find.wellspent.co/specialties/family-wealth-transfer/south-carolina.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).