# Financial advisors for small business owners in Pennsylvania > For small business owners in Pennsylvania, talk to a fee-only planner who treats the business and the household as one balance sheet. Look for someone who can speak to entity choice, owner pay, and retirement plans for the company, not only your personal accounts. Records to start with include Bob Wolfe of HealthyFP, Alex Jankowski of Timeless Wealth, LLC and Eric Presogna of One-Up Financial. Page: https://find.wellspent.co/specialties/small-business-owners/pennsylvania/ 89 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to as a small business owner in Pennsylvania? For small business owners in Pennsylvania, talk to a fee-only planner who treats the business and the household as one balance sheet. Look for someone who can speak to entity choice, owner pay, and retirement plans for the company, not only your personal accounts. Records to start with include Bob Wolfe of HealthyFP, Alex Jankowski of Timeless Wealth, LLC and Eric Presogna of One-Up Financial. - [Bob Wolfe](https://find.wellspent.co/advisors/bob-wolfe/), HealthyFP, Conshohocken. Holds the EA and CFP. Fees on file: percentage of assets, ongoing planning fee. - [Alex Jankowski](https://find.wellspent.co/advisors/alex-jankowski/), Timeless Wealth, LLC, Phoenixville. Holds the CPA and CFP. Fees on file: percentage of assets, hourly. - [Eric Presogna](https://find.wellspent.co/advisors/eric-presogna/), One-Up Financial, Erie. Holds the CPA and CFP. Fees on file: percentage of assets, fixed fees. - [Jason McWilliams](https://find.wellspent.co/advisors/jason-mcwilliams/), JRM Tax & Wealth Management, LLC, Chester Heights. Holds the CPA and CFP. Fees on file: percentage of assets, hourly. - [Matt Williams, CFP®, RICP®, CExP®, Aep®](https://find.wellspent.co/advisors/matt-williams-cfp-ricp-cexp-aep/), Impact Advisors Group LLC, Warrington. Holds the CFP. Fees on file: percentage of assets, ongoing planning fee. - [Megan Kiesel](https://find.wellspent.co/advisors/megan-kiesel/), Livelihood LLC, Philadelphia. Holds the CFP. Fees on file: one-time planning fee, hourly. ## How many fee-only financial advisors in Pennsylvania work with small business owners? The Wellspent public graph lists 89 fee-only advisors for small business owners in Pennsylvania, at 47 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for small business owners in Pennsylvania located? Of the 89 fee-only advisors for small business owners in Pennsylvania, 6 are in Lemoyne, followed by 6 in Lancaster and 6 in Canonsburg. ## How do fee-only advisors for small business owners in Pennsylvania charge? The most common fee among fee-only advisors for small business owners in Pennsylvania is a percentage of assets, used by 90% of the 89 with fees on file. Many use more than one: 55% charge fixed fees and 39% charge by the hour. ## How much do fee-only financial advisors charge in Pennsylvania? Fee-only financial advisors in Pennsylvania charge a median of $3,600 a year for ongoing planning. We found this across the published prices of 29 Pennsylvania firms. ## How much does a one-time financial plan cost in Pennsylvania? A one-time financial plan from a fee-only firm in Pennsylvania has a median price of $1,695. We found this across the published prices of 27 Pennsylvania firms. ## What credentials should a financial advisor for small business owners have? For small business owners, look for the CPA, EA and CFP. In Pennsylvania, 48% of the 89 advisors listed hold the CFP. - CPA (3% of advisors listed): CPAs understand entity structure and business books. - EA (1% of advisors listed): Enrolled agents help with owner pay and business tax. - CFP (48% of advisors listed): The CFP keeps the business in the wider plan. ## How do Pennsylvania advisors for small business owners compare with the rest of the US? 39% of fee-only advisors for small business owners in Pennsylvania charge by the hour, compared with 48% of the 2,851 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Pennsylvania tax income on top of federal tax? Yes. Pennsylvania has a state income tax, so a financial plan for a Pennsylvania resident should project it alongside federal tax. ## Is there a local income tax in Pennsylvania? Yes. In Pennsylvania, most municipalities add a local earned income tax. ## What should I ask a financial advisor as a small business owner in Pennsylvania? - Which retirement plan would you set up for my business, and why? - How would you set my salary against distributions? - How much of my net worth should stay in the business? - How do you plan for an eventual sale or succession? - How do you account for local income tax where I live and work? ## How current is this list of fee-only advisors for small business owners in Pennsylvania? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Megan Kiesel](https://find.wellspent.co/advisors/megan-kiesel.md) | Livelihood LLC | Philadelphia, Pennsylvania | CFP | One-time planning fee, Hourly | | [Alan Rhode](https://find.wellspent.co/advisors/alan-rhode.md) | Modern Wealth | Blue Bell, Pennsylvania | CFP, RLP, CPWA | Percentage of assets | | [Michael Rausch](https://find.wellspent.co/advisors/michael-rausch.md) | North River Wealth Advisors | Pittsburgh, Pennsylvania | ASA, CFA, CFP, MBA | Percentage of assets, One-time planning fee | | [Bob Wolfe](https://find.wellspent.co/advisors/bob-wolfe.md) | HealthyFP | Conshohocken, Pennsylvania | CFP, EA | Percentage of assets, Ongoing planning fee, One-time planning fee | | [Chelsea Ransom-Cooper](https://find.wellspent.co/advisors/chelsea-ransom-cooper.md) | Zenith Wealth Partners | Philadelphia, Pennsylvania | CFP | Percentage of assets, Flat fee or retainer, One-time planning fee | | [Alex Jankowski](https://find.wellspent.co/advisors/alex-jankowski.md) | Timeless Wealth, LLC | Phoenixville, Pennsylvania | CFP, CPA | Percentage of assets, Hourly, Fixed fees | | [Christopher Steward](https://find.wellspent.co/advisors/christopher-steward.md) | Impact Advisors Group | Warrington, Pennsylvania | CFA, CEPA, CFP, ChFC, CLU, Master of Science Accounting, CASL, RICP | Percentage of assets, Ongoing planning fee | | [Dennis O'Brien](https://find.wellspent.co/advisors/dennis-obrien.md) | Coastal Financial Advisors, Inc. | Philadelphia, Pennsylvania | BS, MS, RTRP | Flat fee or retainer, Hourly, Ongoing planning fee | | [Eric Presogna](https://find.wellspent.co/advisors/eric-presogna.md) | One-Up Financial | Erie, Pennsylvania | CFP, CPA | Percentage of assets, Fixed fees | | [Jason McWilliams](https://find.wellspent.co/advisors/jason-mcwilliams.md) | JRM Tax & Wealth Management, LLC | Chester Heights, Pennsylvania | CFP, CPA | Percentage of assets, Hourly, Fixed fees | | [Matt Williams, CFP®, RICP®, CExP®, Aep®](https://find.wellspent.co/advisors/matt-williams-cfp-ricp-cexp-aep.md) | Impact Advisors Group LLC | Warrington, Pennsylvania | CFP, RICP | Percentage of assets, Ongoing planning fee | | [Caleb Bogia-Curles](https://find.wellspent.co/advisors/caleb-bogia-curles.md) | Focused Founders Wealth Planning | MOUNT JOY, Pennsylvania | CFP | Percentage of assets, Flat fee or retainer, One-time planning fee, Hourly | | [Michael Garry](https://find.wellspent.co/advisors/michael-garry.md) | Yardley Wealth Management, LLC | Yardley, Pennsylvania | AIF, CFP, JD, MBA | Percentage of assets, Fixed fees | | [Brennan Zizzi](https://find.wellspent.co/advisors/brennan-zizzi.md) | Zizzi Investments, LLC | Mechanicsburg, Pennsylvania | CFP | Ongoing planning fee, One-time planning fee | | [Jaco Jordaan](https://find.wellspent.co/advisors/jaco-jordaan.md) | Riverchase Wealth Management | Upper St. Clair, Pennsylvania | CFP, ChFC, CFA | Percentage of assets, Fixed fees | | [Guilian DiLeonardo](https://find.wellspent.co/advisors/guilian-dileonardo.md) | Liberty One Wealth Advisors | Philadelphia, Pennsylvania | CFP | Percentage of assets, Flat fee or retainer | | [Joe Ciliberti](https://find.wellspent.co/advisors/joe-ciliberti.md) | Thayer Partners, LLC | Wyndmoor , Pennsylvania | CFP | Percentage of assets | | [Justin Buttrick](https://find.wellspent.co/advisors/justin-buttrick.md) | Vision Wealth Advisors | Lewisburg, Pennsylvania | CFP | Flat fee or retainer, Percentage of assets, Ongoing planning fee | | [Mark Cecchini](https://find.wellspent.co/advisors/mark-cecchini.md) | Quadrant Capital | Center Valley, Pennsylvania | CFP | Percentage of assets, Flat fee or retainer | | [Nicholas Phelps](https://find.wellspent.co/advisors/nicholas-phelps.md) | Nicholas H. Phelps, CFP® | State College, Pennsylvania | CFP | Flat fee or retainer, Hourly, Ongoing planning fee | | [Timothy Macarak](https://find.wellspent.co/advisors/timothy-macarak.md) | Members' Wealth | Media, Pennsylvania | CFP | Percentage of assets, Fixed fees | | [Bruce Ohrenich](https://find.wellspent.co/advisors/bruce-ohrenich.md) | Stillwater Private Wealth | Allenton, Pennsylvania | CFP | Percentage of assets, Flat fee or retainer | | [Christopher Mallon](https://find.wellspent.co/advisors/christopher-mallon.md) | Pennsylvania Capital Management | Huntingdon Valley, Pennsylvania | CFP | Percentage of assets, Hourly, Fixed fees | | [David Ritrovato](https://find.wellspent.co/advisors/david-ritrovato.md) | Bluesphere Advisors | East Norriton, Pennsylvania | CFP | Flat fee or retainer, Ongoing planning fee, Percentage of assets | | [Irvin Schorsch](https://find.wellspent.co/advisors/irvin-schorsch.md) | Pennsylvania Capital Management | Huntingdon Valley, Pennsylvania | CFP | Percentage of assets, Hourly, Fixed fees | | [Jonathan Dane](https://find.wellspent.co/advisors/jonathan-dane.md) | Defiant Capital Group | Warrendale, Pennsylvania | CFP, CFA | Percentage of assets, Fixed fees, Performance-based fees | | [Matthew Ohrenich](https://find.wellspent.co/advisors/matthew-ohrenich.md) | Stillwater Private Wealth | Allenton, Pennsylvania | CFP | Percentage of assets, Flat fee or retainer | | [Sanjay Pawar](https://find.wellspent.co/advisors/sanjay-pawar.md) | Bluesphere Advisors | East Norriton, Pennsylvania | CFP, CFA | Flat fee or retainer, Ongoing planning fee, Percentage of assets | | [Dane Czaplicki](https://find.wellspent.co/advisors/dane-czaplicki.md) | Members' Wealth | Media, Pennsylvania | CFA | Percentage of assets, Fixed fees | | [James Beenders](https://find.wellspent.co/advisors/james-beenders.md) | Tiller Private Wealth | Bethlehem, Pennsylvania | CFP | Percentage of assets, Fixed fees | | [Justin Clark](https://find.wellspent.co/advisors/justin-clark.md) | Tiller Private Wealth | Bethlehem, Pennsylvania | CFP | Percentage of assets, Fixed fees | | [Kristofer Harrison](https://find.wellspent.co/advisors/kristofer-harrison.md) | Northeastern Financial Consultants | South Abington Township, Pennsylvania | CFP | Percentage of assets, Hourly, Fixed fees | | [Kyle Wagner](https://find.wellspent.co/advisors/kyle-wagner.md) | Wagner Wealth Management | Conyngham, Pennsylvania | CFP | Percentage of assets | | [Linda Yeager](https://find.wellspent.co/advisors/linda-yeager.md) | Tiller Private Wealth | Bethlehem, Pennsylvania | CFP | Percentage of assets, Fixed fees | | [Matthew Short](https://find.wellspent.co/advisors/matthew-short.md) | Tiller Private Wealth | Bethlehem, Pennsylvania | CFP | Percentage of assets, Fixed fees | | [Ryan Canfield](https://find.wellspent.co/advisors/ryan-canfield.md) | Victus Wealth Management | Enola, Pennsylvania | | Percentage of assets, Flat fee or retainer, One-time planning fee, Subscription | | [Alison Cantley](https://find.wellspent.co/advisors/alison-cantley.md) | Boden Wealth | Lemoyne, Pennsylvania | CFP | Percentage of assets, Hourly, Fixed fees | | [Andrew Otto](https://find.wellspent.co/advisors/andrew-otto.md) | Boden Wealth | Lemoyne, Pennsylvania | CFP | Percentage of assets, Hourly, Fixed fees | | [Brian Zellers](https://find.wellspent.co/advisors/brian-zellers.md) | Econ Wealth Management | Harrisburg, Pennsylvania | CFP | Percentage of assets | | [Christopher Zafiriou](https://find.wellspent.co/advisors/christopher-zafiriou.md) | Flax Pond Capital | Merion Station, Pennsylvania | CFA | Percentage of assets, Hourly | | [James Harrington](https://find.wellspent.co/advisors/james-harrington.md) | Bluesphere Advisors | East Norriton, Pennsylvania | CFA | Flat fee or retainer, Ongoing planning fee, Percentage of assets | | [Nathan Imboden](https://find.wellspent.co/advisors/nathan-imboden.md) | Boden Wealth | Lemoyne, Pennsylvania | CFP | Percentage of assets, Hourly, Fixed fees | | [Stephen Troutman](https://find.wellspent.co/advisors/stephen-troutman.md) | Troutman Wealth Management | Malvern, Pennsylvania | CFP | Percentage of assets | | [Steven Economopoulos](https://find.wellspent.co/advisors/steven-economopoulos.md) | Econ Wealth Management | Harrisburg, Pennsylvania | CFP, ChFC | Percentage of assets | | [Stuart Strasner](https://find.wellspent.co/advisors/stuart-strasner.md) | Defiant Capital Group | Warrendale, Pennsylvania | CFA | Percentage of assets, Fixed fees, Performance-based fees | | [Vincent Barbera](https://find.wellspent.co/advisors/vincent-barbera.md) | Newbridge Wealth Management | Bryn Mawr, Pennsylvania | CFP | Percentage of assets, Hourly, Fixed fees | | [Brad Heindel](https://find.wellspent.co/advisors/brad-heindel.md) | 46 Peaks Investment Advisory Group | Newtown, Pennsylvania | CFP | Ongoing planning fee | | [Erik Mosholt](https://find.wellspent.co/advisors/erik-mosholt.md) | 46 Peaks Investment Advisory Group | Newtown, Pennsylvania | CFP | Ongoing planning fee | | [Isaac Martin](https://find.wellspent.co/advisors/isaac-martin.md) | Members' Wealth | Media, Pennsylvania | | Percentage of assets, Fixed fees | | [Louis Fancher](https://find.wellspent.co/advisors/louis-fancher.md) | 46 Peaks Investment Advisory Group | Newtown, Pennsylvania | CFP, ChFC | Ongoing planning fee | Showing the first 50 of 89. The full list, page by page: https://find.wellspent.co/specialties/small-business-owners/pennsylvania/?page=2 ## Related - [Retirement planning in Pennsylvania](https://find.wellspent.co/specialties/retirement-planning/pennsylvania.md) - [Tax planning in Pennsylvania](https://find.wellspent.co/specialties/tax-planning/pennsylvania.md) - [Estate planning in Pennsylvania](https://find.wellspent.co/specialties/estate-planning/pennsylvania.md) - [Family wealth transfer in Pennsylvania](https://find.wellspent.co/specialties/family-wealth-transfer/pennsylvania.md) - [Retirees in Pennsylvania](https://find.wellspent.co/audiences/retirees/pennsylvania.md) - [Founders in Pennsylvania](https://find.wellspent.co/specialties/founders-pre-exit/pennsylvania.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).