# Financial advisors for small business owners in Oregon > For small business owners in Oregon, talk to a fee-only planner who treats the business and the household as one balance sheet. Look for someone who can speak to entity choice, owner pay, and retirement plans for the company, not only your personal accounts. Records to start with include Morgan Ranstrom of Trailhead Planners, LLC, Paige Clausen of 2260 West and Tracy Baron Garcia of TBG Investing. Page: https://find.wellspent.co/specialties/small-business-owners/oregon/ 56 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to as a small business owner in Oregon? For small business owners in Oregon, talk to a fee-only planner who treats the business and the household as one balance sheet. Look for someone who can speak to entity choice, owner pay, and retirement plans for the company, not only your personal accounts. Records to start with include Morgan Ranstrom of Trailhead Planners, LLC, Paige Clausen of 2260 West and Tracy Baron Garcia of TBG Investing. - [Morgan Ranstrom](https://find.wellspent.co/advisors/morgan-ranstrom/), Trailhead Planners, LLC, Portland. Holds the CPA and CFP. Fees on file: percentage of assets, hourly. - [Paige Clausen](https://find.wellspent.co/advisors/paige-clausen/), 2260 West, Bend. Holds the CFP. Fees on file: hourly. - [Tracy Baron Garcia](https://find.wellspent.co/advisors/tracy-baron-garcia/), TBG Investing, Lake Oswego. Holds the CFP. Fees on file: ongoing planning fee, one-time planning fee. - [Garrett Dresen](https://find.wellspent.co/advisors/garrett-dresen/), Harbor Horizon Financial, Wilsonville. Holds the CFP. Fees on file: percentage of assets, flat fee or retainer. - [Justin Harvey](https://find.wellspent.co/advisors/justin-harvey/), APM Wealth, LLC, Portland. Holds the CFP. Fees on file: ongoing planning fee. - [Stacy Dervin](https://find.wellspent.co/advisors/stacy-dervin/), Tailored Financial Planning, LLC, Eugene. Holds the CFP. Fees on file: percentage of assets, flat fee or retainer. ## How many fee-only financial advisors in Oregon work with small business owners? The Wellspent public graph lists 56 fee-only advisors for small business owners in Oregon, at 31 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for small business owners in Oregon located? Of the 56 fee-only advisors for small business owners in Oregon, 13 are in Portland, followed by 11 in Bend and 10 in Lake Oswego. ## How do fee-only advisors for small business owners in Oregon charge? The most common fee among fee-only advisors for small business owners in Oregon is a percentage of assets, used by 84% of the 56 with fees on file. Many use more than one: 66% charge by the hour and 43% charge fixed fees. ## How much do fee-only financial advisors charge in Oregon? Fee-only financial advisors in Oregon charge a median of $5,000 a year for ongoing planning. We found this across the published prices of 17 Oregon firms. ## How much does a one-time financial plan cost in Oregon? A one-time financial plan from a fee-only firm in Oregon has a median price of $2,500. We found this across the published prices of 21 Oregon firms. ## What credentials should a financial advisor for small business owners have? For small business owners, look for the CPA and CFP. In Oregon, 38% of the 56 advisors listed hold the CFP. - CPA (2% of advisors listed): CPAs understand entity structure and business books. - CFP (38% of advisors listed): The CFP keeps the business in the wider plan. ## How do Oregon advisors for small business owners compare with the rest of the US? 66% of fee-only advisors for small business owners in Oregon charge by the hour, compared with 48% of the 2,851 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Oregon tax income on top of federal tax? Yes. Oregon has a state income tax, so a financial plan for a Oregon resident should project it alongside federal tax. ## What should I ask a financial advisor as a small business owner in Oregon? - Which retirement plan would you set up for my business, and why? - How would you set my salary against distributions? - How much of my net worth should stay in the business? - How do you plan for an eventual sale or succession? - How will you plan for Oregon tax alongside federal tax? ## How current is this list of fee-only advisors for small business owners in Oregon? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Garrett Dresen](https://find.wellspent.co/advisors/garrett-dresen.md) | Harbor Horizon Financial | Wilsonville, Oregon | CFP | Percentage of assets, Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Harrison Hinz](https://find.wellspent.co/advisors/harrison-hinz.md) | First Pacific Financial | Portland, Oregon | CFP | Percentage of assets | | [Robert Costello](https://find.wellspent.co/advisors/robert-costello.md) | Costello Financial Planning | Bend, Oregon | CFP | Percentage of assets, Fixed fees | | [Tracy Baron Garcia](https://find.wellspent.co/advisors/tracy-baron-garcia.md) | TBG Investing | Lake Oswego, Oregon | CFP, MBA | Ongoing planning fee, One-time planning fee | | [Grant Bledsoe](https://find.wellspent.co/advisors/grant-bledsoe.md) | Three Oaks Wealth | Lake Oswego, Oregon | AIF, CEPA, CFA, CFP, MBA | Percentage of assets, Hourly, Fixed fees | | [Morgan Ranstrom](https://find.wellspent.co/advisors/morgan-ranstrom.md) | Trailhead Planners, LLC | Portland, Oregon | CEPA, CFA, CFP, RLP, CPA, MBT, MBA | Percentage of assets, Hourly, Fixed fees | | [Corey Beal](https://find.wellspent.co/advisors/corey-beal.md) | Empowering Finance, LLC | Portland, Oregon | CFP | Flat fee or retainer, Hourly, Ongoing planning fee | | [Eric Imley](https://find.wellspent.co/advisors/eric-imley.md) | Soaring Investment Management, LLC | Portland, Oregon | CFP, MFA, CKA, CFA | Percentage of assets, Hourly | | [Justin Harvey](https://find.wellspent.co/advisors/justin-harvey.md) | APM Wealth, LLC | Portland, Oregon | CFP, ChFC, RICP | Ongoing planning fee | | [Lisa Mesquit](https://find.wellspent.co/advisors/lisa-mesquit.md) | Soaring Investment Management, LLC | Portland, Oregon | CFA, CFP, ChFC | Percentage of assets, Hourly | | [Stacy Dervin](https://find.wellspent.co/advisors/stacy-dervin.md) | Tailored Financial Planning, LLC | Eugene, Oregon | CFP, CFA | Percentage of assets, Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Andy Mardock](https://find.wellspent.co/advisors/andy-mardock.md) | ViviFi Planning | Bend, Oregon | CFP, MBA | Ongoing planning fee | | [Richard Whitton](https://find.wellspent.co/advisors/richard-whitton.md) | RWW Financial Consulting | Portland, Oregon | CFP, ChFC | Percentage of assets, Ongoing planning fee, Hourly | | [Jason Gong](https://find.wellspent.co/advisors/jason-gong.md) | Lifelong Wealth Management Group | Lake Oswego, Oregon | CFP, ChFC | Percentage of assets | | [Georgia Hussey](https://find.wellspent.co/advisors/georgia-hussey.md) | Modernist Financial | Portland, Oregon | CFP | Percentage of assets, Hourly, Fixed fees | | [Alicia Martinez](https://find.wellspent.co/advisors/alicia-martinez.md) | Divergent Financial Advisory Services (DiFi Advisory) | Salem, Oregon | | One-time planning fee, Hourly | | [Erica Nortman](https://find.wellspent.co/advisors/erica-nortman.md) | Capitol Family Office | Beaverton, Oregon | | Percentage of assets | | [Jacqueline Thompson](https://find.wellspent.co/advisors/jacqueline-thompson.md) | Allium Financial Advisors | Lake Oswego, Oregon | CFP | Percentage of assets, Hourly, Fixed fees | | [Mark Nortman](https://find.wellspent.co/advisors/mark-nortman.md) | Capitol Family Office | Beaverton, Oregon | | Percentage of assets | | [Pradeep Tempalli](https://find.wellspent.co/advisors/pradeep-tempalli.md) | Allium Financial Advisors | Lake Oswego, Oregon | CFP, CFA | Percentage of assets, Hourly, Fixed fees | | [Jacob Becker](https://find.wellspent.co/advisors/jacob-becker.md) | Portland Private Wealth Management | Portland, Oregon | CFP | Percentage of assets, Hourly, Performance-based fees | | [Alexander Bowers](https://find.wellspent.co/advisors/alexander-bowers.md) | Pinestar Capital Advisors | Portland, Oregon | | Percentage of assets, Hourly, Flat fee or retainer, One-time planning fee | | [Cameron Tonning](https://find.wellspent.co/advisors/cameron-tonning.md) | 2260 West | Bend, Oregon | CFP | Hourly | | [Goran Ognjenovic](https://find.wellspent.co/advisors/goran-ognjenovic.md) | Independent Investment Advisors | Hillsboro, Oregon | | Percentage of assets, Hourly, Fixed fees | | [Jordan Fee](https://find.wellspent.co/advisors/jordan-fee.md) | Allium Financial Advisors | Lake Oswego, Oregon | CFA | Percentage of assets, Hourly, Fixed fees | | [Kyle Dover](https://find.wellspent.co/advisors/kyle-dover.md) | 2260 West | Bend, Oregon | CFP | Hourly | | [Lance Johnson](https://find.wellspent.co/advisors/lance-johnson.md) | ROI Financial Advisors | Beaverton, Oregon | | Flat fee or retainer, Hourly, Percentage of assets, One-time planning fee | | [Paige Clausen](https://find.wellspent.co/advisors/paige-clausen.md) | 2260 West | Bend, Oregon | CFP | Hourly | | [Trevor Bruno](https://find.wellspent.co/advisors/trevor-bruno.md) | ROI Financial Advisors | Beaverton, Oregon | | Flat fee or retainer, Hourly, Percentage of assets, One-time planning fee | | [Alejandra Peña](https://find.wellspent.co/advisors/alejandra-pena.md) | Modernist Financial | Portland, Oregon | | Percentage of assets, Hourly, Fixed fees | | [Bernard Tan](https://find.wellspent.co/advisors/bernard-tan.md) | Modernist Financial | Portland, Oregon | | Percentage of assets, Hourly, Fixed fees | | [Jeffrey Strode](https://find.wellspent.co/advisors/jeffrey-strode.md) | Grange Capital | Beaverton, Oregon | | Percentage of assets | | [Michael Keeton](https://find.wellspent.co/advisors/michael-keeton.md) | Grange Capital | Beaverton, Oregon | | Percentage of assets | | [Mitchel Ludtke](https://find.wellspent.co/advisors/mitchel-ludtke.md) | Grange Capital | Beaverton, Oregon | | Percentage of assets | | [Robert Warmkessel](https://find.wellspent.co/advisors/robert-warmkessel.md) | Grange Capital | Beaverton, Oregon | | Percentage of assets | | [Soojin Hwang](https://find.wellspent.co/advisors/soojin-hwang.md) | Grange Capital | Beaverton, Oregon | | Percentage of assets | | [Ashley Micciche](https://find.wellspent.co/advisors/ashley-micciche.md) | True North Retirement Advisors | Clackamas, Oregon | | Percentage of assets, Fixed fees | | [Cameron Marzi](https://find.wellspent.co/advisors/cameron-marzi.md) | Rogue Advisors | Grants Pass, Oregon | | Percentage of assets, Hourly, One-time planning fee | | [Daniel Evans](https://find.wellspent.co/advisors/daniel-evans-2558673.md) | StrategyCap | Bend, Oregon | | Percentage of assets, Hourly, Fixed fees | | [David Wilson](https://find.wellspent.co/advisors/david-wilson.md) | True North Retirement Advisors | Clackamas, Oregon | | Percentage of assets, Fixed fees | | [Grant Finter](https://find.wellspent.co/advisors/grant-finter.md) | Axiom Wealth Strategies | Bend, Oregon | | Percentage of assets, Hourly, Fixed fees | | [Jared Pearson](https://find.wellspent.co/advisors/jared-pearson.md) | StrategyCap | Bend, Oregon | | Percentage of assets, Hourly, Fixed fees | | [Micah Weiss](https://find.wellspent.co/advisors/micah-weiss.md) | Tandem Financial Planning | Springfield, Oregon | | Ongoing planning fee | | [Michael Elfers](https://find.wellspent.co/advisors/michael-elfers.md) | Allium Financial Advisors | Lake Oswego, Oregon | | Percentage of assets, Hourly, Fixed fees | | [Michelle Wanless](https://find.wellspent.co/advisors/michelle-wanless.md) | Allium Financial Advisors | Lake Oswego, Oregon | | Percentage of assets, Hourly, Fixed fees | | [Neal Richards](https://find.wellspent.co/advisors/neal-richards.md) | Axiom Wealth Strategies | Bend, Oregon | | Percentage of assets, Hourly, Fixed fees | | [Scott Thompson](https://find.wellspent.co/advisors/scott-thompson.md) | Allium Financial Advisors | Lake Oswego, Oregon | | Percentage of assets, Hourly, Fixed fees | | [Sheree Arntson](https://find.wellspent.co/advisors/sheree-arntson.md) | Allium Financial Advisors | Lake Oswego, Oregon | | Percentage of assets, Hourly, Fixed fees | | [Todd Micciche](https://find.wellspent.co/advisors/todd-micciche.md) | True North Retirement Advisors | Clackamas, Oregon | | Percentage of assets, Fixed fees | | [Todd Thompson](https://find.wellspent.co/advisors/todd-thompson.md) | Rogue Advisors | Grants Pass, Oregon | | Percentage of assets, Hourly, One-time planning fee | Showing the first 50 of 56. The full list, page by page: https://find.wellspent.co/specialties/small-business-owners/oregon/?page=2 ## Related - [Retirement planning in Oregon](https://find.wellspent.co/specialties/retirement-planning/oregon.md) - [Estate planning in Oregon](https://find.wellspent.co/specialties/estate-planning/oregon.md) - [Tax planning in Oregon](https://find.wellspent.co/specialties/tax-planning/oregon.md) - [Pre-retirees in Oregon](https://find.wellspent.co/audiences/pre-retirees/oregon.md) - [Retirees in Oregon](https://find.wellspent.co/audiences/retirees/oregon.md) - [Family wealth transfer in Oregon](https://find.wellspent.co/specialties/family-wealth-transfer/oregon.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).