# Financial advisors for small business owners in New York > For small business owners in New York, talk to a fee-only planner who treats the business and the household as one balance sheet. Look for someone who can speak to entity choice, owner pay, and retirement plans for the company, not only your personal accounts. Records to start with include Shane Mason of Brooklyn FI, Gabriel Kaplan of Wealth Habits and Courtney McKenna of Altfest Personal Wealth Management. Page: https://find.wellspent.co/specialties/small-business-owners/new-york/ 118 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to as a small business owner in New York? For small business owners in New York, talk to a fee-only planner who treats the business and the household as one balance sheet. Look for someone who can speak to entity choice, owner pay, and retirement plans for the company, not only your personal accounts. Records to start with include Shane Mason of Brooklyn FI, Gabriel Kaplan of Wealth Habits and Courtney McKenna of Altfest Personal Wealth Management. - [Shane Mason](https://find.wellspent.co/advisors/shane-mason/), Brooklyn FI, Brooklyn. Holds the CPA, EA and CFP. Fees on file: percentage of assets, ongoing planning fee. - [Gabriel Kaplan](https://find.wellspent.co/advisors/gabriel-kaplan/), Wealth Habits, White Plains. Holds the CPA and CFP. Fees on file: percentage of assets, ongoing planning fee. - [Courtney McKenna](https://find.wellspent.co/advisors/courtney-mckenna/), Altfest Personal Wealth Management, New York City. Holds the CPA and CFP. Fees on file: ongoing planning fee. - [Amir Noor](https://find.wellspent.co/advisors/amir-noor/), N Financial Plans, Huntington. Holds the EA and CFP. Fees on file: hourly, ongoing planning fee. - [David Frisch](https://find.wellspent.co/advisors/david-frisch/), Frisch Financial Group, Inc., New York City. Holds the CPA and CFP. Fees on file: percentage of assets, fixed fees. - [Tracy Sherwood](https://find.wellspent.co/advisors/tracy-sherwood/), Sherwood Financial Management, Williamsville. Holds the CFP. Fees on file: ongoing planning fee, one-time planning fee. ## How many fee-only financial advisors in New York work with small business owners? The Wellspent public graph lists 118 fee-only advisors for small business owners in New York, at 60 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for small business owners in New York located? Of the 118 fee-only advisors for small business owners in New York, 33 are in New York City, followed by 9 in Pittsford and 8 in Tarrytown. ## How do fee-only advisors for small business owners in New York charge? The most common fee among fee-only advisors for small business owners in New York is a percentage of assets, used by 84% of the 118 with fees on file. Many use more than one: 48% charge fixed fees and 39% charge by the hour. ## How much do fee-only financial advisors charge in New York? Fee-only financial advisors in New York charge a median of $3,600 a year for ongoing planning. We found this across the published prices of 33 New York firms. ## How much does a one-time financial plan cost in New York? A one-time financial plan from a fee-only firm in New York has a median price of $2,500. We found this across the published prices of 31 New York firms. ## What credentials should a financial advisor for small business owners have? For small business owners, look for the CPA, EA and CFP. In New York, 36% of the 118 advisors listed hold the CFP. - CPA (4% of advisors listed): CPAs understand entity structure and business books. - EA (3% of advisors listed): Enrolled agents help with owner pay and business tax. - CFP (36% of advisors listed): The CFP keeps the business in the wider plan. ## How do New York advisors for small business owners compare with the rest of the US? 36% of fee-only advisors for small business owners in New York hold the CFP, compared with 45% of the 2,851 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does New York tax income on top of federal tax? Yes. New York has a state income tax, so a financial plan for a New York resident should project it alongside federal tax. ## Is there a local income tax in New York? Yes. In New York, New York City and Yonkers add their own income tax. ## What should I ask a financial advisor as a small business owner in New York? - Which retirement plan would you set up for my business, and why? - How would you set my salary against distributions? - How much of my net worth should stay in the business? - How do you plan for an eventual sale or succession? - How do you account for local income tax where I live and work? ## How current is this list of fee-only advisors for small business owners in New York? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Igor Aronov](https://find.wellspent.co/advisors/igor-aronov.md) | FAR Financial | Brooklyn, New York | CFP | One-time planning fee, Hourly | | [Amir Noor](https://find.wellspent.co/advisors/amir-noor.md) | N Financial Plans | Huntington, New York | CFP, CRPS, EA | Hourly, Ongoing planning fee, Percentage of assets, One-time planning fee | | [Andrew Altfest](https://find.wellspent.co/advisors/andrew-altfest.md) | Altfest Personal Wealth Management | New York, New York | CFP, MBA | Ongoing planning fee | | [Christopher Marrone](https://find.wellspent.co/advisors/christopher-marrone.md) | Marrone Wealth Management LLC | New York, New York | CFP | Ongoing planning fee, One-time planning fee, Percentage of assets | | [Courtney McKenna](https://find.wellspent.co/advisors/courtney-mckenna.md) | Altfest Personal Wealth Management | New York, New York | CFP, CLU, CFA, CPA/PFS, MBA, PhD, MA | Ongoing planning fee | | [Curtis Pope](https://find.wellspent.co/advisors/curtis-pope.md) | Pope Wealth Planning | New York, New York | CFP | One-time planning fee, Ongoing planning fee, Flat fee or retainer, Percentage of assets | | [Gabriel Kaplan](https://find.wellspent.co/advisors/gabriel-kaplan.md) | Wealth Habits | White Plains, New York | CFP, CPA, MBA | Percentage of assets, Ongoing planning fee | | [Kathryn Kubiak-Rizzone](https://find.wellspent.co/advisors/kathryn-kubiak-rizzone.md) | About Time Financial Planning | Rochester, New York | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Tracy Sherwood](https://find.wellspent.co/advisors/tracy-sherwood.md) | Sherwood Financial Management | Williamsville, New York | CFP | Ongoing planning fee, One-time planning fee, Percentage of assets | | [Ally Jane Ayers](https://find.wellspent.co/advisors/ally-jane-ayers.md) | Brooklyn FI, LLC | Brooklyn, New York | CFP, EA | Percentage of assets, Ongoing planning fee | | [David Frisch](https://find.wellspent.co/advisors/david-frisch.md) | Frisch Financial Group, Inc. | New York, New York | CFP, CPA/PFS, CFS, CDFA, MSFS, CRPC | Percentage of assets, Fixed fees | | [Shane Mason](https://find.wellspent.co/advisors/shane-mason.md) | Brooklyn FI | Brooklyn, New York | CFP, CPA/PFS, CPWA, EA, RLP, CPA, PFS | Percentage of assets, Ongoing planning fee | | [Kerry Mayo](https://find.wellspent.co/advisors/kerry-mayo.md) | Capital Financial Advisors of New York, LLC | Clifton Park, New York | CFP, MA, MBA | Percentage of assets, Hourly, Fixed fees | | [Sara Stanich](https://find.wellspent.co/advisors/sara-stanich.md) | Cultivating Wealth | Brooklyn, New York | CFP, CDFA, MBA | Percentage of assets, Flat fee or retainer, One-time planning fee | | [Marc Vorchheimer](https://find.wellspent.co/advisors/marc-vorchheimer.md) | Integrated Financial Consulting | Monsey, New York | CFP | Ongoing planning fee, One-time planning fee | | [Michael Robertson](https://find.wellspent.co/advisors/michael-robertson.md) | Shelterbelt Advisors | Red Hook, New York | CFP | One-time planning fee, Ongoing planning fee | | [Rajiv Dixit](https://find.wellspent.co/advisors/rajiv-dixit.md) | Serenity Capital Advisors | Pittsford, New York | CFP | Percentage of assets | | [Salvatore Paternico](https://find.wellspent.co/advisors/salvatore-paternico.md) | W&S Management Services | Rochester, New York | CFP, ChFC | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Taylor Nissi](https://find.wellspent.co/advisors/taylor-nissi.md) | Farther | White Plains, New York | CFP | Percentage of assets, Flat fee or retainer | | [Anthony Ogorek](https://find.wellspent.co/advisors/anthony-ogorek.md) | Ogorek Wealth Management | Williamsville, New York | CFP | Percentage of assets, Fixed fees | | [Jeffrey Viksjo](https://find.wellspent.co/advisors/jeffrey-viksjo.md) | Ogorek Wealth Management | Williamsville, New York | CFP, CFA | Percentage of assets, Fixed fees | | [Matthew Hague](https://find.wellspent.co/advisors/matthew-hague.md) | Guide Wealth Management | Putnam Valley, New York | CFP | Percentage of assets | | [Peter Levine](https://find.wellspent.co/advisors/peter-levine.md) | Velara Wealth Management | New York, New York | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Benjamin Forte](https://find.wellspent.co/advisors/benjamin-forte.md) | Kickstand Wealth Advisors | Pittsford, New York | CFP | Percentage of assets | | [Bryan Koslow](https://find.wellspent.co/advisors/bryan-koslow.md) | Clarus Group | New York, New York | CFP | Percentage of assets, Hourly, Fixed fees | | [Chad Goodchild](https://find.wellspent.co/advisors/chad-goodchild.md) | Kickstand Wealth Advisors | Pittsford, New York | CFP | Percentage of assets | | [Corey Ernisse](https://find.wellspent.co/advisors/corey-ernisse.md) | Kickstand Wealth Advisors | Pittsford, New York | CFP | Percentage of assets | | [Devyn Little](https://find.wellspent.co/advisors/devyn-little.md) | Kickstand Wealth Advisors | Pittsford, New York | CFP | Percentage of assets | | [Dyer McCabe](https://find.wellspent.co/advisors/dyer-mccabe.md) | Kilter Group | Rhinebeck, New York | CFP, ChFC | Percentage of assets, Fixed fees | | [ignition tax](https://find.wellspent.co/advisors/ignition-tax-655000.md) | ignition tax | new york, New York | CPA | Flat fee or retainer | | [Jacob Schlicht](https://find.wellspent.co/advisors/jacob-schlicht.md) | Kickstand Wealth Advisors | Pittsford, New York | CFP | Percentage of assets | | [Larry Sprung](https://find.wellspent.co/advisors/larry-sprung.md) | Mitlin Financial, Inc | Hauppauge , New York | CFP | Percentage of assets, Flat fee or retainer | | [Mark Chemtob](https://find.wellspent.co/advisors/mark-chemtob.md) | Chemistry Wealth Management, LLC. | New York, New York | CFP | Ongoing planning fee | | [Nina Spezzaferro](https://find.wellspent.co/advisors/nina-spezzaferro.md) | Chemistry Wealth Management, LLC. | New York, New York | CFP | Ongoing planning fee | | [Patrick Cicchetti](https://find.wellspent.co/advisors/patrick-cicchetti.md) | Ryse Capital Management | Rochester, New York | | Flat fee or retainer, Hourly, One-time planning fee | | [Peter Egolf](https://find.wellspent.co/advisors/peter-egolf.md) | Kilter Group | Rhinebeck, New York | CFP | Percentage of assets, Fixed fees | | [Adam Frank](https://find.wellspent.co/advisors/adam-frank.md) | Frank Finances | New York, New York | CFP | Ongoing planning fee, One-time planning fee | | [Angela Hall](https://find.wellspent.co/advisors/angela-hall.md) | Note Advisors | Hamburg, New York | CFP | Percentage of assets, Hourly, Fixed fees | | [Anthea Perkinson](https://find.wellspent.co/advisors/anthea-perkinson.md) | Monterey Associates | Pelham, New York | CFP | One-time planning fee, Flat fee or retainer | | [Brian Ward](https://find.wellspent.co/advisors/brian-ward.md) | W&S Management Services | Rochester, New York | | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Jeffrey Feldman](https://find.wellspent.co/advisors/jeffrey-feldman.md) | Rochester Financial Services | Pittsford, New York | CFP | Percentage of assets, Hourly, Fixed fees | | [Michael Hymes](https://find.wellspent.co/advisors/michael-hymes.md) | Beatrice Advisors | New York, New York | CFP | Percentage of assets, Fixed fees | | [Shawn Glogowski](https://find.wellspent.co/advisors/shawn-glogowski.md) | Note Advisors | Buffalo, New York | CFP | Percentage of assets, Hourly, Fixed fees | | [Thomas Conway](https://find.wellspent.co/advisors/thomas-conway.md) | Note Advisors | Buffalo, New York | CFP | Percentage of assets, Hourly, Fixed fees | | [Angela Oneill](https://find.wellspent.co/advisors/angela-oneill.md) | The Strebel Planning Group | Ithaca, New York | CFP | Percentage of assets, Hourly, Fixed fees | | [Arynton Hardy](https://find.wellspent.co/advisors/arynton-hardy.md) | Savvy | New York, New York | | Percentage of assets, One-time planning fee | | [Cheng Luo](https://find.wellspent.co/advisors/cheng-luo.md) | HHL Wealth Advisors | Flushing, New York | | Flat fee or retainer, One-time planning fee, Ongoing planning fee | | [Clayton Gardner](https://find.wellspent.co/advisors/clayton-gardner.md) | Titan | New York, New York | | Percentage of assets, Subscription | | [Congzhu Yang](https://find.wellspent.co/advisors/congzhu-yang.md) | HHL Wealth Advisors | Flushing, New York | | Flat fee or retainer, One-time planning fee, Ongoing planning fee | | [Jeffrey Lamarca](https://find.wellspent.co/advisors/jeffrey-lamarca.md) | Marcellus Capital Management | Skaneateles, New York | CFA | Percentage of assets, Performance-based fees | Showing the first 50 of 118. The full list, page by page: https://find.wellspent.co/specialties/small-business-owners/new-york/?page=2 ## Related - [Retirement planning in New York](https://find.wellspent.co/specialties/retirement-planning/new-york.md) - [Estate planning in New York](https://find.wellspent.co/specialties/estate-planning/new-york.md) - [Tax planning in New York](https://find.wellspent.co/specialties/tax-planning/new-york.md) - [Family wealth transfer in New York](https://find.wellspent.co/specialties/family-wealth-transfer/new-york.md) - [Founders in New York](https://find.wellspent.co/specialties/founders-pre-exit/new-york.md) - [Pre-retirees in New York](https://find.wellspent.co/audiences/pre-retirees/new-york.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).