# Financial advisors for small business owners in Michigan > For small business owners in Michigan, talk to a fee-only planner who treats the business and the household as one balance sheet. Look for someone who can speak to entity choice, owner pay, and retirement plans for the company, not only your personal accounts. Records to start with include Richard Feight of IAM Financial, LLC, Laurie Stegenga of Foresight Capital Management Advisors, Inc. and Amanda Lehnert of Sigma Investment Counselors. Page: https://find.wellspent.co/specialties/small-business-owners/michigan/ 68 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to as a small business owner in Michigan? For small business owners in Michigan, talk to a fee-only planner who treats the business and the household as one balance sheet. Look for someone who can speak to entity choice, owner pay, and retirement plans for the company, not only your personal accounts. Records to start with include Richard Feight of IAM Financial, LLC, Laurie Stegenga of Foresight Capital Management Advisors, Inc. and Amanda Lehnert of Sigma Investment Counselors. - [Richard Feight](https://find.wellspent.co/advisors/richard-feight/), IAM Financial, LLC, East Lansing. Holds the EA and CFP. Fees on file: percentage of assets, fixed fees. - [Laurie Stegenga](https://find.wellspent.co/advisors/laurie-stegenga/), Foresight Capital Management Advisors, Inc., Saline. Holds the CPA and CFP. Fees on file: percentage of assets, hourly. - [Amanda Lehnert](https://find.wellspent.co/advisors/amanda-lehnert/), Sigma Investment Counselors, Northville. Holds the CFP. Fees on file: percentage of assets. - [Jeremy Wilson](https://find.wellspent.co/advisors/jeremy-wilson/), J Wilson Wealth Management, Davison. Holds the CFP. Fees on file: percentage of assets, flat fee or retainer. - [Ryan Johnson](https://find.wellspent.co/advisors/ryan-johnson/), Hundred Financial Planning, Grand Rapids. Holds the CFP. Fees on file: one-time planning fee, percentage of assets. - [Nathan Brown](https://find.wellspent.co/advisors/nathan-brown/), Brown Financial Planning, Bay City. Holds the CFP. Fees on file: percentage of assets. ## How many fee-only financial advisors in Michigan work with small business owners? The Wellspent public graph lists 68 fee-only advisors for small business owners in Michigan, at 28 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for small business owners in Michigan located? Of the 68 fee-only advisors for small business owners in Michigan, 14 are in Grand Rapids, followed by 10 in Northville and 8 in Wyoming. ## How do fee-only advisors for small business owners in Michigan charge? The most common fee among fee-only advisors for small business owners in Michigan is a percentage of assets, used by 88% of the 68 with fees on file. Many use more than one: 50% charge by the hour and 38% charge fixed fees. ## How much do fee-only financial advisors charge in Michigan? Fee-only financial advisors in Michigan charge a median of $3,000 a year for ongoing planning. We found this across the published prices of 20 Michigan firms. ## How much does a one-time financial plan cost in Michigan? A one-time financial plan from a fee-only firm in Michigan has a median price of $975. We found this across the published prices of 13 Michigan firms. ## What credentials should a financial advisor for small business owners have? For small business owners, look for the CPA, EA and CFP. In Michigan, 40% of the 68 advisors listed hold the CFP. - CPA (1% of advisors listed): CPAs understand entity structure and business books. - EA (1% of advisors listed): Enrolled agents help with owner pay and business tax. - CFP (40% of advisors listed): The CFP keeps the business in the wider plan. ## How do Michigan advisors for small business owners compare with the rest of the US? 38% of fee-only advisors for small business owners in Michigan charge fixed fees, compared with 52% of the 2,851 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Michigan tax income on top of federal tax? Yes. Michigan has a state income tax, so a financial plan for a Michigan resident should project it alongside federal tax. ## Is there a local income tax in Michigan? Yes. In Michigan, some cities, including Detroit, add a local income tax. ## What should I ask a financial advisor as a small business owner in Michigan? - Which retirement plan would you set up for my business, and why? - How would you set my salary against distributions? - How much of my net worth should stay in the business? - How do you plan for an eventual sale or succession? - How do you account for local income tax where I live and work? ## How current is this list of fee-only advisors for small business owners in Michigan? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Ryan Johnson](https://find.wellspent.co/advisors/ryan-johnson.md) | Hundred Financial Planning | Grand Rapids, Michigan | CFP | One-time planning fee, Percentage of assets, Subscription, Flat fee or retainer | | [Andrew Mitchell](https://find.wellspent.co/advisors/andrew-mitchell.md) | Fiduciary Financial Advisors | Grand Rapids, Michigan | CFP | Percentage of assets, Subscription | | [Jeremy Wilson](https://find.wellspent.co/advisors/jeremy-wilson.md) | J Wilson Wealth Management | Davison, Michigan | CFP | Percentage of assets, Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee | | [Richard Feight](https://find.wellspent.co/advisors/richard-feight.md) | IAM Financial, LLC | East Lansing, Michigan | CFP, EA | Percentage of assets, Fixed fees | | [Amanda Lehnert](https://find.wellspent.co/advisors/amanda-lehnert.md) | Sigma Investment Counselors | Northville, Michigan | CFP | Percentage of assets | | [Christopher Frayne](https://find.wellspent.co/advisors/christopher-frayne.md) | Sigma Investment Counselors | Northville, Michigan | CFP, CFA | Percentage of assets | | [Jeffrey Belmonte](https://find.wellspent.co/advisors/jeffrey-belmonte.md) | SummitView Advisors | Belmont, Michigan | CFP | Percentage of assets | | [Laurie Stegenga](https://find.wellspent.co/advisors/laurie-stegenga.md) | Foresight Capital Management Advisors, Inc. | Saline, Michigan | AIF, CEPA, CFP, CIMA, CPA/PFS | Percentage of assets, Hourly, Fixed fees | | [Michael Mullenax](https://find.wellspent.co/advisors/michael-mullenax.md) | Sigma Investment Counselors | Northville, Michigan | CFP | Percentage of assets | | [Wenma Gorman](https://find.wellspent.co/advisors/wenma-gorman.md) | Sigma Investment Counselors | Northville, Michigan | CFP, CFA | Percentage of assets | | [Justin Rush](https://find.wellspent.co/advisors/justin-rush-651460.md) | Arcadia Capital | Saline, Michigan | CFP | Percentage of assets | | [Adam Suwyn](https://find.wellspent.co/advisors/adam-suwyn.md) | JVL Wealth Strategies | Wyoming, Michigan | CFP | Percentage of assets, Hourly, Fixed fees | | [Chad Soukup](https://find.wellspent.co/advisors/chad-soukup.md) | JVL Wealth Strategies | Wyoming, Michigan | CFP, CFA | Percentage of assets, Hourly, Fixed fees | | [Denise Farkas](https://find.wellspent.co/advisors/denise-farkas.md) | Sigma Investment Counselors | Northville, Michigan | CFA | Percentage of assets | | [Genadi Slavov](https://find.wellspent.co/advisors/genadi-slavov.md) | Sigma Investment Counselors | Northville, Michigan | CFA | Percentage of assets | | [Gerald Vanderlugt](https://find.wellspent.co/advisors/gerald-vanderlugt.md) | JVL Wealth Strategies | Wyoming, Michigan | CFP | Percentage of assets, Hourly, Fixed fees | | [Haley DeHaan](https://find.wellspent.co/advisors/haley-dehaan.md) | JVL Wealth Strategies | Wyoming, Michigan | CFP | Percentage of assets, Hourly, Fixed fees | | [Matthew Kunnen](https://find.wellspent.co/advisors/matthew-kunnen.md) | JVL Wealth Strategies | Wyoming, Michigan | CFP, CFA | Percentage of assets, Hourly, Fixed fees | | [Michelle Brow](https://find.wellspent.co/advisors/michelle-brow.md) | Full Bloom Financial | Northville, Michigan | ChFC | Flat fee or retainer, Ongoing planning fee | | [Nathan Lowe](https://find.wellspent.co/advisors/nathan-lowe.md) | JVL Wealth Strategies | Wyoming, Michigan | CFP | Percentage of assets, Hourly, Fixed fees | | [Robert Bilkie](https://find.wellspent.co/advisors/robert-bilkie.md) | Sigma Investment Counselors | Northville, Michigan | CFA | Percentage of assets | | [Shane Holcomb](https://find.wellspent.co/advisors/shane-holcomb.md) | JVL Wealth Strategies | Wyoming, Michigan | CFP | Percentage of assets, Hourly, Fixed fees | | [Calvin Wiersma](https://find.wellspent.co/advisors/calvin-wiersma.md) | Grand Wealth Management | Grand Rapids, Michigan | CFP | Ongoing planning fee | | [Douglas Newport](https://find.wellspent.co/advisors/douglas-newport.md) | Our Investment Guy | Clinton Twp, Michigan | CFP | Percentage of assets | | [Jeffrey Williams](https://find.wellspent.co/advisors/jeffrey-williams.md) | Grand Wealth Management | Grand Rapids, Michigan | CFP, PFS | Ongoing planning fee | | [Mark Rougas](https://find.wellspent.co/advisors/mark-rougas.md) | Grand Wealth Management | Grand Rapids, Michigan | CFP | Ongoing planning fee | | [Nathan Brown](https://find.wellspent.co/advisors/nathan-brown.md) | Brown Financial Planning | Bay City, Michigan | CFP | Percentage of assets | | [Ryan Deters](https://find.wellspent.co/advisors/ryan-deters.md) | Grand Wealth Management | Grand Rapids, Michigan | CFP | Ongoing planning fee | | [Theodore Schumann](https://find.wellspent.co/advisors/theodore-schumann.md) | The DBS Companies | Bay City, Michigan | CFP | Percentage of assets, Hourly | | [Derek Dall Olmo](https://find.wellspent.co/advisors/derek-dall-olmo.md) | TreMonte Financial Consultants | Traverse City, Michigan | CFP | Percentage of assets, Flat fee or retainer, Ongoing planning fee, One-time planning fee, Hourly | | [Eric Larson](https://find.wellspent.co/advisors/eric-larson.md) | Sigma Investment Counselors | Northville, Michigan | | Percentage of assets | | [Frederick Moosherr](https://find.wellspent.co/advisors/frederick-moosherr.md) | Canopy Wealth Management | Birmingham, Michigan | | Percentage of assets | | [John Herbert](https://find.wellspent.co/advisors/john-herbert.md) | Bowline Financial | Grosse Pointe Woods, Michigan | CFP | Percentage of assets, Fixed fees | | [Paul Warholak Jr](https://find.wellspent.co/advisors/paul-warholak-jr.md) | Sigma Investment Counselors | Northville, Michigan | | Percentage of assets | | [Reyn Eichenlaub](https://find.wellspent.co/advisors/reyn-eichenlaub.md) | Canopy Wealth Management | Birmingham, Michigan | | Percentage of assets | | [Brett Kidd](https://find.wellspent.co/advisors/brett-kidd.md) | Kidd Financial Planning | Livonia, Michigan | PFS | Percentage of assets, Hourly, Fixed fees | | [Christopher Villaire](https://find.wellspent.co/advisors/christopher-villaire.md) | Villaire Financial | Grand Rapids, Michigan | | Percentage of assets, Ongoing planning fee, One-time planning fee | | [David McNeely](https://find.wellspent.co/advisors/david-mcneely.md) | Darden Wealth Group | Ann Arbor, Michigan | CFA | Percentage of assets, Hourly, Fixed fees | | [Mark Kidd](https://find.wellspent.co/advisors/mark-kidd.md) | Kidd Financial Planning | Livonia, Michigan | PFS | Percentage of assets, Hourly, Fixed fees | | [Mark Recker](https://find.wellspent.co/advisors/mark-recker.md) | Recker Financial | Bay City, Michigan | | Percentage of assets, Hourly, Ongoing planning fee | | [Matthew Kidd](https://find.wellspent.co/advisors/matthew-kidd.md) | Kidd Financial Planning | Livonia, Michigan | PFS | Percentage of assets, Hourly, Fixed fees | | [Phillip Mitchell](https://find.wellspent.co/advisors/phillip-mitchell.md) | Kroon & Mitchell | Grand Rapids, Michigan | CFA | Percentage of assets, Hourly | | [Gabriel Newhof](https://find.wellspent.co/advisors/gabriel-newhof.md) | JVL Wealth Strategies | Wyoming, Michigan | | Percentage of assets, Hourly, Fixed fees | | [Natalie Miller](https://find.wellspent.co/advisors/natalie-miller-5755954.md) | Grit & Lavender Financial Planning | Brighton, Michigan | | Percentage of assets, Ongoing planning fee, Hourly | | [Andrea Darden](https://find.wellspent.co/advisors/andrea-darden.md) | Darden Wealth Group | Ann Arbor, Michigan | | Percentage of assets, Hourly, Fixed fees | | [Andrea Russo](https://find.wellspent.co/advisors/andrea-russo.md) | Darden Wealth Group | Ann Arbor, Michigan | | Percentage of assets, Hourly, Fixed fees | | [Anne Lee](https://find.wellspent.co/advisors/anne-lee.md) | Church Organizers Foundation | Mason, Michigan | | Percentage of assets | | [Bruce Beckett](https://find.wellspent.co/advisors/bruce-beckett.md) | My Financial Coach | Midland, Michigan | | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Cameron Clemens](https://find.wellspent.co/advisors/cameron-clemens.md) | Grand Wealth Management | Grand Rapids, Michigan | | Ongoing planning fee | | [Douglas Johnson](https://find.wellspent.co/advisors/douglas-johnson-6307738.md) | Grand Wealth Management | Grand Rapids, Michigan | | Ongoing planning fee | Showing the first 50 of 68. The full list, page by page: https://find.wellspent.co/specialties/small-business-owners/michigan/?page=2 ## Related - [Retirement planning in Michigan](https://find.wellspent.co/specialties/retirement-planning/michigan.md) - [Tax planning in Michigan](https://find.wellspent.co/specialties/tax-planning/michigan.md) - [Estate planning in Michigan](https://find.wellspent.co/specialties/estate-planning/michigan.md) - [Family wealth transfer in Michigan](https://find.wellspent.co/specialties/family-wealth-transfer/michigan.md) - [Pre-retirees in Michigan](https://find.wellspent.co/audiences/pre-retirees/michigan.md) - [Retirees in Michigan](https://find.wellspent.co/audiences/retirees/michigan.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).