# Financial advisors for small business owners in Colorado > For small business owners in Colorado, talk to a fee-only planner who treats the business and the household as one balance sheet. Look for someone who can speak to entity choice, owner pay, and retirement plans for the company, not only your personal accounts. Records to start with include Robert Persichitte of Delagify Financial, David Gardner of Entree Wealth and Jon Hsu of TrueVector Wealth Advisors. Page: https://find.wellspent.co/specialties/small-business-owners/colorado/ 68 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to as a small business owner in Colorado? For small business owners in Colorado, talk to a fee-only planner who treats the business and the household as one balance sheet. Look for someone who can speak to entity choice, owner pay, and retirement plans for the company, not only your personal accounts. Records to start with include Robert Persichitte of Delagify Financial, David Gardner of Entree Wealth and Jon Hsu of TrueVector Wealth Advisors. - [Robert Persichitte](https://find.wellspent.co/advisors/robert-persichitte/), Delagify Financial, Arvada. Holds the CPA and CFP. Fees on file: flat fee or retainer, ongoing planning fee. - [David Gardner](https://find.wellspent.co/advisors/david-gardner/), Entree Wealth, Boulder. Holds the EA and CFP. Fees on file: percentage of assets, ongoing planning fee. - [Jon Hsu](https://find.wellspent.co/advisors/jon-hsu/), TrueVector Wealth Advisors, Parker. Holds the EA and CFP. Fees on file: flat fee or retainer, one-time planning fee. - [DeDe Smolen](https://find.wellspent.co/advisors/dede-smolen/), Innovative Financial, LLC, Lakewood. Holds the CPA and CFP. Fees on file: percentage of assets, hourly. - [Steve Cruice](https://find.wellspent.co/advisors/steve-cruice/), Simply Steward, LLC, Highlands Ranch. Holds the CPA and CFP. Fees on file: percentage of assets, fixed fees. - [Courtney Kenning](https://find.wellspent.co/advisors/courtney-kenning/), Destiny Capital, Golden. Holds the CFP. Fees on file: percentage of assets, flat fee or retainer. ## How many fee-only financial advisors in Colorado work with small business owners? The Wellspent public graph lists 68 fee-only advisors for small business owners in Colorado, at 39 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for small business owners in Colorado located? Of the 68 fee-only advisors for small business owners in Colorado, 15 are in Denver, followed by 14 in Fort Collins and 7 in Colorado Springs. ## How do fee-only advisors for small business owners in Colorado charge? The most common fee among fee-only advisors for small business owners in Colorado is a percentage of assets, used by 87% of the 68 with fees on file. Many use more than one: 46% charge fixed fees and 44% charge by the hour. ## How much do fee-only financial advisors charge in Colorado? Fee-only financial advisors in Colorado charge a median of $6,000 a year for ongoing planning. We found this across the published prices of 35 Colorado firms. ## How much does a one-time financial plan cost in Colorado? A one-time financial plan from a fee-only firm in Colorado has a median price of $2,500. We found this across the published prices of 26 Colorado firms. ## What credentials should a financial advisor for small business owners have? For small business owners, look for the CPA, EA and CFP. In Colorado, 56% of the 68 advisors listed hold the CFP. - CPA (4% of advisors listed): CPAs understand entity structure and business books. - EA (3% of advisors listed): Enrolled agents help with owner pay and business tax. - CFP (56% of advisors listed): The CFP keeps the business in the wider plan. ## How do Colorado advisors for small business owners compare with the rest of the US? 56% of fee-only advisors for small business owners in Colorado hold the CFP, compared with 45% of the 2,851 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Colorado tax income on top of federal tax? Yes. Colorado has a state income tax, so a financial plan for a Colorado resident should project it alongside federal tax. ## What should I ask a financial advisor as a small business owner in Colorado? - Which retirement plan would you set up for my business, and why? - How would you set my salary against distributions? - How much of my net worth should stay in the business? - How do you plan for an eventual sale or succession? - How will you plan for Colorado tax alongside federal tax? ## How current is this list of fee-only advisors for small business owners in Colorado? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Sarah Gerber](https://find.wellspent.co/advisors/sarah-gerber.md) | Momentum Financial Planning LLC | Longmont, Colorado | CFP, AFC | Subscription, One-time planning fee | | [Daniel Yerger](https://find.wellspent.co/advisors/daniel-yerger.md) | MY Wealth Planners | Longmont, Colorado | AIF, CFP, ChFC, MBA, PhD | Ongoing planning fee, Percentage of assets | | [John McGowan](https://find.wellspent.co/advisors/john-mcgowan.md) | Mandala Financial Advisors | Salida, Colorado | CFP, MBA | Percentage of assets, Hourly, One-time planning fee | | [Robert Persichitte](https://find.wellspent.co/advisors/robert-persichitte.md) | Delagify Financial | Arvada, Colorado | CFP, CPA, PFS | Flat fee or retainer, Ongoing planning fee, One-time planning fee, Hourly | | [Shane Dennehy](https://find.wellspent.co/advisors/shane-dennehy.md) | CayDen Wealth Management | Broomfield, Colorado | BFA, CFP, ChFC | Ongoing planning fee, Percentage of assets, One-time planning fee | | [Aaron Milledge](https://find.wellspent.co/advisors/aaron-milledge.md) | Targeted Wealth Solutions | Colorado Springs, Colorado | CFP, MBA | Percentage of assets, Ongoing planning fee, Hourly, Flat fee or retainer | | [Paul Carriere](https://find.wellspent.co/advisors/paul-carriere.md) | Carriere Financial Planning | Colorado Springs, Colorado | CFP | Percentage of assets, Flat fee or retainer | | [David Gardner](https://find.wellspent.co/advisors/david-gardner.md) | Entree Wealth | Boulder, Colorado | CFP, EA, MS | Percentage of assets, Ongoing planning fee | | [Matthew Kelley](https://find.wellspent.co/advisors/matthew-kelley.md) | Gold Medal Waters, Inc. | Boulder, Colorado | AAMS, AIF, CFP | Flat fee or retainer, Ongoing planning fee | | [Steve Cruice](https://find.wellspent.co/advisors/steve-cruice.md) | Simply Steward, LLC | Highlands Ranch, Colorado | CFP, CPA | Percentage of assets, Fixed fees | | [DeDe Smolen](https://find.wellspent.co/advisors/dede-smolen.md) | Innovative Financial, LLC | Lakewood, Colorado | CFP, CPA | Percentage of assets, Hourly, Fixed fees | | [Jon Hsu](https://find.wellspent.co/advisors/jon-hsu.md) | TrueVector Wealth Advisors | Parker, Colorado | CFP, CIMA, EA | Flat fee or retainer, One-time planning fee | | [Leyder Murillo](https://find.wellspent.co/advisors/leyder-murillo.md) | Wolfpack Wealth Management | Denver, Colorado | AWMA, CFP, MBA, SE-AWMA | Flat fee or retainer, Hourly, Percentage of assets, Ongoing planning fee, One-time planning fee | | [Alicia Duong](https://find.wellspent.co/advisors/alicia-duong.md) | Wealth Engineers | Denver, Colorado | CFP | Percentage of assets, Ongoing planning fee | | [Jonathan Duong](https://find.wellspent.co/advisors/jonathan-duong.md) | Wealth Engineers | Denver, Colorado | CFP, CFA | Percentage of assets, Ongoing planning fee | | [Joseph Brady](https://find.wellspent.co/advisors/joseph-brady.md) | Rock Financial Planning | Arvada, Colorado | CFP | Ongoing planning fee, Percentage of assets | | [Michael Hake](https://find.wellspent.co/advisors/michael-hake.md) | Boulder Wealth Advisors | Boulder, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Robert Hamilton](https://find.wellspent.co/advisors/robert-hamilton-6331348.md) | Integrity Investment Advisors | Fort Collins, Colorado | CFP | Percentage of assets | | [Alison Yoder](https://find.wellspent.co/advisors/alison-yoder.md) | Destiny Capital | Denver, Colorado | CFP | Percentage of assets, Flat fee or retainer | | [Brian McKinney](https://find.wellspent.co/advisors/brian-mckinney.md) | Collective Wealth Partners | Aurora, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Courtney Kenning](https://find.wellspent.co/advisors/courtney-kenning.md) | Destiny Capital | Golden, Colorado | CFP | Percentage of assets, Flat fee or retainer | | [Gary Shirman](https://find.wellspent.co/advisors/gary-shirman.md) | Boulder Wealth Advisors | Boulder, Colorado | ChFC | Percentage of assets, Hourly, Fixed fees | | [Jarrod Musick](https://find.wellspent.co/advisors/jarrod-musick.md) | Destiny Capital | Denver, Colorado | CFP | Percentage of assets, Flat fee or retainer | | [Nicholas Weisert](https://find.wellspent.co/advisors/nicholas-weisert.md) | 46° North Financial | Denver, Colorado | CFP | Percentage of assets, One-time planning fee | | [Peter Bobolia](https://find.wellspent.co/advisors/peter-bobolia.md) | Destiny Capital | Denver, Colorado | CFP, ChFC | Percentage of assets, Flat fee or retainer | | [Timothy Doyle](https://find.wellspent.co/advisors/timothy-doyle.md) | Destiny Capital | Denver, Colorado | CFP | Percentage of assets, Flat fee or retainer | | [Allison De Graaf](https://find.wellspent.co/advisors/allison-de-graaf.md) | Peak Planning Group | Centennial, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Erik Baskin](https://find.wellspent.co/advisors/erik-baskin.md) | Baskin Financial Planning | Colorado Springs, Colorado | CFP | Percentage of assets, Fixed fees | | [Louis Patierno](https://find.wellspent.co/advisors/louis-patierno.md) | Peak Planning Group | Centennial, Colorado | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Meera Meyer](https://find.wellspent.co/advisors/meera-meyer.md) | Full Body Finance | Boulder, Colorado | CFP | Ongoing planning fee | | [Spencer Wynant](https://find.wellspent.co/advisors/spencer-wynant.md) | Peak Planning Group | Centennial, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Andrew Kelleher](https://find.wellspent.co/advisors/andrew-kelleher.md) | Denver Private Wealth Management | Denver, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Christy Kong-Eaton](https://find.wellspent.co/advisors/christy-kong-eaton.md) | Red Lady Capital | Crested Butte, Colorado | CFA | Percentage of assets | | [Donald Dority](https://find.wellspent.co/advisors/donald-dority.md) | Narrow Path Financial | Fort Collins, Colorado | CFP, PFS | Percentage of assets | | [Jason Taylor](https://find.wellspent.co/advisors/jason-taylor.md) | Taylor's Financial | Fort Collins, Colorado | CFP | Percentage of assets, Fixed fees | | [Lisa Isaacson](https://find.wellspent.co/advisors/lisa-isaacson.md) | Canyon Creek Investment Advisors | Montrose, Colorado | CFP, PFS | Percentage of assets, Hourly, Fixed fees | | [Logan Richard](https://find.wellspent.co/advisors/logan-richard.md) | Denver Private Wealth Management | Denver, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Samuel Tenney](https://find.wellspent.co/advisors/samuel-tenney.md) | Fidelis Wealth Advisors | Castle Rock, Colorado | CFP | Percentage of assets, Fixed fees | | [Todd Moerman](https://find.wellspent.co/advisors/todd-moerman.md) | Integrity Investment Advisors | Fort Collins, Colorado | | Percentage of assets | | [Emmanuel Eliason](https://find.wellspent.co/advisors/emmanuel-eliason.md) | Eliason Wealth Management | Centennial, Colorado | CFP | Percentage of assets, Fixed fees | | [Ashlie Bostick](https://find.wellspent.co/advisors/ashlie-bostick.md) | Acorn Creek Capital | Fort Collins, Colorado | | Percentage of assets, Hourly, Fixed fees | | [Ben Loeffler](https://find.wellspent.co/advisors/ben-loeffler.md) | Acorn Creek Capital | Fort Collins, Colorado | | Percentage of assets, Hourly, Fixed fees | | [Brian Fraser](https://find.wellspent.co/advisors/brian-fraser.md) | Canyon Creek Investment Advisors | Fruita, Colorado | CFA | Percentage of assets, Hourly, Fixed fees | | [Brian Rettig](https://find.wellspent.co/advisors/brian-rettig.md) | Denver Private Wealth Management | Denver, Colorado | CFA | Percentage of assets, Hourly, Fixed fees | | [David Berg](https://find.wellspent.co/advisors/david-berg.md) | Acorn Creek Capital | Fort Collins, Colorado | | Percentage of assets, Hourly, Fixed fees | | [Kevin McNab](https://find.wellspent.co/advisors/kevin-mcnab.md) | ACE Wealth Partners | Westminster, Colorado | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Matthew Dupree](https://find.wellspent.co/advisors/matthew-dupree.md) | Denver Private Wealth Management | Denver, Colorado | CFA | Percentage of assets, Hourly, Fixed fees | | [Sierra Merrick](https://find.wellspent.co/advisors/sierra-merrick.md) | Acorn Creek Capital | Fort Collins, Colorado | | Percentage of assets, Hourly, Fixed fees | | [Suzue Sato](https://find.wellspent.co/advisors/suzue-sato.md) | MoneyCafe Advisors | Denver, Colorado | | Hourly, Fixed fees | | [Vincent Hourigan](https://find.wellspent.co/advisors/vincent-hourigan.md) | Acorn Creek Capital | Fort Collins, Colorado | | Percentage of assets, Hourly, Fixed fees | Showing the first 50 of 68. The full list, page by page: https://find.wellspent.co/specialties/small-business-owners/colorado/?page=2 ## Related - [Retirement planning in Colorado](https://find.wellspent.co/specialties/retirement-planning/colorado.md) - [Estate planning in Colorado](https://find.wellspent.co/specialties/estate-planning/colorado.md) - [Tax planning in Colorado](https://find.wellspent.co/specialties/tax-planning/colorado.md) - [Founders in Colorado](https://find.wellspent.co/specialties/founders-pre-exit/colorado.md) - [Family wealth transfer in Colorado](https://find.wellspent.co/specialties/family-wealth-transfer/colorado.md) - [Retirees in Colorado](https://find.wellspent.co/audiences/retirees/colorado.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).