# Fee-only financial advisors: Retirement with concentrated positions

> A subset of retirement planning: the specific problem of entering retirement with a large concentrated position, such as founder stock, long-tenured employee equity, or an inherited family holding. The challenges are diversification without tax carnage, liquidity sequencing, hedging where appropriate, and aligning the drawdown plan with the rest of the household's goals.

The Wellspent public graph lists 119 fee-only financial advisors focused on retirement with concentrated positions at 59 firms, most in Verona, Lakeland and San Diego. 41% hold the CFP certification. Of the 119 with fees on file, 95% charge percentage of assets.

Page: https://find.wellspent.co/specialties/retirement-with-concentrated-positions/
119 fee-only advisors listed; data last updated October 30, 2026.
Fee-only means paid only by clients, never by commissions. Order reflects the directory, not payment; there are no sponsored listings.

## Advisors

| Advisor | Firm | Location | Credentials | Fees |
|---|---|---|---|---|
| [Christopher Kehoe](https://find.wellspent.co/advisors/christopher-kehoe.md) | R.W. Roge & Company, Inc. | Bohemia, New York | CFA, MBA, AIF, CFP, CMFC | Percentage of assets, One-time planning fee |
| [Emily Rassam](https://find.wellspent.co/advisors/emily-rassam.md) | Archer Investment Management | Austin, Texas | AIFA, CDAA, CFP, CRPS | Percentage of assets |
| [Nate Willardson](https://find.wellspent.co/advisors/nate-willardson.md) | Currents Wealth Strategies | Chandler, Arizona | CFP | Percentage of assets, Flat fee or retainer |
| [Phil Orwig](https://find.wellspent.co/advisors/phil-orwig.md) | Fair Asset Management, LLC | Dallas, Texas | CFP, CPWA, ChFC, RICP, EA | Flat fee or retainer, Ongoing planning fee |
| [Rachael Levine](https://find.wellspent.co/advisors/rachael-levine.md) | Peltoma Capital Partners | Austin, Texas | CFP | Flat fee or retainer, Percentage of assets, Ongoing planning fee, Hourly, One-time planning fee |
| [Eric Franklin](https://find.wellspent.co/advisors/eric-franklin.md) | Prospero Wealth | Seattle, Washington | CFP | Percentage of assets, Hourly, One-time planning fee |
| [Gustaf Rounick](https://find.wellspent.co/advisors/gustaf-rounick.md) | Westlight Wealth | Venice, California | BA, CFP, MSC | Percentage of assets, Ongoing planning fee |
| [Joe Forish](https://find.wellspent.co/advisors/joe-forish.md) | Fortrove Partners | New York, New York | CFP, CFA | Percentage of assets, Ongoing planning fee |
| [Robinson Crawford](https://find.wellspent.co/advisors/robinson-crawford.md) | Montebello Avenue | Phoenix, Arizona | CFP | Flat fee or retainer, Percentage of assets |
| [Stephen Way](https://find.wellspent.co/advisors/stephen-way.md) | Setarcos Wealth Advisors LLC | Philadelphia, Pennsylvania | CFP | Percentage of assets, Fixed fees |
| [T.J. van Gerven](https://find.wellspent.co/advisors/tj-van-gerven.md) | Memento Financial Planning | Boston, Massachusetts | CFP | Percentage of assets, Ongoing planning fee |
| [Theodore van Gerven](https://find.wellspent.co/advisors/theodore-van-gerven.md) | Memento Financial Planning | Boston, Massachusetts | CFP | Percentage of assets, Ongoing planning fee |
| [Aaron Brickley](https://find.wellspent.co/advisors/aaron-brickley.md) | Brickley Wealth Management | San Mateo, California | CFP, CPWA | Percentage of assets |
| [Brittany Ringo](https://find.wellspent.co/advisors/brittany-ringo.md) | Autumn Financial Advisors, LLC | Plymouth, Michigan | CFP | Percentage of assets, Hourly, Fixed fees |
| [Paul Saad](https://find.wellspent.co/advisors/paul-saad.md) | Collabria Capital, Inc | San Ramon, California | CFP, MBA | Flat fee or retainer, Ongoing planning fee |
| [Sarah Kang](https://find.wellspent.co/advisors/sarah-kang.md) | UAK Diversified Wealth Advisors | Minnetonka, Minnesota | CFP | Percentage of assets, Flat fee or retainer, One-time planning fee |
| [Jon Hsu](https://find.wellspent.co/advisors/jon-hsu.md) | TrueVector Wealth Advisors | Parker, Colorado | CFP, CIMA, EA | Flat fee or retainer, One-time planning fee |
| [Tom Lo](https://find.wellspent.co/advisors/tom-lo.md) | Vested Financial Planning, LLC | San Carlos, California | CFP, MBA | Ongoing planning fee |
| [Andy Moran](https://find.wellspent.co/advisors/andy-moran.md) | Ad Astra Financial Planning | Santa Rosa, California | CFP | Flat fee or retainer, Subscription |
| [Alicia Vande Ven](https://find.wellspent.co/advisors/alicia-vande-ven.md) | Walkner Condon Financial Advisors | Verona, Wisconsin | CFP | Percentage of assets, Ongoing planning fee |
| [Brant Root](https://find.wellspent.co/advisors/brant-root.md) | Firethorn Capital | Westport, Connecticut | CFP | Percentage of assets, Flat fee or retainer |
| [Evan Waltz](https://find.wellspent.co/advisors/evan-waltz.md) | Walkner Condon Financial Advisors | Verona, Wisconsin | CFP | Percentage of assets, Ongoing planning fee |
| [Faruk Jaffer](https://find.wellspent.co/advisors/faruk-jaffer.md) | Index Gurus | Concord, California | CFP, ChFC | Percentage of assets, One-time planning fee |
| [Mitchell DeWitt](https://find.wellspent.co/advisors/mitchell-dewitt.md) | Walkner Condon Financial Advisors | Verona, Wisconsin | CFP | Percentage of assets, Ongoing planning fee |
| [Richard Farmer](https://find.wellspent.co/advisors/richard-farmer.md) | Walkner Condon Financial Advisors | Verona, Wisconsin | CFP | Percentage of assets, Ongoing planning fee |
| [Robert Hamilton](https://find.wellspent.co/advisors/robert-hamilton-6331348.md) | Integrity Investment Advisors | Fort Collins, Colorado | CFP | Percentage of assets |
| [Stephen Lupkas](https://find.wellspent.co/advisors/stephen-lupkas.md) | myFinancialPro | Shelton, Connecticut | CFP | Percentage of assets, Hourly |
| [Matthew Lewis](https://find.wellspent.co/advisors/matthew-lewis.md) | TechView Wealth Advisors | San Francisco, California | CFP, CFA | Percentage of assets |
| [Trey Gevers](https://find.wellspent.co/advisors/trey-gevers.md) | Gevers Wealth Management | Issaquah, Washington | CFA | Percentage of assets, One-time planning fee |
| [Adrianne Yamaki](https://find.wellspent.co/advisors/adrianne-yamaki.md) | Strategic Wealth Capital | San Francisco, California | CFP | Percentage of assets, Fixed fees |
| [Brandon Cabaniss](https://find.wellspent.co/advisors/brandon-cabaniss.md) | Telos Partners | Greenville, South Carolina | CFP | Percentage of assets, Hourly, Fixed fees |
| [David Chenet](https://find.wellspent.co/advisors/david-chenet.md) | Presidio Capital Management | San Diego, California | CFP, CFA | Percentage of assets, Hourly, Fixed fees |
| [Felipe Quaassdorff Molina](https://find.wellspent.co/advisors/felipe-quaassdorff-molina.md) | Walkner Condon Financial Advisors | Verona, Wisconsin | CFA | Percentage of assets, Ongoing planning fee |
| [Gregory Farland](https://find.wellspent.co/advisors/gregory-farland.md) | Alliance Private Wealth | Alton Bay, New Hampshire | CFP | Percentage of assets, Hourly, Fixed fees |
| [Gregory Norris](https://find.wellspent.co/advisors/gregory-norris.md) | Apex Investment Group | Georges Mills, New Hampshire | CFP | Percentage of assets |
| [Harlan Freeman](https://find.wellspent.co/advisors/harlan-freeman.md) | BrightPath Financial | Deerfield Beach, Florida | CFP, CFA | Percentage of assets, Hourly, Fixed fees |
| [Jonathan Wallace](https://find.wellspent.co/advisors/jonathan-wallace.md) | Wayfinder Wealth Warriors | Lexington, South Carolina | CFA | Flat fee or retainer, Hourly, One-time planning fee, Ongoing planning fee |
| [Joseph Rodriguez](https://find.wellspent.co/advisors/joseph-rodriguez.md) | Matriarch Wealth Management | New York, New York | CFP | Percentage of assets, Hourly, Fixed fees |
| [Juan David Ramon Soto](https://find.wellspent.co/advisors/juan-david-ramon-soto.md) | Alliance Private Wealth | North Reading, Massachusetts | CFP | Percentage of assets, Hourly, Fixed fees |
| [Nicholas Stecklein](https://find.wellspent.co/advisors/nicholas-stecklein.md) | Telos Partners | Lehi, Utah | CFP | Percentage of assets, Hourly, Fixed fees |
| [Rielle Sanidad](https://find.wellspent.co/advisors/rielle-sanidad.md) | Presidio Capital Management | San Diego, California | CFP | Percentage of assets, Hourly, Fixed fees |
| [Robert Mestjian](https://find.wellspent.co/advisors/robert-mestjian.md) | Alliance Private Wealth | North Reading, Massachusetts | CFP | Percentage of assets, Hourly, Fixed fees |
| [Stone Churby](https://find.wellspent.co/advisors/stone-churby.md) | Presidio Capital Management | San Diego, California | CFP | Percentage of assets, Hourly, Fixed fees |
| [Sylvain Michelin](https://find.wellspent.co/advisors/sylvain-michelin.md) | Walkner Condon Financial Advisors | Verona, Wisconsin | CFA | Percentage of assets, Ongoing planning fee |
| [Tyler Linsten](https://find.wellspent.co/advisors/tyler-linsten.md) | Alder Cove Capital | Tukwila, Washington | CFA | Flat fee or retainer, Percentage of assets, One-time planning fee |
| [Zakriah Gardezy](https://find.wellspent.co/advisors/zakriah-gardezy.md) | Wealthstone Private Wealth Management | Scottsdale, Arizona | CFP | Percentage of assets, Fixed fees |
| [Kristopher Barney](https://find.wellspent.co/advisors/kristopher-barney.md) | 30/40 Wealth | Cornelius, North Carolina | CFA | Percentage of assets |
| [Thomas Manetta](https://find.wellspent.co/advisors/thomas-manetta.md) | Manetta Wealth Management | San Ramon, California |   | Percentage of assets |
| [Alexandra Demosthenes](https://find.wellspent.co/advisors/alexandra-demosthenes.md) | Boca Wealth Advisors | Boca Raton, Florida | CFP | Percentage of assets, Fixed fees |
| [Andrew Klein](https://find.wellspent.co/advisors/andrew-klein.md) | Walkner Condon Financial Advisors | Madison, Wisconsin |   | Percentage of assets, Ongoing planning fee |
| [Arthur Canter](https://find.wellspent.co/advisors/arthur-canter.md) | Boca Wealth Advisors | Boca Raton, Florida | CFP | Percentage of assets, Fixed fees |
| [Benjamin Greenman](https://find.wellspent.co/advisors/benjamin-greenman.md) | CORE Wealth Advisors | Lakeland, Florida | CFP | Percentage of assets, Hourly, Fixed fees |
| [Brady Storhoff](https://find.wellspent.co/advisors/brady-storhoff.md) | Walkner Condon Financial Advisors | Verona, Wisconsin |   | Percentage of assets, Ongoing planning fee |
| [Christopher Stevenson](https://find.wellspent.co/advisors/christopher-stevenson.md) | Telos Partners | Avon, Connecticut | CFA | Percentage of assets, Hourly, Fixed fees |
| [Clinton Walkner](https://find.wellspent.co/advisors/clinton-walkner.md) | Walkner Condon Financial Advisors | Verona, Wisconsin |   | Percentage of assets, Ongoing planning fee |
| [Daniel Carroll](https://find.wellspent.co/advisors/daniel-carroll.md) | Alliance Private Wealth | Bee Cave, Texas | CFA | Percentage of assets, Hourly, Fixed fees |
| [Edmond Griffin](https://find.wellspent.co/advisors/edmond-griffin.md) | Apex Investment Group | Hudson, Massachusetts | CFA | Percentage of assets |
| [Eric Showalter](https://find.wellspent.co/advisors/eric-showalter.md) | Arbor Private Wealth | Ashburn, Virginia | CFP | Percentage of assets, Fixed fees |
| [Gregory Meyer](https://find.wellspent.co/advisors/gregory-meyer.md) | New Wave Financial Services | Hermosa Beach, California | CFP | Percentage of assets, Hourly, Fixed fees |
| [Ian Beardsley](https://find.wellspent.co/advisors/ian-beardsley.md) | Walkner Condon Financial Advisors | Verona, Wisconsin |   | Percentage of assets, Ongoing planning fee |
| [Joshua Mangoubi](https://find.wellspent.co/advisors/joshua-mangoubi.md) | Considerate Capital | Northbrook, Illinois | CFA | Percentage of assets, Ongoing planning fee |
| [Keith Poniewaz](https://find.wellspent.co/advisors/keith-poniewaz.md) | Walkner Condon Financial Advisors | Verona, Wisconsin |   | Percentage of assets, Ongoing planning fee |
| [Mary Jo Staniszewski](https://find.wellspent.co/advisors/mary-jo-staniszewski.md) | Walkner Condon Financial Advisors | Verona, Wisconsin |   | Percentage of assets, Ongoing planning fee |
| [Michael Ehlenbeck](https://find.wellspent.co/advisors/michael-ehlenbeck.md) | CORE Wealth Advisors | Lakeland, Florida | CFP | Percentage of assets, Hourly, Fixed fees |
| [Michael Smurl](https://find.wellspent.co/advisors/michael-smurl.md) | Integrity Financial Planning | Houston, Texas | CFA | Percentage of assets |
| [Nathan Condon](https://find.wellspent.co/advisors/nathan-condon.md) | Walkner Condon Financial Advisors | Verona, Wisconsin |   | Percentage of assets, Ongoing planning fee |
| [Nathan Dunham](https://find.wellspent.co/advisors/nathan-dunham.md) | CORE Wealth Advisors | Lakeland, Florida | CFP | Percentage of assets, Hourly, Fixed fees |
| [Paulina Price](https://find.wellspent.co/advisors/paulina-price.md) | Walkner Condon Financial Advisors | Verona, Wisconsin |   | Percentage of assets, Ongoing planning fee |
| [Peter Hughes](https://find.wellspent.co/advisors/peter-hughes.md) | Telos Partners | Cottonwood Heights, Utah | CFA | Percentage of assets, Hourly, Fixed fees |
| [Richard Lawrence](https://find.wellspent.co/advisors/richard-lawrence.md) | Lawrence Wealth Management | West Conshohocken, Pennsylvania | CFA | Percentage of assets |
| [Stephen Santangelo](https://find.wellspent.co/advisors/stephen-santangelo.md) | Matriarch Wealth Management | Miami, Florida | CFA | Percentage of assets, Hourly, Fixed fees |
| [Tahlia Micoley](https://find.wellspent.co/advisors/tahlia-micoley.md) | Walkner Condon Financial Advisors | Verona, Wisconsin |   | Percentage of assets, Ongoing planning fee |
| [Thomas Anzivino](https://find.wellspent.co/advisors/thomas-anzivino.md) | Longitude Financial Planning | Manor, Texas |   | Percentage of assets, Ongoing planning fee, Hourly, One-time planning fee |
| [Timothy Ozanne](https://find.wellspent.co/advisors/timothy-ozanne.md) | Firethorn Capital | Westport, Connecticut |   | Percentage of assets, Flat fee or retainer |
| [Todd Moerman](https://find.wellspent.co/advisors/todd-moerman.md) | Integrity Investment Advisors | Fort Collins, Colorado |   | Percentage of assets |
| [Courtney Mason](https://find.wellspent.co/advisors/courtney-mason.md) | CMC Advisors | Scottsdale, Arizona | CFP | Percentage of assets, Hourly, Performance-based fees |
| [Daniel Meyers](https://find.wellspent.co/advisors/daniel-meyers.md) | Adventure Wealth | Ridgway, Colorado |   | Percentage of assets, Ongoing planning fee |
| [Harish Prabandham](https://find.wellspent.co/advisors/harish-prabandham.md) | Rubric Advisors | San Francisco, California |   | Percentage of assets, Hourly, Ongoing planning fee |
| [Nihal Muzumdar](https://find.wellspent.co/advisors/nihal-muzumdar.md) | Rubric Advisors | San Francisco, California |   | Percentage of assets, Hourly, Ongoing planning fee |
| [William Hammond](https://find.wellspent.co/advisors/william-hammond.md) | TechView Wealth Advisors | St. Petersburg, Florida |   | Percentage of assets |
| [Alyson Shaw](https://find.wellspent.co/advisors/alyson-shaw.md) | Alliance Private Wealth | North Reading, Massachusetts |   | Percentage of assets, Hourly, Fixed fees |
| [Aureliana Lopes Monteiro](https://find.wellspent.co/advisors/aureliana-lopes-monteiro.md) | Strategic Wealth Capital | San Francisco, California |   | Percentage of assets, Fixed fees |
| [Christopher Oland](https://find.wellspent.co/advisors/christopher-oland.md) | Harmony Wealth Advisors | Edgewater, Maryland |   | Percentage of assets, Fixed fees |
| [Christopher Reyes](https://find.wellspent.co/advisors/christopher-reyes.md) | Presidio Capital Management | San Diego, California |   | Percentage of assets, Hourly, Fixed fees |
| [Derek Stross](https://find.wellspent.co/advisors/derek-stross.md) | CORE Wealth Advisors | Lakeland, Florida | PFS | Percentage of assets, Hourly, Fixed fees |
| [Edmund Lesage](https://find.wellspent.co/advisors/edmund-lesage.md) | Integrity Financial Planning | Houston, Texas |   | Percentage of assets |
| [Holly Cloutier](https://find.wellspent.co/advisors/holly-cloutier.md) | Alliance Private Wealth | North Reading, Massachusetts |   | Percentage of assets, Hourly, Fixed fees |
| [Jane Johnson](https://find.wellspent.co/advisors/jane-johnson.md) | Alliance Private Wealth | North Reading, Massachusetts |   | Percentage of assets, Hourly, Fixed fees |
| [Jeffrey Conway](https://find.wellspent.co/advisors/jeffrey-conway.md) | Conway Partners | Incline Village, Nevada |   | Percentage of assets, Fixed fees |
| [John Malone](https://find.wellspent.co/advisors/john-malone.md) | Apex Investment Group | Dedham, Massachusetts |   | Percentage of assets |
| [Joseph Bakaysa](https://find.wellspent.co/advisors/joseph-bakaysa.md) | Apex Investment Group | Hudson, Massachusetts |   | Percentage of assets |
| [Joseph Charles](https://find.wellspent.co/advisors/joseph-charles.md) | Apex Investment Group | Hudson, Massachusetts |   | Percentage of assets |
| [Lee Jones](https://find.wellspent.co/advisors/lee-jones.md) | Tangent Retirement | Irvine, California |   | Percentage of assets, Flat fee or retainer, Hourly |
| [Matthew Vallebo](https://find.wellspent.co/advisors/matthew-vallebo.md) | Presidio Capital Management | San Diego, California |   | Percentage of assets, Hourly, Fixed fees |
| [Michael Kasianko](https://find.wellspent.co/advisors/michael-kasianko.md) | Presidio Capital Management | San Diego, California |   | Percentage of assets, Hourly, Fixed fees |
| [Michael Scott](https://find.wellspent.co/advisors/michael-scott.md) | CORE Wealth Advisors | Lakeland, Florida | CFA | Percentage of assets, Hourly, Fixed fees |
| [Pedro Silva](https://find.wellspent.co/advisors/pedro-silva.md) | Apex Investment Group | Hudson, Massachusetts |   | Percentage of assets |
| [Robyn Cohen](https://find.wellspent.co/advisors/robyn-cohen.md) | Presidio Capital Management | San Diego, California |   | Percentage of assets, Hourly, Fixed fees |
| [Stephen Islander](https://find.wellspent.co/advisors/stephen-islander.md) | Presidio Capital Management | San Diego, California |   | Percentage of assets, Hourly, Fixed fees |
| [Eden Morimoto](https://find.wellspent.co/advisors/eden-morimoto.md) | Torrey Growth & Income Advisors | Del Mar, California |   | Percentage of assets, Hourly, Fixed fees |
| [George Hoover](https://find.wellspent.co/advisors/george-hoover.md) | Torrey Growth & Income Advisors | Del Mar, California |   | Percentage of assets, Hourly, Fixed fees |
| [Kian Hoover](https://find.wellspent.co/advisors/kian-hoover.md) | Torrey Growth & Income Advisors | Del Mar, California |   | Percentage of assets, Hourly, Fixed fees |
| [Mitchell Bloom](https://find.wellspent.co/advisors/mitchell-bloom.md) | Bloom Financial | Westminster, Colorado |   | Percentage of assets |
| [Richard Mueller](https://find.wellspent.co/advisors/richard-mueller.md) | Peak Investment Advisors | Colorado Springs, Colorado |   | Percentage of assets, Hourly |
| [Sean Planchard](https://find.wellspent.co/advisors/sean-planchard.md) | Torrey Growth & Income Advisors | Del Mar, California |   | Percentage of assets, Hourly, Fixed fees |
| [Zealan Hoover](https://find.wellspent.co/advisors/zealan-hoover.md) | Torrey Growth & Income Advisors | Washington, District of Columbia |   | Percentage of assets, Hourly, Fixed fees |
| [Amy Showalter](https://find.wellspent.co/advisors/amy-showalter.md) | Arbor Private Wealth | Ashburn, Virginia |   | Percentage of assets, Fixed fees |
| [Andrew Foss](https://find.wellspent.co/advisors/andrew-foss.md) | CORE Wealth Advisors | Lakeland, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Charles Foss](https://find.wellspent.co/advisors/charles-foss.md) | CORE Wealth Advisors | Lakeland, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Claireese Baggao](https://find.wellspent.co/advisors/claireese-baggao.md) | Layline Financial | Sandpoint, Idaho |   | Ongoing planning fee, Percentage of assets |
| [Geoffrey Sirhal](https://find.wellspent.co/advisors/geoffrey-sirhal.md) | CharMarLine Wealth Management | Lynchburg, Virginia |   | Percentage of assets |
| [Haley Tonge](https://find.wellspent.co/advisors/haley-tonge.md) | CORE Wealth Advisors | Lakeland, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Heath Clevenger](https://find.wellspent.co/advisors/heath-clevenger.md) | CORE Wealth Advisors | Lakeland, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Kenneth Moore](https://find.wellspent.co/advisors/kenneth-moore.md) | CORE Wealth Advisors | Lakeland, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Kevin Malone](https://find.wellspent.co/advisors/kevin-malone.md) | Malone Wealth Ventures | Boise, Idaho |   | Percentage of assets, Hourly, Fixed fees |
| [Matthew Cookson](https://find.wellspent.co/advisors/matthew-cookson.md) | Cookson Financial | Excelsior, Minnesota |   | Percentage of assets |
| [Paul Weaver](https://find.wellspent.co/advisors/paul-weaver.md) | CORE Wealth Advisors | Lakeland, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Anthony House](https://find.wellspent.co/advisors/anthony-house.md) | i2i Analytics | Evanston, Illinois |   | Percentage of assets |
| [Dane Rutstein](https://find.wellspent.co/advisors/dane-rutstein.md) | i2i Analytics | Evanston, Illinois |   | Percentage of assets |

## Related

- [Retirement planning](https://find.wellspent.co/specialties/retirement-planning.md)
- [Equity compensation](https://find.wellspent.co/specialties/equity-compensation.md)
- [Tax planning](https://find.wellspent.co/specialties/tax-planning.md)

## About this data

Sources and verification: https://find.wellspent.co/methodology/
Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).