# Financial advisors for retirement planning in Seattle, Washington > For retirement planning in Seattle, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Holly Davis of Alta Via Financial Planning LLC, Austin Boyce of SoundView Advisors and Mindy Crary of Creative Money LLC. Page: https://find.wellspent.co/specialties/retirement-planning/washington/seattle/ 31 fee-only advisors listed; data last updated November 2, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to about retirement planning in Seattle? For retirement planning in Seattle, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Holly Davis of Alta Via Financial Planning LLC, Austin Boyce of SoundView Advisors and Mindy Crary of Creative Money LLC. - [Holly Davis](https://find.wellspent.co/advisors/holly-davis/), Alta Via Financial Planning LLC, Seattle City. Holds the CFP and CPA. Fees on file: subscription, one-time planning fee. - [Austin Boyce](https://find.wellspent.co/advisors/austin-boyce/), SoundView Advisors, Seattle City. Holds the CFP and CPA. Fees on file: percentage of assets. - [Mindy Crary](https://find.wellspent.co/advisors/mindy-crary/), Creative Money LLC, Seattle City. Holds the CFP. Fees on file: flat fee or retainer, one-time planning fee. - [Joseph Turley](https://find.wellspent.co/advisors/joseph-turley/), Breakwater Investment Management, Seattle City. Holds the CFP. Fees on file: percentage of assets. - [Chris Maggio](https://find.wellspent.co/advisors/chris-maggio/), Retirement Planning Partner LLC, Seattle City. Holds the RICP. Fees on file: one-time planning fee. - [Joseph Hebert](https://find.wellspent.co/advisors/joseph-hebert/), trueNorth Wealth Advisors, Seattle City. Holds the CFP. Fees on file: percentage of assets, ongoing planning fee. ## How many fee-only financial advisors in Seattle work on retirement planning? The Wellspent public graph lists 31 fee-only advisors for retirement planning in Seattle, at 22 firms. We counted every advisor record that lists this work, as of November 2026. ## How do fee-only advisors for retirement planning in Seattle charge? The most common fee among fee-only advisors for retirement planning in Seattle is a percentage of assets, used by 61% of the 31 with fees on file. Many use more than one: 42% charge by the hour and 23% charge a one-time planning fee. ## How much do fee-only financial advisors charge in Seattle? Fee-only financial advisors in Seattle charge a median of $4,000 a year for ongoing planning. We found this across the published prices of 7 Seattle firms. ## How much does a one-time financial plan cost in Seattle? A one-time financial plan from a fee-only firm in Seattle has a median price of $4,000. We found this across the published prices of 7 Seattle firms. ## What credentials should a financial advisor for retirement planning have? For retirement planning, look for the RICP, CFP and CPA. In Seattle, 45% of the 31 advisors listed hold the CFP. - RICP (3% of advisors listed): The RICP is built around retirement income specifically. - CFP (45% of advisors listed): The CFP covers income, tax, insurance, and estate decisions together. - CPA (6% of advisors listed): CPAs help with the tax side of withdrawals. ## How do Seattle advisors for retirement planning compare with the rest of the US? 61% of fee-only advisors for retirement planning in Seattle charge a percentage of assets, compared with 87% of the 7,304 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Washington tax retirement income? No. Washington doesn't tax retirement account withdrawals or pensions, though it does tax large capital gains. ## What should I ask a financial advisor about retirement planning in Seattle? - How do you decide which accounts I draw from first? - When would you have me claim Social Security, and why? - How do you handle a bad market in my first years of retirement? - Will you run Roth conversion scenarios for me each year? - Would you plan differently if I might move to another state in retirement? ## How current is this list of fee-only advisors for retirement planning in Seattle? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Tim Melia](https://find.wellspent.co/advisors/tim-melia.md) | Embolden Financial Planning LLC | Seattle, Washington | CFP, MBA | Hourly | | [Jonathan Wride](https://find.wellspent.co/advisors/jonathan-wride.md) | Crafted Finance, LLC | Seattle, Washington | CFP | Ongoing planning fee, Percentage of assets, One-time planning fee | | [Melissa Leonard](https://find.wellspent.co/advisors/melissa-leonard.md) | Cairn Financial Planning | Seattle, Washington | CFP | Subscription, One-time planning fee, Hourly | | [Holly Davis](https://find.wellspent.co/advisors/holly-davis.md) | Alta Via Financial Planning LLC | Seattle, Washington | CFP, CPA | Subscription, One-time planning fee, Hourly | | [Joseph Hebert](https://find.wellspent.co/advisors/joseph-hebert.md) | trueNorth Wealth Advisors | Seattle, Washington | CFP, PhD | Percentage of assets, Ongoing planning fee | | [Kris Draper](https://find.wellspent.co/advisors/kris-draper.md) | Northern Lights Advisors Inc | Seattle, Washington | CFP | Percentage of assets, Ongoing planning fee | | [Martin Lundgren](https://find.wellspent.co/advisors/martin-lundgren.md) | Northern Lights Advisors Inc. | Seattle, Washington | CFA, CFP | Percentage of assets, Ongoing planning fee | | [Ralph Ted White](https://find.wellspent.co/advisors/ralph-ted-white.md) | Arrivity Financial Planning | Seattle, Washington | CFP, CIMA, MBA | Hourly, One-time planning fee | | [Austin Boyce](https://find.wellspent.co/advisors/austin-boyce.md) | SoundView Advisors | Seattle, Washington | CFP, CLU, CPA/PFS, CPA, BA | Percentage of assets | | [Chris Maggio](https://find.wellspent.co/advisors/chris-maggio.md) | Retirement Planning Partner LLC | Seattle, Washington | RICP | One-time planning fee | | [Lisa Eaton](https://find.wellspent.co/advisors/lisa-eaton.md) | Firm Footing Financial Planning | Seattle, Washington | AFC, MS, DPT | Hourly | | [Mindy Crary](https://find.wellspent.co/advisors/mindy-crary.md) | Creative Money LLC | Seattle, Washington | CFP | Flat fee or retainer, One-time planning fee | | [Bethany Steinhaus](https://find.wellspent.co/advisors/bethany-steinhaus.md) | Breakwater Investment Management | Seattle, Washington | CFP | Percentage of assets | | [Joseph Turley](https://find.wellspent.co/advisors/joseph-turley.md) | Breakwater Investment Management | Seattle, Washington | CFP, CFA | Percentage of assets | | [Kevin DeAngelis](https://find.wellspent.co/advisors/kevin-deangelis.md) | Breakwater Investment Management | Seattle, Washington | CFP | Percentage of assets | | [Alicia Singer](https://find.wellspent.co/advisors/alicia-singer.md) | Singer Wealth Management | Seattle, Washington | ChFC | Hourly | | [Blake Martin](https://find.wellspent.co/advisors/blake-martin.md) | Cloud Capital Management | Seattle, Washington | | Percentage of assets | | [Hart Williams](https://find.wellspent.co/advisors/hart-williams.md) | Cloud Capital Management | Seattle, Washington | | Percentage of assets | | [Hope Broucek](https://find.wellspent.co/advisors/hope-broucek.md) | Financial Planning for Real People | Seattle, Washington | ChFC | Hourly, Percentage of assets | | [Jose Barbosa](https://find.wellspent.co/advisors/jose-barbosa.md) | Singer Wealth Management | Seattle, Washington | ChFC | Hourly | | [Kory Lackey](https://find.wellspent.co/advisors/kory-lackey.md) | Cloud Capital Management | Seattle, Washington | | Percentage of assets | | [Maura Madden](https://find.wellspent.co/advisors/maura-madden.md) | Maura Madden Financial Planning | Seattle, Washington | CFP | Hourly, One-time planning fee | | [Sean Sternbach](https://find.wellspent.co/advisors/sean-sternbach.md) | Cloud Capital Management | Seattle, Washington | | Percentage of assets | | [Christopher Jernstrom](https://find.wellspent.co/advisors/christopher-jernstrom.md) | Ironstream Capital | Seattle, Washington | CFA | Percentage of assets | | [Kara Branson](https://find.wellspent.co/advisors/kara-branson.md) | Singer Wealth Management | Seattle, Washington | | Hourly | | [Randy Lundy](https://find.wellspent.co/advisors/randy-lundy.md) | PracticeCFO | Seattle, Washington | | Percentage of assets, Fixed fees | | [Bruce Petrie](https://find.wellspent.co/advisors/bruce-petrie.md) | Petrie Capital Management | Seattle, Washington | | Percentage of assets, Performance-based fees | | [Edward Riley](https://find.wellspent.co/advisors/edward-riley.md) | Colmina | Seattle, Washington | | Percentage of assets, Hourly, Fixed fees | | [Matthew Pickett](https://find.wellspent.co/advisors/matthew-pickett.md) | Colmina | Seattle, Washington | | Percentage of assets, Hourly, Fixed fees | | [Nathan Dively](https://find.wellspent.co/advisors/nathan-dively.md) | Colmina | Seattle, Washington | | Percentage of assets, Hourly, Fixed fees | | [Ward Williams](https://find.wellspent.co/advisors/ward-williams.md) | Better Tomorrow Financial | Seattle, Washington | | Flat fee or retainer | ## Related - [Tax planning in Seattle](https://find.wellspent.co/specialties/tax-planning/washington/seattle.md) - [Estate planning in Seattle](https://find.wellspent.co/specialties/estate-planning/washington/seattle.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).